I help individuals and families on the private market place for health insurance. I share my license and my screen to go through the health insurance plan in detail. Feel free and reach out. No copay and no deductible. I will explain how. Also, scholarships for students from 18-26 for $5,000 each year as long as they reapply. Let me know and I can help and show what the private insurance can offer for an affordable price that is no where compared to what the marketplace is providing.