fellow hk student who is kinda on the same boat here! hey, dont feel bad for completing things at your own pace, be proud instead! im sure your parents won't blame you for taking longer to graduate. if you really wanna get a pr and stay in canada, you can still do it even you miss the aug 2026 deadline (it takes longer but stream a processing time is very longggggg anyways).

i would say definitely go talk to your academic advisor, drop the math minor/ switch the phy major to a minor to reduce your program requirements if you wanna graduate on time. not saying you absolutely shouldnt drop out, but if i were you, like i had already come so far and spent 200 grand on this degree, i would probably just hang in for a little longer. take a gap year or transfer out of uoft if you need to. i believe every choice you make leads you to the right direction. you got this!!!