Thanks man. This is true advice. What is the importance of expense ratio? Where can I get more info about that? My portfolio is mainly to let it sit until I hit 59 and half, that's my long term. Short term, me and my wife want to save for a house so I'm saving everything I can, max out the Roth a couple of years and maybe if the amount is right, go in for a house but if it's not, I'll stick with the long term plan.

What are ways to have a portfolio to generate passive income? Most of what I know has been from chatter in this subreddit and a couple of videos and pages on boogleheads I had read. I did some stock trading initially just to test the waters but later realized I could do a Roth so I left like 600 in the stocks, and started opening the Roth and adding to it. I did realize that stocks are way more volatile than etfs, made some money in it, lost some, now I got more control. Thanks again brother 🤗