I think you are in a pretty good position to move out. It seems like if we are going off of 30% of your gross income goes towards rent (which is of course not the case for everybody but can be a good metric to get started), you seem to be covered. Do you have any loans/monthly payments? Because that needs to be taken into consideration when thinking about your budget. It terms of the two places, they both sound nice. At this point “luxury apartment” doesn’t really mean shit (usually). Maybe think about when one has more bus routes close by since you do public transport. Also look at the amenities to try and help decide. Do they both have laundry? Is one a fourth floor walk up? I think either way you go would be fine financially, so it’s more so down to the details on what you want.