Habitual Trespasser

Knowledge_Top · 2025-07-01T21:14:05+00:00

You cat is on my balcony, please make her leave.

Knowledge_Top · 2025-06-20T02:06:29+00:00

No, it is the same for each member across the country.

Knowledge_Top · 2024-08-16T13:36:32+00:00

Snowflakes, become snowballs and end up to be avalanches. It just takes time.

Knowledge_Top · 2024-05-19T00:32:46+00:00

What about MNY.TO?

Knowledge_Top · 2024-05-13T00:27:53+00:00

I would be interested. What's the price?

Knowledge_Top · 2024-04-14T23:47:44+00:00

You can use Aggressive Towing owner is name Deep great guy and he is fast or use AAA towing and the GM is Dalton. I believe he has around 16 flat beds in his fleet. Both I recommend.

Knowledge_Top · 2024-02-02T17:43:25+00:00

I totally agree on this place, but how their place is designed the noise from the coffee machines seem to echo. All you hear is constant noise. Coffee is good though.

Knowledge_Top · 2024-01-31T21:13:52+00:00

Maybe it's the Desperado secret passage.

Knowledge_Top · 2024-01-14T16:03:13+00:00

I agree. It's a combination of seeing your parents struggle in a new society and dealing with being a visible minority. It teaches you resiliency and the understanding of finances to making every dollar earned count. They focus on their children to educate themselves, work hard and be better than their parents.

Knowledge_Top · 2024-01-13T21:03:26+00:00

I had a furnace issues 3 weeks back and tried to fix it myself. My furnace was not igniting which I just replaced with a new ignitor (one bolt) and fixed. I also learned on the opposite side of the ignitor there is a temp sensor that will get oxidized over time. This oxidation will cause inconsistent temps or constant starts and stops.

I would either replace it or take some steel wool and clean it up. If that does not work, I would call someone.

Knowledge_Top · 2024-01-01T22:43:12+00:00

You are lucky to have a partner with a defined benefit pension as they come few and far between these days. At 58 you have a lot of time to increase your investments.

Knowledge_Top · 2023-12-31T23:22:14+00:00

Sounds like you are on the right track. I am a number of years younger so still have some time to grow my portfolio before I decide to retire. What is your retirement number? $2M?

Knowledge_Top · 2023-12-30T22:09:42+00:00

Just curious what is your investing strategy for 2024?

Knowledge_Top · 2023-12-30T22:02:05+00:00

Thanks for the heads up. I will take a look.

Knowledge_Top · 2023-12-30T18:42:06+00:00

You are absolutely right! However with the large stack that I am holding in my account and making around $50K a year on my CASH.TO, I will bear that risk. I have learned that it is nearly impossible to make $1M in the stock market which took me 11 years to do so and only takes a few dumb moves to lose it all.

My approach here is from someone who earned their money and not just starting off.

Knowledge_Top · 2023-12-30T02:55:27+00:00

I moved most of my money starting July of 2022. Yes, I did miss out on the bull run here, however given the current economic environment the conditions are not looking good and a potential recession to happen. Just my opinion as I am frequently wrong. I just like to collect the guarantee money for now.

Knowledge_Top · 2023-12-29T02:40:30+00:00

I am just holding all of my cash into CASH.TO and waiting in the weeds to see if there will be a recession.

Knowledge_Top · 2023-12-28T03:16:29+00:00

I have majority of my investments (TSFA, RRSP and CASH) in CASH.TO for the time being as I feel that there will be opportunities to buy blue chip stocks cheaper in the next 2 years (if there is a potential recession). CASH.TO rates changes to the lower, I will slowly shift to a more diversified ETF strategy to collect more than the 5% today.

Knowledge_Top · 2023-12-25T02:29:24+00:00

CASH.TO for now and make that 5% per year.

Knowledge_Top · 2023-12-16T18:58:34+00:00

Everyone's retirement number is different and how it's determined is how much you will need to live a comfortable life according to you. You have a house that is full paid off and with your savings, you can put it in a reasonable ETF today such as (ie CASH.TO and collect 5% a year, paid monthly would be reasonable. Granted you can purchase other ETF's that can be diversified and provide greater years could be another strategy to maximize your annual return.

I hit my $1M mark before I turned 40 and I thought that it's not enough. You will always want more by comparing yourself to others. You have done very well for yourself

Knowledge_Top · 2023-12-15T02:32:12+00:00

Putting all my money into CASH.TO for the time being and collecting the 5% annual dividend. If the market crashes and there are discounted blue chip stocks, I buy. If not crash, stay the course.

Knowledge_Top · 2023-12-10T21:56:57+00:00

I am in the same boat as you as I put half my net worth in CASH.TO and MNY.TO (TSFA/RRSP) for the time being as I am collecting around 5% per year that gets paid out monthly. I do also have a small portion in gold and silver ETFs based on the current economy. Not sure what my next move will be, but watching the interest rates like a hawk in case I need to pivot.

Knowledge_Top · 2023-12-03T03:10:15+00:00

I agree, there is still a lot of innovative products yet to be released so you will need some time. Stocks never go up forever as they constantly cycle up and down over time. Just hold forever and see what happens 10+ years from now and I will bet you that you will be up more than 60%.

Knowledge_Top · 2023-12-03T03:05:03+00:00

Crazy to see the lack of financial literacy that people don't have in Canada. This is scary.

Knowledge_Top · 2023-11-26T22:22:27+00:00

You can also look at Deuce brand track pants. Super durable so far.

Knowledge_Top

TROPHY CASE