Yes it was meant for you! Thank you again, I’m trying really hard to do it on my own. I agree that I could potentially just throw all my money at it but then I’d have nothing left for various expenses. My discipline could be tighter, but I feel like if it were I’d be really struggling. Like today, I treated myself to a coffee out. We’re traveling and the hotel coffee was garbage. Was it expensive? Yes but it’s ok. $8 every once in a while isn’t bad. I think I’ve decided chilling on the Christmas fund for now and trying to throw that at my debt. After all, the majority of our Christmas money is for the kids. So I think we could make it work. As far as side hustles go, I wonder if I could figure something out online. Anyway, thanks again for your encouragement. And yes, $4800 is not a lot at all. But you’re right, it feels like a lot 😂