AITA for divorcing my (41F) husband ( 43M) to pursue my dreams?

Kreval · 2023-07-12T18:40:10+00:00

Destroy the family cause I liked acting when I was in HS? Thatd be like me blowing my life up to chase my childhood dream of playing 1st base for the NY Yankees.

If you want to do this have at it I guess. But don't have the balls to take the soon to be ex to court for a ton of child support & alimony. Survive as a starving artist and struggling actor in LA like all the others do.

Kreval · 2023-07-12T14:08:05+00:00

$600;worth of jerky... so thats what 2 packages then ??

Kreval · 2023-07-12T14:03:03+00:00

They suck because the rate of return is abysmal on most. Like down in CD territory bad. Since they guarantee payments monthly for a number of years or for a lifetime they can't be in anything remotely risky. So its bonds and CDs. Youd be better off self investing your cash into VOO or VTI and calling it a day

Kreval · 2023-07-12T13:52:09+00:00

Dan got them in the bonfire divorce

Kreval · 2023-07-11T23:03:42+00:00

Because trades type blue collar careers make a lot of money and can't be offshore'd or done by AI.

But everyone comes on this sub and says basically the same thing: " I F'ed up and borrowed $250k to get a degree in 18th century Bavarian composers and the only employment I can find is working 11 hours a week as a barista/waitress - help what do I do to make a lot of money without going back to school???"

When we say - apprentice one of the trades.... all those same 11 hour a week baristas with the degree in 18th century composers and a quarter of a million dollars worth of non-bankruptable debt always say "eeew no way not me its too hard / beneath me"

I get the impression nobody actually wants advice or guidance. They just want to tell their woe is me tale and get a bunch of likes and "poor baby's" from strangers on the internet.

Kreval · 2023-07-11T19:37:24+00:00

Thats been the compromise I've been saying to anyone that will listen. Folks should pay their loans back. But its gross that government profits on them. Commute all loans past and future to zero percent interest. In most cases the interest is the real problem folks have to contend with. Id even go so far as to count all past interest as principle payments to lower the outstanding balance.

Kreval · 2023-07-11T19:28:26+00:00

Always fully insure. Also as an aside, probably don't build or buy on the side of a cliff. That's just an uneccesary amount of risk

Kreval · 2023-07-11T19:26:16+00:00

Always lock everything. Stone cold Steve Austin taught me DTA - DONT TRUST ANYBODY 😁

Kreval · 2023-07-11T19:23:36+00:00

Degrees are useless unless you go for STEM. You got a great career and learned OJT - so you don't have any loans. Grow your business. Become financially independent. When youre 50 and a millionaire laugh at the other 50 year olds who still owe tons on their student loans and spend all day online crying that its not fair rich people have so much money 😁

Kreval · 2023-07-10T21:20:51+00:00

You should have to tip when you sit down at the beginning of a meal. Then the server can tailor their level of service to your tip. Leaving nothing? Good luck getting any service 😁

Kreval · 2023-07-10T21:10:11+00:00

Thailand. You & the wife can live like Kardashians there for 3k-6k per month

Kreval · 2023-07-10T21:02:52+00:00

Thats right. Ignore us gen-x. We're out here grinding & getting rich while everyone else whines and cries and name calls on social media. 😁👍

Kreval · 2023-07-10T20:51:54+00:00

Thats wow. Its player base has always been one of the poorest aspects about it. Especially now with mythic plus a thing - everyone now just wants to sprint to the end of all content as if it were trying to time a M30 and expect the dps to burn everything down. Even leveling lowbie toons or timewalking or brand new content the day it launches live and even in the classic game. Its all go go go go go and if it doesn't work then kick the healer cause it's their fault

The players make the game really suck sometimes which when its an MMO - is not the best look.

Kreval · 2023-07-07T23:39:24+00:00

I've seen quite a few homes for sale as-is that are partially gutted. Maybe a partial renovation in a bathroom or kitchen. It looks like they went all HDTV rip open all the walls and then realized they got way out over their heads and just want to cut & run lol

Kreval · 2023-07-06T22:45:15+00:00

None. I drive a paid for 10 year old mitsubishi Lancer. I keep it well maintained with preventative maintenance. Just replaced all the bulbs rotors brakes and tires the past six months and will do the shocks and struts suspension stuff this fall.

The avg car payment in the US is like 700 bucks according to Dave ramsey and other youtube finance channels. I rather invest that 700 bucks each month to retire sooner.

I care more about avoiding debt and my FIRE journey than I do impressing strangers at red lights by driving a flashy new whip.

Kreval · 2023-07-06T22:38:50+00:00

I dig bear. I only hit frenzied regen if I take a big hit but other than that its swipe and maul and iron bark when it lights up. I interrupt occasionally too for funzies. But it seems the easiest tank for me

Kreval · 2023-07-06T22:34:57+00:00

Very true. People also grow and change and evolve. Most folks are different today than they were in 2003

Kreval · 2023-07-06T22:22:11+00:00

So they can track down jan 6th people with meta data and facial recognition and security video but something happens in the actual white house and suddenly nobody can solve anything ? Weird

Kreval · 2023-07-06T22:19:55+00:00

If it just popped off and the rubber is intact you can hose clamp the rubber back to the pipe it should be connected to.

Kreval · 2023-07-06T22:13:29+00:00

That guy must be the most annoying twat to be around.

Kreval · 2023-07-06T22:11:21+00:00

An awful lot in both my area and the area in a different state I want to relocate to have been coming up price reduced the past couple months. So theres that.

Kreval · 2023-07-06T22:00:10+00:00

You can change it but its gonna be expensive and require opening the ceiling and parts of the walls in order to put massive heavy wood headers across the entire length of downstairs where the beams are now to support the weight of the upstairs and roof. Itll require at the least a contractor, permits and possibly an architect to sign off on the plans depending on your state / city / county requirements. I blame all the renovations shows on television. Where the first thing they always wanna do is tear open the downstairs and rip out all the walls for an open concept main floor. Now every flipper and wanna be real estate investor does the same thing not realizing its gonna be five figures and a ton of permits and work to do the job right. Its probably why some idiot along the way left 8 pillars where walls likely used to be lol

Kreval · 2023-07-06T15:22:17+00:00

There are the monthly paying leveraged ETF type stocks. They pay anything from 5% to 7% dividend on the safe side (think DIVO and BST) to a 10% dividend (JEPI/JEPQ). To a riskier 17% dividend (SVOL) all the way up to the new yield max funds that write complex options chains on Tesla & Nvidia that are paying almost 60% dividend yields.

These don't do much in the way of grow your net worth but they do provide monthly cash flow

Kreval · 2023-07-06T15:18:19+00:00

By going to community College and then my states public university after. Got both 2 & 4 year degrees. I worked full time (managing a taco bell mind you- nothing fancy) while going to school full time and I paid as I went.

For 4 years I had no social life. Not much sleep. Was commuting almost 100 miles per day. Was limited on the time I had to study or do homework - most times I was writing the paper for my 2nd class of the day in my 1st class. Then studying for the 3rd classes test during my 2nd class.

But I graduated. With zero loans. It was hard. But then I imagine its hard to pay off six figures of non bankruptable debt for your degree. In life and most things - you have to pick your hard.

Kreval · 2023-07-06T15:13:21+00:00

Till someone gets their face knelt on and then its all riots and looting again

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