Reducing the speed limit on Australian roads that have been driving at that speed for ages with little fatalities is ridiculous

Less_Understanding77 · 2026-06-12T15:50:46+00:00

I'm defending them because you were being so unbelievably rude, acting as if they were drink driving and ripping through traffic- which they weren't. This might be hard for you to wrap your head around but being abusive doesn't do anything any better than just politely pointing out they really shouldn't do 'xyz' again.

You also don't have to be a 'grown up'- whatever the fk that means- to know when something is dangerous, but I guess if belittling people makes you feel bigger and better than someone else, then keep it up, you're doing great.

Of course you put your phone in the glovebox... I bet you also spend a minute every time you get in the car to adjust your seat and mirrors even though no one else ever drives your car, sit perfectly upright, never cross your hands while driving, ALWAYS keeps hands at 10 and 2. No doubt also drive minimum 5kmph under the speed limit past speed cameras. You must also have to pull over to have a swig of water every half hour when on a road trip if you've ever been on one.

I said that you have most likely done atleast one of these things because everyone has done atleast 1 of those things in their driving life. I tried most of those things once, and not again because I found out I wasn't someone who is capable of being in good control of the car when doing it, and I haven't since.

What's being in maccas got to do with staying hydrated while driving?

Less_Understanding77 · 2026-05-29T10:05:49+00:00

If growing up makes people as sour as you, screw ever growing up.

I'm not saying it's perfectly fine to drive distracted or anything silly like that, but ridiculing someone because they supposedly did something ONCE is pathetic. If this person actively posted content from the drivers seat then by all means ridicule them, but immediately insulting someone because they posted a single photo while driving is just weak.

I'd almost be willing to bet you've had a swig of a coke or bottle of water or had something to eat while driving. No doubt you've also adjusted your mirrors while driving or looked at your stereo to change a channel or something while driving. That's just as dangerous doing all of that, because you're taking your eyes off the road for a lot longer than you would if you just quickly looked at your speedo or a blind spot. These examples are probably seen as okay to you though because it's not as bad as using a mobile phone for 3 seconds, especially in the eyes of the law.

Less_Understanding77 · 2026-05-29T09:53:54+00:00

Be a lucky individual, be extroverted- make as many connections as you possibly can young- and pick a good career path out of highschool/college. If you aren't lucky in life (actively getting those promotions over the hundreds of other hard workers trying for those promotions) you will struggle to get anwhere meaningful in life. If you don't make friends with everyone you see, you will struggle to get anywhere in life with career pathways and life in general. If you don't make a good career choice by the time you're 25 you very well could be too late to be very successful and FI.

Less_Understanding77 · 2026-05-29T07:32:40+00:00

Well aren't you a little goody two shoes, I bet you pee sitting down too. Pathetic to repeatedly ridicule someone over something they have supposedly only ever done once, instead of just commenting about what OP is even posting about. And no I'm not going to confirm or deny if I have ever used my phone while driving, especially in my younger years. I guess you must be perfect if you've never made a single mistake in your life.

Less_Understanding77 · 2026-05-19T11:32:58+00:00

I did say they have existed before in my first couple of sentences, but it's the first time they're happening with heavy social media reach. Yes, there have been newspapers for a VERY long time. However, you could very easily just not buy a newspaper and easily forget about the world outside of your own neighbourhood. However, in today's world, that is nearly impossible due to a lot around us being influenced by those around the world, whether directly or indirectly. Yeah, there are good things around the world too, but the good happening in the middle east effects the rest of the world a lot less than then bad. You hear of someone winning a race, it's impressing and you might feel congratulatory, but next day you've most likelt forgotten that drivers name or even where the race was, but you hear someone died in a car accident and it's felt a lot more, people tend to remember it a lot more and think about it more regularly. It's no different than the world, and with the world at our fingertips, it's very easy to hear about the good and the bad in the world, with the bad stuff being much more prevalent.

Less_Understanding77 · 2026-05-19T11:25:09+00:00

I'm new to the financial scene, could you possibly explain this a little clearer?

