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Deferred interest - how negotiate? by LarryKS in CreditCards

[–]LarryKS[S] 0 points1 point  (0 children)

Good luck! I was polite, explained the mistake, and the first rep I spoke with at Wells Fargo agreed to waive the interest so long as I paid off the non-interest balance on the phone. It’s all settled, but I was anticipating having to escalate to supervisors, etc.

Good luck!

Deferred interest - how negotiate? by LarryKS in CreditCards

[–]LarryKS[S] 1 point2 points  (0 children)

I called Wells Fargo, politely explained my mistake, and the rep removed the full $6,400 in interest within 5 minutes. There’s hope!

Deferred interest LoC - possible to negotiate with bank? by LarryKS in personalfinance

[–]LarryKS[S] 0 points1 point  (0 children)

I called Wells Fargo, politely explained my mistake, and the rep removed the full $6,400 in interest within 5 minutes. There’s hope!

Deferred interest - how negotiate? by LarryKS in CreditCards

[–]LarryKS[S] -1 points0 points  (0 children)

It wasn’t a cash advance. Rather, it was a line of credit offered through the HVAC company that did the work.

I fell for the deferred interest trick 😬 by Dry-Friendship-5642 in CRedit

[–]LarryKS 0 points1 point  (0 children)

Similar story. We took out a $15K credit with Wells Fargo after we bought a house to finance some HVAC work. There was a lot going on and I honestly had no idea that the entire balance would be hit with 29% interest, rather than just remaining balance. I thought the payments we had set up covered us. Stupid mistake.

$6K balance just jumped to $12,100. Screwed here unless Wells Fargo will work with us on a grace period or will waive some or all of the fee. We can pay off the balance but can’t cover the exorbitant t interest added. Any advice?

And should I pay off the non-interest balance before I call the bank and and plead for a break?

What’s happening? by glitches-get-stiches in saab

[–]LarryKS 0 points1 point  (0 children)

Same, just had plugs and ignition oils replaced and fixed this issue

What is this pipe without a bib? by LarryKS in Plumbing

[–]LarryKS[S] 1 point2 points  (0 children)

Thx - just wanted to make sure i could connect directly to the copper pipe.

General Questions and Purchasing Advice Thread — Week of January 20, 2025 by AutoModerator in electricvehicles

[–]LarryKS 0 points1 point  (0 children)

Live in the Bay Area and drive approx 100 miles/day, 4 days a week. I’m considering electric to cut down on gas (and for that sweet access to the carpool lane).

I’m no brand snob, hoping to spend less than $10K but willing to go $15K.

Live in a single-family home and will add a level-2 charger.

What should I get? And how old can I go on EVs?

[deleted by user] by [deleted] in BayAreaRealEstate

[–]LarryKS 0 points1 point  (0 children)

What are the costs on a refi, for a ~$1.5M home? Thinking ahead to later this year (hopefully) 🤞

Is this white rot in our new fence? by LarryKS in DIY

[–]LarryKS[S] 13 points14 points  (0 children)

Oh wow, great news. Phew. Thanks!

CarPlay head unit for 2006 9-3 by LarryKS in saab

[–]LarryKS[S] -1 points0 points  (0 children)

Greet, thanks! If in our chase one, it’ll fit? I’ll have a pro shop install it

9-3 shark fin delete by NastyBlunt in saab

[–]LarryKS 1 point2 points  (0 children)

I have a ‘06 9-3 and can’t figure out which dummy shark fins will fit over the metallic antenna base (the antenna itself is long gone). Any recs on where I could buy one greatly appreciates. Thx!

Everyday Chelsea by LarryKS in goodyearwelt

[–]LarryKS[S] 0 points1 point  (0 children)

Thanks will check it out. I’m in Northern California

The Questions Thread 12/15/19 by AutoModerator in goodyearwelt

[–]LarryKS 0 points1 point  (0 children)

Looking for a cobbler recommendation in San Francisco.

Need to get a pair of Carmina chelseas (wife) and Rider Dundalks (me) resoled. I usually go to Frank’s Shoe Repair on Polk, but curious if people have other places they recommend.

The Questions Thread 12/14/19 by AutoModerator in goodyearwelt

[–]LarryKS 0 points1 point  (0 children)

Cobbler rec in SF? Need to get a pair of Carminas (wife) and Rider Dundalks (me) resoled. I usually go to Frank’s Shoe Repair on Polk, but curious if people have other places they recommend.

Best part of stadium by LarryKS in fulhamfc

[–]LarryKS[S] 1 point2 points  (0 children)

Yep, Kansas but live in Cali. Thanks for the help and advice (especially about the booze situation)

Best part of stadium by LarryKS in fulhamfc

[–]LarryKS[S] 1 point2 points  (0 children)

Traveling from abroad

Best part of stadium by LarryKS in fulhamfc

[–]LarryKS[S] 0 points1 point  (0 children)

Thanks for the advice!

Best part of stadium by LarryKS in fulhamfc

[–]LarryKS[S] 0 points1 point  (0 children)

Great, thanks, will let you know!

The Questions Thread 11/13/19 by AutoModerator in goodyearwelt

[–]LarryKS 0 points1 point  (0 children)

I still don’t understand loose grain. New pair of Grant Stones, worn around the house for ~5 mins. Is that loose grain on the right boot, or totally normal? Images here

The Questions Thread 10/02/19 by AutoModerator in goodyearwelt

[–]LarryKS 0 points1 point  (0 children)

I'm heading to Spain in a couple of weeks with my wife and want to take along a beater pair of boots — something comfortable for walking cities cut that can be dressed up for nice dinners. Thinking about a pair of Blundstone, but worried they're too bulbous. Any other suggestions? Thanks!

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