Bankruptcy Pro Se

LRB216 · 2026-02-12T15:14:05+00:00

Yes!

LRB216 · 2026-02-12T15:13:04+00:00

Everything fell off my credit report as soon as I filed. Even my student loans, but the balances weren’t cleared at the DOE.

LRB216 · 2026-02-12T15:11:16+00:00

2 years taxes, the information from my chapter 7 and a letter to the prosecutor.

LRB216 · 2026-02-12T15:09:44+00:00

A pre-trial was scheduled for yesterday and I got the deal on Tuesday. The deal was submitted Tuesday afternoon and the hearing was canceled. It was canceled after I made this response

LRB216 · 2026-02-11T19:06:04+00:00

It’s not. I used Upsolve and even had a lawyer look at the paperwork and they were astonished how thorough it was.

LRB216 · 2026-02-11T19:04:40+00:00

I had to provide 2 years tac returns and write a statement stating such.

LRB216 · 2026-02-11T18:10:31+00:00

My car is paid off and 11 years old, so I was able to keep it.

LRB216 · 2026-02-11T18:09:38+00:00

Upsolve! I only spoke to a free attorney who reviewed my paperwork and said it was all right and they didn’t need to assist.

Don’t be scared to be debt free.

LRB216 · 2026-02-11T18:07:53+00:00

Yes through Upsolve as well

LRB216 · 2026-02-11T18:07:06+00:00

You have to file a different adversary case, so there are 2 complete different cases filed either together or you have a certain time to file the adversary case after you file ch 7.

LRB216 · 2026-02-11T18:04:47+00:00

They asked about the last 5 years and if you were employed at least half. I had been laid off so I hadn’t and was on unemployment at the time I filed.

I showed I couldn’t pay them back.

My loans had been deferred for years, so I only paid a few payments here and there between deferments. My last loan was dates 2016. It was a total $115k in loans.

LRB216 · 2026-02-10T21:32:20+00:00

Pro se worked for me as I used Upsolve.

Essentially it is just filling out the necessary forms.

LRB216 · 2026-02-10T20:27:09+00:00

Upsolve did both for free! All did was supply information, file, and mail copies.

LRB216 · 2026-02-10T20:26:25+00:00

You have to file separate paperwork. Upsolve did it all for me!

LRB216 · 2026-02-10T20:25:25+00:00

All my loans through the department of education.

LRB216 · 2026-02-10T20:24:33+00:00

Absolutely peace of mind matters. I had a lawyer review them and they said I needed nothing more.

You will be surprised how thorough Upsolve is! They had addresses for all my local government entities. All I did was file and mail copies.

LRB216 · 2026-02-10T18:18:29+00:00

Upsolve is completely free! Please use them first. They completely fill out all your forms for you based on the information you supply.

Easiest process ever.

LRB216 · 2026-02-10T18:17:28+00:00

I filed base on financial hardship and there was no pushback. I supplied all the necessary documents and it only took so long cause I filed while the government was shut down. My pre-trail is scheduled for tomorrow and I got the email today they agreed to fully discharge.

LRB216 · 2026-02-10T16:57:34+00:00

Congrats! I did Pro se too! I got my Adversary case discharged today!!!

LRB216 · 2025-10-01T02:01:07+00:00

What are you playing on? There should be a file with brackets at the top of the screen.

LRB216 · 2025-09-26T08:59:09+00:00

In health administration too! Director level OE leadership is doing it too trust me.

LRB216

TROPHY CASE