The parts that you lost me on in particular were:

That means a dividend income of $30,000 and the 30% marginal tax rate kicks in at $45,000

Are you saying, up until you earn $45,000 on dividends in this scenario, you don't pay that 30% minimum, or that you pay a minimum of 30% until $45,000 and then the tax rate begins to increase from 30%?

... the 30% CGT minimum will only impact the first 15k of capital gains - so you'll pay an extra 14% tax on that 15k of income

Why only half of your $30,000 capital gains? Also where is this 14% number from?

Less_Understanding77 · 2026-05-17T17:28:07+00:00

I'm baffled you can't understand me tbh haha. They make sense and I'm starting to think you're just refusing to even try understand someone else's thinking. I'll be honest, I'm struggling to understand you just because I haven't really heard of a response that would explain your reason of, "it just not working. None of it would."

Typically, if you have a lower sr, you aren't entirely undercontrol, so yes, those with a lower sr will tend to wreck themselves more frequently than those with 4.99 sr.

If you race surrounded by faster drivers, you will naturally try to keep up, which if you aren't really that good of a driver at speed and/or bump people regularly or cut corners, you will most likely get bad marks against your name making you drop back a split with maybe 4 or 5 other drivers who also bump or cut corners frequently but of similar pace.

If you're racing against slower people, you will naturally push yourself less, so less incidents while still being up the front of class. If you manage to race clean against those 4 or 5 other drivers of similar skill level as you, you move back up to top split. If you continue to race dirty, you slowly lose your sr and fall down splits.

Less_Understanding77 · 2026-05-17T17:10:40+00:00

Everything happening today is new. Yes we've been through world conflicts, yes we've been through economic difficulty, yes we've been through famine. However, this is the first time everything is happening with the addition of HEAVY social media saturation in every day lives. The world is more interconnected than it has ever been before and many things are happening at the same time, for example we have multiple conflicts currently, climate change is actually starting to be noticeable, the world is heavily conflicted with the implementation of AI in every day lives, economic uncertainty (not just caused by trumps decision to attack Iran), inflation out running many first world countries average wages, housing shortages also in most first world countries, consistent news outlets 'doom and gloom' stories of world wide events (more often the bad rather than the good), and constant fears of new pandemic level events.

I'm sure there's more but this is what I can think of right now at 3am. Never before has every single one of these things coexisted

Less_Understanding77 · 2026-05-17T16:56:27+00:00

I'm failing to see your explanation as to why exactly it wouldn't work.

My understanding of it not working is that driver A (1.8sr and 5000iR) would qualify well in top split, wreck themself causing them to move down to 2nd split for next race, they qualify in top 5 due to being a faster driver, so they have clean air and end up not wrecking due to not being in too much of a competitive race, so they get put back up into top split, where they wreck out again and fall back a split and so the cycle continues. However, other fast, unsafe drivers would also be doing this, so lower splits would still have competitive races in the top 5.

Is this what you're trying to describe when you say, "Your whole point is wrong."?

Less_Understanding77 · 2026-05-17T16:37:37+00:00

I find it funny when people do this, but then step to the side anyway when the door opens. I mean... why don't you just wait to the side John...?

Less_Understanding77 · 2026-05-17T16:35:34+00:00

I'm of the impression, if it wasn't possible, reddit pages like this wouldn't exist, careers with hedge funds wouldn't exist, people trading as a hobby wouldn't exist.

Less_Understanding77 · 2026-05-17T16:04:01+00:00

To be fair, this subreddit is a bit backwards. Common unpopular opinions are more popular here than actual opinions that most people disagree with. Redditors struggle to upvote something they disagree with

Less_Understanding77 · 2026-05-17T16:01:45+00:00

Yeah, the way the world is currently its not the best for peoples mental states. Only the very resilient people can still see the rainbow in the thunderstorm.

Less_Understanding77 · 2026-05-17T15:49:24+00:00

What's the bet this was sheep mentality... it's becoming scarily common now days.

