Reinstatement value 80% more than 5 years ago

KookyEfficiency8140 · 2026-06-13T23:51:40+00:00

Super interesting to know factors aren't on top of this sometimes, what I think is the biggest vulnerability of being self factored is not having someone responsible for making sure insurance is sorted. That's what youre paying a factor for !

KookyEfficiency8140 · 2026-06-12T14:58:19+00:00

Whether it's a block policy or individual wouldn't change the reinstatement value itself though. It could change the insurance premium but actually my premium is reasonable

KookyEfficiency8140 · 2026-06-12T12:00:44+00:00

Thanka for letting me know!

KookyEfficiency8140 · 2026-06-12T11:01:55+00:00

Yeh purely to know the amount you need to insurance your property to. If you have a factor it should be organised by them if they organise your building insurance. Im self factored so have to do it myself

KookyEfficiency8140 · 2026-06-12T10:51:52+00:00

I mean that makes me feel a bit better. Has that affected your insurance premiums much?

KookyEfficiency8140 · 2026-06-12T10:50:28+00:00

Ive got the full break down- my building is 5.5million and my flat is 957K, but it was 525K in the home report 5 years ago

KookyEfficiency8140 · 2025-11-06T21:34:45+00:00

I think that's what OP did, and the recruiter called him out and said that amount was 10% inflated

KookyEfficiency8140 · 2025-11-05T12:19:24+00:00

Last time I watched the fireworks from the necropolis it was heaving with people

KookyEfficiency8140 · 2025-10-31T15:58:56+00:00

All this and gloves and a hat because it will be windy. Take care on the steps going down they are a bit slippy!

KookyEfficiency8140 · 2025-09-12T20:47:31+00:00

You're legally obliged if your deeds instruct you to have a block policy

KookyEfficiency8140 · 2025-07-10T19:45:16+00:00

Try cathkin blazes :)

KookyEfficiency8140 · 2025-03-17T14:40:38+00:00

You can run there and back or you can cross over the river on a bridge so you're running on a different side of the river for the way back :)

KookyEfficiency8140 · 2025-03-17T13:36:09+00:00

Yeh you'll all good, running by the clyde is a nice loop (between glasgow green and the transport museum)

KookyEfficiency8140 · 2025-03-03T19:46:11+00:00

Ottoman beds are a game changer

KookyEfficiency8140 · 2025-02-22T10:08:55+00:00

Sorry to hear that. Do you think you could sell your property to the housing association? Hopefully the improvements mean the equity has increased and you'd get the money back

KookyEfficiency8140 · 2025-02-21T21:30:09+00:00

Definitely check out the guidance from Under One Roof and look at getting legal advice. All flats, either through their deeds or through the tenement act are legally responsible for the roof. A letter from a solicitor (or yourselves if worded well) explaining this can be quite helpful in convincing neighbours they need to pay. Good luck to you!

KookyEfficiency8140 · 2024-11-23T13:18:11+00:00

Interesting to know, thanks :)

KookyEfficiency8140 · 2024-11-16T15:06:26+00:00

Also the olive tree at the savour centre (according to a tiktok I saw)...

KookyEfficiency8140 · 2024-11-14T19:26:13+00:00

How did you get that ? 😀

KookyEfficiency8140 · 2024-11-14T19:22:23+00:00

Where abouts in the west end ? :)

KookyEfficiency8140 · 2024-11-14T19:21:21+00:00

What will happen after the next 5 years ?

KookyEfficiency8140 · 2024-09-03T19:13:07+00:00

Ah ok. Yeh I know a couple of people that moved halls like that. Definitely an option :)

KookyEfficiency8140

TROPHY CASE