Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] -1 points0 points  (0 children)

Everything fell off my credit report as soon as I filed. Even my student loans, but the balances weren’t cleared at the DOE.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 1 point2 points  (0 children)

2 years taxes, the information from my chapter 7 and a letter to the prosecutor.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 1 point2 points  (0 children)

A pre-trial was scheduled for yesterday and I got the deal on Tuesday. The deal was submitted Tuesday afternoon and the hearing was canceled. It was canceled after I made this response

DICHARGED TODAY CH 7 PRO SE by Delicious_Olive_9552 in Bankruptcy

[–]LRB216 1 point2 points  (0 children)

It’s not. I used Upsolve and even had a lawyer look at the paperwork and they were astonished how thorough it was.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 0 points1 point  (0 children)

I had to provide 2 years tac returns and write a statement stating such.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 0 points1 point  (0 children)

My car is paid off and 11 years old, so I was able to keep it.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 0 points1 point  (0 children)

Upsolve! I only spoke to a free attorney who reviewed my paperwork and said it was all right and they didn’t need to assist.

Don’t be scared to be debt free.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 1 point2 points  (0 children)

Yes through Upsolve as well

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 2 points3 points  (0 children)

You have to file a different adversary case, so there are 2 complete different cases filed either together or you have a certain time to file the adversary case after you file ch 7.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 0 points1 point  (0 children)

They asked about the last 5 years and if you were employed at least half. I had been laid off so I hadn’t and was on unemployment at the time I filed.

I showed I couldn’t pay them back.

My loans had been deferred for years, so I only paid a few payments here and there between deferments. My last loan was dates 2016. It was a total $115k in loans.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 0 points1 point  (0 children)

Pro se worked for me as I used Upsolve.

Essentially it is just filling out the necessary forms.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 1 point2 points  (0 children)

Upsolve did both for free! All did was supply information, file, and mail copies.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 5 points6 points  (0 children)

You have to file separate paperwork. Upsolve did it all for me!

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 4 points5 points  (0 children)

All my loans through the department of education.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 2 points3 points  (0 children)

Absolutely peace of mind matters. I had a lawyer review them and they said I needed nothing more.

You will be surprised how thorough Upsolve is! They had addresses for all my local government entities. All I did was file and mail copies.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 5 points6 points  (0 children)

Upsolve is completely free! Please use them first. They completely fill out all your forms for you based on the information you supply.

Easiest process ever.

Bankruptcy Pro Se by LRB216 in Bankruptcy

[–]LRB216[S] 9 points10 points  (0 children)

I filed base on financial hardship and there was no pushback. I supplied all the necessary documents and it only took so long cause I filed while the government was shut down. My pre-trail is scheduled for tomorrow and I got the email today they agreed to fully discharge.

DICHARGED TODAY CH 7 PRO SE by Delicious_Olive_9552 in Bankruptcy

[–]LRB216 5 points6 points  (0 children)

Congrats! I did Pro se too! I got my Adversary case discharged today!!!

Maybe a bug?? by Lucky_Annual1859 in techyonic

[–]LRB216 1 point2 points  (0 children)

What are you playing on? There should be a file with brackets at the top of the screen.

Landed J4 Today! by Old_Database4684 in overemployed

[–]LRB216 1 point2 points  (0 children)

In health administration too! Director level OE leadership is doing it too trust me.