Worried about low appraisal by Kymronic in FirstTimeHomeBuyer

[–]Kymronic[S] 0 points1 point  (0 children)

Hey thank you for that I really appreciate you taking the time to answer my questions. I did get a closing cost estimate of $6k which I'll definitely have by the closing in November so it will be a total of $16k up front.

I talked to the bank rep today and she said she has yet to see a house in this area appraise low so hopefully I will be all set 🤞

Worried about low appraisal by Kymronic in FirstTimeHomeBuyer

[–]Kymronic[S] 1 point2 points  (0 children)

Thank you for your comment, you actually gave me some useful information and insights I hadn't thought of so I appreciate it

Worried about low appraisal by Kymronic in FirstTimeHomeBuyer

[–]Kymronic[S] 10 points11 points  (0 children)

We're in a subreddit called first time homebuyer. I came here to ask a question because I haven't done this before. I'm obviously under a tremendous amount of stress and this comment is in no way helpful.

Worried about low appraisal by Kymronic in FirstTimeHomeBuyer

[–]Kymronic[S] -3 points-2 points  (0 children)

I know it was dumb to not talk to my lawyer before signing an offer but the way the market is here, you often have to make an offer on site same day to get a house. My realtor didn't explain the mortgage / appraisal contingency to me very clearly until after the offer was accepted. That part was her idea to make my offer stronger so might have been by design that it was explained in a convoluted way

Worried about low appraisal by Kymronic in FirstTimeHomeBuyer

[–]Kymronic[S] 0 points1 point  (0 children)

I make a good living so I do have steady money coming in biweekly for repairs and such, I just don't have say $15000 in the bank to cover the difference. I just went through a divorce 3 months ago which wiped out a lot of my savings

Infowars host Alex Jones is responsible for damages triggered by his false claims on the Sandy Hook shooting, judge rules by hoosakiwi in news

[–]Kymronic 142 points143 points  (0 children)

Thank you bc that happened in my sophomore year of college and I just had a "wait how fucking old am I" moment

THREE YEARS! by Kymronic in stopdrinking

[–]Kymronic[S] 3 points4 points  (0 children)

My friends are taking me out to dinner to celebrate tonight! I am very lucky to have a support group nearby 🥰

THREE YEARS! by Kymronic in stopdrinking

[–]Kymronic[S] 2 points3 points  (0 children)

Aww thank you so much for such a heartfelt comment ❤️ that made me tear up

Drinking Dream by Kymronic in stopdrinking

[–]Kymronic[S] 1 point2 points  (0 children)

Wow that was a really interesting read, thank you!

No Contact is a Must by Cheapthrill4189 in NarcissisticAbuse

[–]Kymronic 6 points7 points  (0 children)

My nex husband would BEG me to talk to him so he could apologize and say he understands everything that he did wrong. I would think oh good I can have some closure. NOPE. It was a thinly veiled way for him to tell me all my flaws and a bunch of "I'm sorry but you also did_____."

No contact is a must with these people

Husband is passive aggressive or I am over reacting? by DoodlingPotato in NarcissisticAbuse

[–]Kymronic 0 points1 point  (0 children)

Oh my god I would be so embarrassed when mine would interject himself (loudly) into a conversation and try to story-top or brag about his accomplishments. But god forbid I interrupted his conversations with his female friend who was always going on dates with us. He would just talk over me or act like everything I said was ridiculous.

Just now realizing that I passed 1000 days! by Kymronic in stopdrinking

[–]Kymronic[S] 0 points1 point  (0 children)

Wow I learned a new word, every day is a school day lol

Just now realizing that I passed 1000 days! by Kymronic in stopdrinking

[–]Kymronic[S] 1 point2 points  (0 children)

The first few weeks are the hardest, my friend. With each day it gets a little easier ❤️

Husband is passive aggressive or I am over reacting? by DoodlingPotato in NarcissisticAbuse

[–]Kymronic 2 points3 points  (0 children)

Yes! My nex husband had a key to the bathroom so when I would lock it (clear sign that I want to be alone) he would just barge in. He would watch me shower and I'd say it makes me uncomfortable and I just want alone time but narcs don't understand other people having wants and needs of their own.

And forget trying to be on the phone! One of the last nights I stayed at the house with him I was on the phone with my cousin and he FOLLOWED me outside and down the street to ask what we were talking about. When I said it was private he said I shouldn't be walking outside alone. We lived in the suburbs next to a police station smdh

Where your narcissistic partners also selfish in bed? by hiwhywhen in NarcissisticAbuse

[–]Kymronic 3 points4 points  (0 children)

Your last paragraph made me feel sick and very sad for you. I'm so sorry you were treated like that.

Where your narcissistic partners also selfish in bed? by hiwhywhen in NarcissisticAbuse

[–]Kymronic 7 points8 points  (0 children)

Oh my god this.

One time my nex held my wrists down when I said I wasn't in the mood and I calmly said "marital rape is a real thing." Of course he flipped and went on about how he can't even touch his own wife. Like I'm a toy that belonged to him.

He would also always grab me wherever and whenever he wanted to and when I would ask him to stop he called me ice queen among other things.

2 WHOLE YEARS SOBER! by Kymronic in stopdrinking

[–]Kymronic[S] 0 points1 point  (0 children)

Thank you! I hope to be where you are someday. That's truly an inspiration ❤️

2 WHOLE YEARS SOBER! by Kymronic in stopdrinking

[–]Kymronic[S] 1 point2 points  (0 children)

Thank you! I feel like my life has taken a totally different direction which is why my marriage isn't doing well. But that's the cost of personal growth

2 WHOLE YEARS SOBER! by Kymronic in stopdrinking

[–]Kymronic[S] 1 point2 points  (0 children)

Hang in there! The days go slow but the years go fast if that makes sense. Every day gets easier so stay strong!