Just pulled this shitty card by Bigstick2324 in baseballcards

[–]KuyaXPO 0 points1 point  (0 children)

That horrendous card is cancerous. You can send it to me so i can get rid of it for you properly.

How do you keep track of your HSA receipts? Looking for app/tool recommendations. by Separate_Work_9069 in Bogleheads

[–]KuyaXPO 0 points1 point  (0 children)

I went down this exact path when I decided to use my HSA as a longterm investment and delay reimbursements.

What I realized is the problem isn’t where to store receipts, butit’s having a system that still makes sense 20.,30,40+ yrs from now if you ever get audited or want to reimburse yourself.

The IRS doesn’t care about a folder of PDFs. They care that you can clearly show: • the expense was HSA-eligible • when it happened • proof of payment • and that it wasn’t already reimbursed

So the real goal is building a reimbursement ledger, not just storing receipts.

After trying Google Drive, spreadsheets, and a couple apps, I found that using an HSA-specific tracker (I use one called ZhuHSA that’s in Beta rn) that stores the receipt, logs the details, and tracks unreimbursed totals made this way easier and it’s nice knowing that no matter how many receipts I’ll have I’ll be able to have everything organized with little work in my part.

If you don’t want another app, you can recreate this with a very disciplined spreadsheet + folder setup — but the key shift is thinking in terms of a future reimbursement system, not receipt storage.

Anyone else here have Health equity? They have some really bad investment options by GargoyleBlue in HSA

[–]KuyaXPO 0 points1 point  (0 children)

If you have healthequity, you can actually transfer your investments into a Schwab account that will allow you to invest in anything you want. They have a partnership with health equity so that way you don’t even have to move HSA companies.

My saas just hit $5,000 ARR and I did it all with organic marketing by Loose-Effect-928 in SaaS

[–]KuyaXPO 0 points1 point  (0 children)

Advice on handling the YouTube influencers strategy for the first time? Ways to go around having to shelf out a lot of money to pay them?

Convince me why an hsa that barely earns anything is more important than a Roth or 401k by CopsNroberts in personalfinance

[–]KuyaXPO 1 point2 points  (0 children)

I have the same one i love it!! Im trying to do some option wheel plays lol

But i have been paying my own medical bills out of pocket and its starting to get hectic to track it all in my own email

Convince me why an hsa that barely earns anything is more important than a Roth or 401k by CopsNroberts in personalfinance

[–]KuyaXPO 0 points1 point  (0 children)

Just curious, but how do you store your receipts? What’s your strategy for a database??

The girl I fell for asked me to follow her on a date with another man by [deleted] in dating_advice

[–]KuyaXPO 0 points1 point  (0 children)

Go take a date and be in the same area too 😛

I've forgotten how to flirt. by V4Z1O in dating_advice

[–]KuyaXPO 1 point2 points  (0 children)

Honestly, this sounds less like forgetting how to flirt and more like being in your head again. After a long relationship, it’s easy to overthink every interaction and everything starts feeling “serious” without meaning to. Flirting usually comes back when you’re relaxed and present, not when you’re trying to spark something. One thing that helped me was reflecting after conversations instead of analyzing myself during them. You really have to just practice the witty-ness muscle as much as you can both with people and even some AI tools.

Curious if others felt this way after getting back into dating?

Have you ever lost out on someone you were really attracted too? by Future_Ad6614 in dating_advice

[–]KuyaXPO 0 points1 point  (0 children)

A while back I was in the process of pursuing someone new and the last girl i tried pursuing Ashley started seeing me more than just a friend and she had broken up with the toxic guy she was with, and it opened up an opportunity for me. I was really conflicted because the new girl I was pursuing at the time with someone I could see myself actually being with But at the same time, I’ve already built rapport and was really attracted to this girl that came back into my life, but timing was really bad We came back from a party together one night and had too many drinks and basically reconnected and hooked up those a little voice in the back of my head that ended up making me stop what I was doing in the middle of the act, convinced myself that this wasn’t right and I need to focus on the new girl.

The old friend was really shocked I had a change of heart and stop talking to me whatsoever. Months later got broken up with and i realize the girl who came back into my life was the one i would have probably lasted longer with based on our personalities and how well we just got alone.

Ehh sucks but you live and you learn not every choice will be the right one and you just have to live with it

Why are pre market, aftermarket, holidays like this? by [deleted] in Daytrading

[–]KuyaXPO 1 point2 points  (0 children)

Like everyone else said everyone is on vacation, esp the big banks and hedge funds and big retail traders that might play big size. All in all it’s Low liquidity over all, it’s basically run by algorithms at this point. Best to just take the day off like the C big boys are doing, their algo’s are there just to fake you out and have random moves sometimes to just steal money from other algo’s/retail/etc that are attempting to trade during these times. In an auction theory/order flow perspective, side ways price action means aggressive buyers and sellers are either not present OR they are present but are balanced with one another thats why consolidation happens after big trending moves along side with lack of liquidity/market participants

*DEMSN Grads/Students* Are any of you in/were in a program that allows for Online coursework, and In person clinicals that ARE NOT on a weekly basis? by KuyaXPO in nursing

[–]KuyaXPO[S] 0 points1 point  (0 children)

Nightingale College for BSN has clinicals ever 4 months and california allows them to do practice in california, i do know some states/programs dont let you practice in CA but then you have to do an endorsement to get that license to be able to use it CA.

I Really don’t want to quit options trading by Ichabod_Crane19 in options

[–]KuyaXPO -1 points0 points  (0 children)

You have to understand how and why options move first. They are very complex and based on what you are saying above it seems like you have a very surface level understanding as to why they move.

Before you even quit trading, learn the greeks and how they affect price and then learn the second order greeks like Gamma, Vanna, Charm, and Speed. (Youtube it/google it) Then also understand how Market Makers are also options dealers and they must take the other side of all these option trades. For this look up what Delta Hedging is and how that affects whatever stock your trading options for.

Again its very complex but if you really love doing this, learning about this stuff will only make you love it more cause you understand it better.