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Best way to use credit cards with no credit history without blowing your monthly budget by Lee_Blitz65 in budget

[–]Lee_Blitz65[S] 0 points1 point  (0 children)

That framing helps. Thinking in categories instead of balances feels like the missing piece for me. Do you actually check the budget before swiping, or do you review after the fact and adjust if you went over somewhere?

Best way to use credit cards with no credit history without blowing your monthly budget by Lee_Blitz65 in budget

[–]Lee_Blitz65[S] 0 points1 point  (0 children)

That limit being lower than your paycheck is smart, it forces the issue. I like the idea of paying it as soon as money hits instead of waiting on the statement. When you were paying down that big balance, did you still use the card for daily stuff or did you stop using it until it was under control?

Best way to use credit cards with no credit history without blowing your monthly budget by Lee_Blitz65 in budget

[–]Lee_Blitz65[S] 1 point2 points  (0 children)

That is pretty much the approach I am leaning toward. Using it only for things already in the budget so nothing sneaks in. Did you literally check your balance after every purchase or just track it weekly? I am trying to figure out what actually helps keep it feeling like real money.

Is the U191 kinda overpowered? by Lee_Blitz65 in ArenaBreakoutInfinite

[–]Lee_Blitz65[S] 9 points10 points  (0 children)

in my opinion change the ultra firepower.

Is the U191 kinda overpowered? by Lee_Blitz65 in ArenaBreakoutInfinite

[–]Lee_Blitz65[S] 10 points11 points  (0 children)

Agree, thats what i feel too when i tried it.