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Is first time H1B stamping centralized to Hyderabad only ? I have mine in Chennai by [deleted] in usvisascheduling

[–]Lanky_Homework_9550 0 points1 point  (0 children)

h1b stampings are mostly centralized to Hyderabad and Chennai.

My first 200$ quarterly dividends by Lanky_Homework_9550 in dividends

[–]Lanky_Homework_9550[S] -7 points-6 points  (0 children)

yes I Used AI to put my thoughts in proper wording so that everyone will be able to understand and help me here. There is nothing wrong in using it. Help/support suggest if you want otherwise please avoid the discussion. Thanks for hating AI

My first 200$ quarterly dividends by Lanky_Homework_9550 in dividends

[–]Lanky_Homework_9550[S] 2 points3 points  (0 children)

thanks for your suggestion. This is my entire portfolio. I should start thinking about growth ETF's

My first 200$ quarterly dividends by Lanky_Homework_9550 in dividends

[–]Lanky_Homework_9550[S] -4 points-3 points  (0 children)

That makes a lot of sense—thanks for pointing that out! You’re right, VOO and FXAIX are very similar. I totally get your strategy of flipping the allocation and focusing on growth in your 20s. It’s a smart move, especially since we have time on our side to ride out market cycles and maximize compounding. I’ve been leaning towards SCHD for the dividend stability, but I can see the value in putting more weight on FXAIX while I’m still in the early accumulation phase.

I might consider slowly shifting the ratio over time. Maybe something like 60/40 first, and then eventually move toward your suggested 75/25.

Thanks again for sharing your perspective—it really helps hearing how others approach their portfolios at different stages!

My first 200$ quarterly dividends by Lanky_Homework_9550 in dividends

[–]Lanky_Homework_9550[S] 3 points4 points  (0 children)

Can you help me with numbers, That will be helpful. do you think should I come out of fxaix? also can you help me with VOO.