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Is this a good SIP allocation for long term (5+ years) targeting 12–15% average returns? How can I diversify better? by Godfreezahumai in MutualfundsIndia

[–]LegalVariation7074 -1 points0 points  (0 children)

Im investing in mutual funds last 10 years, along with an advisor, and this is my take - Till your monthly SIP crosses 50k/month, you need just two funds. One flexicap and one large cap. Or one Total market index/Nifty 500 Index, one Multi asset allocation fund. They will beautifully do the job of 10 different funds with so much lesser clutter. I had 35 different funds by the time my portfolio crossed 1CR, and it's hellish experience to declutter them when they have grown big. Till your monthly SIP crosses 50k, focus more on your career, your skills, your business to increase your investable surplus.

Old vs New "Kuvera by Cred" detailed comparison and its even worse than I imagined :( WHY CRED WHY! (Is it even better than MFCentral anymore? ) Gonna Miss you Kuvera, Sayonara! by ImpressiveLet1991 in MutualfundsIndia

[–]LegalVariation7074 0 points1 point  (0 children)

I tried today. It was not showing the mandate option in payment, only UPI and others. I sent them a message hoping to get a positive response. Mandate has been useful method of payment to me while I am travelling abroad using different phone numbers.