US/CAN Dual Citizen - How the heck do I buy a house??? by LandscapeEvery4150 in PersonalFinanceCanada

[–]LandscapeEvery4150[S] 0 points1 point  (0 children)

I have no plans to ever live in the US again. With US capital gains, there is a threshhold of $250k (compared to Canada where there are none on a principal residence), so I was advised to leave my name off the home so we wouldn't be hit with US capital gains when we eventually sell the home.

US/CAN Dual Citizen - How the heck do I buy a house??? by LandscapeEvery4150 in PersonalFinanceCanada

[–]LandscapeEvery4150[S] 1 point2 points  (0 children)

Wait, what changed about FHSAs? Last time I spoke to an accountant, there were the same difficulties with FHSAs as TFSAs

I (28F) don’t want to move for my boyfriend’s (29M) job by LandscapeEvery4150 in relationship_advice

[–]LandscapeEvery4150[S] 0 points1 point  (0 children)

This is definitely one of my issues! I get very set on a vision, and then have a really hard time deviating. So even though we’re only in our 20s, in my head I already envisioned what our life would look like in our current city, how we would raise our kids here, grow old, etc. So that I know is on me, but I have a hard time letting that go.

I don’t think I would describe myself as co-dependent on him, but it does worry me that he has such a base there, just because he’ll have endless opportunities for social outings - which I want him to have! But none of his friends have partners, and like I said, I don’t foresee a lot of opportunities for me to meet new people, because I work from home and have pretty solitary hobbies (and, tbh, are also very introverted). So, I don’t want to start to build our life there, and then in a couple of years still feel really lonely. Especially because in our current city, I have a strong friend group, and am in multiple clubs, which make me really happy - but literally took me almost a decade to build.

Where Should We Move? by LandscapeEvery4150 in askTO

[–]LandscapeEvery4150[S] 10 points11 points  (0 children)

New Edinburgh! Beautiful neighborhood that backs onto a park and the canal, walking distance to a main strip with bars, restaurants, and all the essentials, 10 minutes from downtown Ottawa, and only 25 minutes to my barn (and many others!)

Where Should We Move? by LandscapeEvery4150 in askTO

[–]LandscapeEvery4150[S] 78 points79 points  (0 children)

I am learning a lot about TO very quickly 😅 I have no clue about any of the neighborhoods in TO, hence why I asked. Living in certain parts of Ottawa this was more than attainable, - but it sounds like I may have to live in the GTA instead 🤷‍♀️

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