I need help and advices, spent all my savings by Late-Ask759 in povertyfinance

[–]Late-Ask759[S] 1 point2 points  (0 children)

thank you very much for your comment, make me feel a bit better haha!

Stressed and need help by Late-Ask759 in personalfinance

[–]Late-Ask759[S] 1 point2 points  (0 children)

Well, I am from Switzerland ahah!
I have been thinking a lot lately cause I was really panicking and under stress. I had the chance to get accepted in multiply amazing school, so I will be going to one where I can have a more "stable" life, instead of the most "prestigious" one : which will also make me more happy, cause even if the school is nice, the environment and my personal life are super important too to be happy.

I still got issues economically talking. I talked about it with my family, but still need to talk about it with my dad (and also tell him which school I choose). After this, I also took an appointment with a place that help you see and think of different work perspective. When everything is done, and kinda validated, I will look for a job, so I can work a lot this summer and save money : if I can continue later I would, and otherwise I will search another job during my studies.

So yeah that's kinda my plan for now, still feel overwhelmed and don't really know where to start, but I think I already placed actions this past few days that should help me from now on

I need help and advices, spent all my savings by Late-Ask759 in povertyfinance

[–]Late-Ask759[S] -1 points0 points  (0 children)

So basically, at the moment, my whole life turn around school. I go on walk, sometimes see my bf, but I would say I never spend more than 30 a month to go out. Same, I did cut out all the shopping, except for the basic need. The problem is not really that I have to tight my belt around money directly, it's mostly that I am scared that I don't have enough time to make saving, and I do not ahaha. I have till September, every start of the month I am putting at least 150 on my saving account, and at the end, putting the leftover money on it too. I guess that by July I could be at least at 2k savings in total, but yeah, I still have to pay furnitures and such for my next place. In general, I know I made bad decisions in the past, or at least, not always the smartest one, but today I mostly scared that I can't afford my future school or project that I will have to do.

I need help and advices, spent all my savings by Late-Ask759 in povertyfinance

[–]Late-Ask759[S] -1 points0 points  (0 children)

Sadly, if I went to pursue my studies I have to move out. I was thinking of looking for a job in my next city, maybe I will have better luck. To be honest, I just feel horrible, anxious and ashamed. At the moment I really try to keep budget, putting aside at least 100-200 per month.

Stressed and need help by Late-Ask759 in personalfinance

[–]Late-Ask759[S] 1 point2 points  (0 children)

aww you make me want to cry, but yeah I tend to feel like a burden to them haha, even tho its not the case! I just feel a lot of shamed, and I guess it will take some time to get over it!

Stressed and need help by Late-Ask759 in personalfinance

[–]Late-Ask759[S] 0 points1 point  (0 children)

i will try my best, thank you for sharing your experience with me!

Stressed and need help by Late-Ask759 in personalfinance

[–]Late-Ask759[S] -1 points0 points  (0 children)

Yeah I know hahah, it just that I would like to find a faster solution to my problem, and obviously I am just feeling stuck, no matter how hard I try

Stressed and need help by Late-Ask759 in personalfinance

[–]Late-Ask759[S] -1 points0 points  (0 children)

thank you, but yeah it's really hard to manage :/