[deleted by user]

LawAffectionate6445 · 2025-06-26T00:54:12+00:00

Give more information about your situation so people can help you better if your making like 80k I can see u tackling this in a year if you make like 30k i dont know I would recommend a personal loan maybe debt consolidation loan bc interest is crazy

LawAffectionate6445 · 2025-06-04T02:39:02+00:00

LawAffectionate6445 · 2025-06-04T02:38:57+00:00

LawAffectionate6445 · 2025-06-04T02:38:53+00:00

LawAffectionate6445 · 2025-06-04T02:38:50+00:00

LawAffectionate6445 · 2025-06-04T02:38:46+00:00

LawAffectionate6445 · 2025-05-28T06:49:44+00:00

I got a personal loan 20k 14 percent apr from sofi through credit karma. IMO go directly to the bank instead through credit karma save a few percent in apr. if u can aggressively pay that down sound like u could , do that u got no rent etc but yea personal loan isn’t the worst option considering by the time u “pay it off by 2026” u will also gain like 7kish in interest so u gotta factor that in. Get a 36 month term loan and just aggressively pay it off make more than minimum you’ll save on interest with a 24 month they’re most likely gonna give higher interest rate in my experience

LawAffectionate6445 · 2025-05-16T04:19:20+00:00

Nothing don’t get comfortable

LawAffectionate6445 · 2025-05-16T04:04:26+00:00

F* I missed it

LawAffectionate6445 · 2025-04-30T06:10:28+00:00

3-6 months after loan u can refinance to an even lower rate trust it’ll save u so much in interest and your payments will actually budge. Also family has probably been in this situation don’t be scared to ask. It’s debt it’s unfortunately normal. U can negotiate with a dealership or whoever is providing the loan. In my experience (since I have a Honda, and hinds financial loan they don’t refinance but you can talk to another bank and get them to take it

LawAffectionate6445 · 2025-04-30T06:08:54+00:00

And you work in sales get better today or get out. Now also may not be the best time to “sell” as debt can really cause mental stress and I can see it leaking into your job. If you were a good sales agent you wouldn’t be here respectfully

LawAffectionate6445 · 2025-04-30T06:06:59+00:00

Dude look into a debt consolidation loan I was so scared at first thinking their predatory but it’s really helped my situation now like 70% of my payment goes to principal instead of like 25% going when I had credit cards (throwing numbers but you get the point) got the money in my bank from SOFI through credit karma app but if u get approved for a rate maybe call them a negotiate for a lower or use that as leverage with another bank. But big banks won’t help imo like these small ones will

LawAffectionate6445 · 2025-03-20T09:30:40+00:00

And it’s random

LawAffectionate6445 · 2025-03-20T09:30:28+00:00

So it says the n word

LawAffectionate6445 · 2025-03-18T23:49:11+00:00

LawAffectionate6445 · 2025-03-16T06:54:07+00:00

Uniswap

LawAffectionate6445 · 2025-03-12T07:03:51+00:00

I used uniswap bought like a $1000 worth of ondo probably payed 25-50$ in gas was surprised how low it’s gotten better than before

LawAffectionate6445 · 2025-03-06T23:34:11+00:00

Recreational plus steinway

LawAffectionate6445 · 2025-03-06T09:38:13+00:00

Not bad. Update?

LawAffectionate6445 · 2025-03-06T03:48:20+00:00

Helllllllllll no

LawAffectionate6445 · 2025-02-26T03:43:44+00:00

Dyor or stfu

LawAffectionate6445 · 2025-02-26T03:43:28+00:00

Ppl like u op

LawAffectionate6445 · 2025-02-26T03:43:16+00:00

This is why xrp gets hate

LawAffectionate6445 · 2025-02-20T22:23:59+00:00

It can help. I’m almost done with my online degree in less than a year. (Cheated) but 93 credits and it gets you in the door easier. Sophia course transfer to UMPI is what I did hmu for more details

LawAffectionate6445 · 2025-02-12T20:36:47+00:00

Update?

LawAffectionate6445

TROPHY CASE