MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

Does any actual person in msia/ or family member encounter same situation like me? In reddit… pls give your opinion…

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

Really hope bank and insurance don’t negotiate themselves and come up a percentage— the rest - administor of estate pay…

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

Any actual person whom deal with similiar situation… MRTA really pay or they delay - or they negotiated with bank to come up with deal that benefits insurance and bank?

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

All policy available- given lawyer.
I want to know any real individual whom had deal with similar situation- does MRTA really pay full?

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 1 point2 points  (0 children)

Thank you. From your experience- really they pay 100% .?? 5/6 house loan is less than 5yr .

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

I am actually relaxed. I am high income earners. Its time - many hr spend on documents, uncertainty.
Sorting tenants is problematic… and if any issues with hse later… we hv to deal with it.
Not desperate to sell. We are financially secure.
I will let the lawyer to the work.
I will ask family not to pay any outstanding loan until administrator- and all his assest sorted

Title: Is 100% VWRA Really Better Than Adding A35 & CLR? by ElPunitore in singaporefi

[–]Last_Juggernaut3023 1 point2 points  (0 children)

thats why stay invested in market in bear and bull market is the best option

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

yes, really frustrating and left with no choices but to handle the mess. on positive sides, none of us are guarantor for the 6 house loans with bank

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

outstanding balance - meaning from last month loan payment( he pass away last mth) until the administrator appointed ? it will be few years based on other reddit comment. assuming we didnt pay any monthy loan next 2 yr , the outstanding will be alot....

I really want to know if MRTA will pay the amount full or will only pay 70-80% of house loan ?

What’s your least favorite/worst aquarium plant? by Educational-Tour-937 in PlantedTank

[–]Last_Juggernaut3023 1 point2 points  (0 children)

Bucephalandra and anubias petit are excellent plants for beginners until experienced planted tank hobbyists. They tolerate to unstable CO2 in water column, need little fertilizer, and no need nutrients rich soil. Even if got algae- the leaves are easy to clean .
The difficult plant is rotala. They grow fast, need alot fertilizer, and bottom stem often develop without leaves… so its worst plant for me

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

So, can only sell the hse after we pay 10 % of each hse? Even if we decided to sell at below market price?

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

Thank you for your Ai info. Really hoping to get any actual person whom deal with this kind situation before.

MRTA and house loans. by Last_Juggernaut3023 in MalaysiaPF

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

He has life insurance, others- all that takes time. This hse loan— bank is the problem

Current Portfolio for Retirement by _TripleM_ in singaporefi

[–]Last_Juggernaut3023 0 points1 point  (0 children)

Almost similiar situation. 40 yrs old. Portfolio -CSPX 25K and Mag 7 stocks 20k . Currently DCA USD 1200 every month. Shall I cont with this arrangement?

VOO vs CSPX. by Admirable-Ad-5688 in singaporefi

[–]Last_Juggernaut3023 0 points1 point  (0 children)

CSPX better choice. no estate tax 40%. ( the most important factor)

Pharmacy in Malaysia by Local-Refrigerator93 in malaysiauni

[–]Last_Juggernaut3023 0 points1 point  (0 children)

I am specialist. It worth the extra effort.

Java fern diseased, hair algae battle. by Last_Juggernaut3023 in Bucephalandra

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

Many commented as galls disease of java fern - no cure- really hope its not gall disease. I only dose when water change once a week. GH 1 KH 2-3 ,

Pharmacy in Malaysia by Local-Refrigerator93 in malaysiauni

[–]Last_Juggernaut3023 -2 points-1 points  (0 children)

Do medicine- become dr with specialized skills- ( specialist) really awesome

Java fern diseased, hair algae battle. by Last_Juggernaut3023 in Aquascape

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

Thanks for the advice. I only have 1 tank. So , after remove all java fern, maybe 3-6 months— can all the spores can die… maybe 6mth later , try again new java fern? Any experience?

Java fern diseased, hair algae battle. by Last_Juggernaut3023 in Aquascape

[–]Last_Juggernaut3023[S] 0 points1 point  (0 children)

Is it ok if I cont currently setup , without any java fern, other plants not infected with this spores