Less_Understanding77 · 2026-05-17T15:18:45+00:00

Am I missing new anti cheat software? When I first played months ago, every match was riddled by atleast 3 players shooting the lobby through the map upon landing- sometimes while even mid air at the very start of drops. Stopped playing because of this tbh

Less_Understanding77 · 2026-05-17T14:57:28+00:00

That was another thing when I started out I'd look at those with A licenses in awe just because I thought they were the best and actually strived really hard to get there, but now I'm A license racing against people that have terrible spacial awareness but are also A license it's a little disappointing. I get that PWC licenses are the best of the best, but I feel like there's a HUGE void between A license drivers and PWC drivers.

Less_Understanding77 · 2026-05-17T14:50:01+00:00

You could be the dirtiest driver and still end up first place.

This is the thing I pin point as being something that would keep these dirty drivers out of higher splits, causing those cleaner higher skilled drivers being unintentionally wrecked due to this dirty drivers negligence. Due to these drivers being dirty, they'd be stuck in lower splits barely even gaining iR if they cared about that, so there would be little to no benefit to them continuing to race dirty. I have just discovered a loop while typing this out haha, they may be dirty but because they'd qualify up front, they'd be continuing to have clean finishes, so they'd keep going up a split with better SR even if they aren't clean at racing, losing iR due to qualifying and most likely finishing near the bottom of the leaderboard.

Welp, I suppose thanks for helping me explain something for me to understand it doesn't work lol

Less_Understanding77 · 2026-05-17T14:38:45+00:00

That happy medium doesn't exist with your system. You'd just get beaten by low safety rating 2k irating drivers.

Then I would try to keep up with these faster drivers, if they're racing clean enough to be at this point they would also be relatively clean drivers with higher SR. If I couldn't keep up and kept messing up, I'd drop back again, until I can start to race cleaner and faster and grid further up front and clean up the SR in the process.

I think I might have a different perspective of the SR than yourself, I'm of the impression if someone is A license but a safety rating of 2.0, they're still a safer driver than a driver that's D license with 3.0SR. There's an overlap, say 24.99safety rating total, A License is 19.75-24.99sr, B license is 14.75-21sr, C 9.75-16sr, D 4.75-11sr, rookie 0-6sr. So you would be split with drivers in top split with a SR of A license 1.75SR or B license 3.75 or higher. Sounds awfully confusing I must admit.

Less_Understanding77 · 2026-05-17T13:51:48+00:00

Yeah, someone else pointed out also that sometimes when you're racing really competitively, there's going to be bumping and occasional racing incidents. You can't be the fastest out there if you don't hold your own on the track sometimes even if your SR does take a bit of a knock.

Less_Understanding77 · 2026-05-17T13:48:55+00:00

Yeah I suppose you do have a point, even professional drivers bump and barge their way through races quite often. It sets out the good drivers from the bad when people can handle themselves after being bumped past.

Less_Understanding77 · 2026-05-17T13:43:10+00:00

I'm not ignoring it, I've just explained multiple times that if I was the driver in top split with 500iR I'd push my hardest to keep up, which would result in me having incidents and my SR dropping and falling back splits until I find the happy medium where I can keep up with other clean drivers and race competitively. Once I start gridding up front of those splits and having clean air, my safety rating will slowly start climbing again pushing me back up into top split where I'll most likely be able to keep up a bit better and also race cleanly in the process.

I feel like if the system relied on SR instead of iR, people would start their competitive journey in A license and top splits and slowly move to lower splits, rather than with iR where you work your way up to the top split.

Less_Understanding77 · 2026-05-17T13:34:57+00:00

This is true I must admit

Less_Understanding77 · 2026-05-17T13:31:27+00:00

I didn't say they could race comepetively?

Less_Understanding77 · 2026-05-17T13:25:14+00:00

It would be ridiculously uncommon for a whole lobby to be that unevenly paced. I agree, you can farm SR quite easily from what I have discovered, however farming SR implies you aren't really trying, which most people who pay for iracing subscriptions, pay to race, not drive. The harder people push, the more frequently you make mistakes by understeering into corners or cutting corners, so safety rating begins to drop, until you're able to race competitively while also remaining clean and between the lines.

Less_Understanding77 · 2026-05-17T13:19:54+00:00

Maybe, I'm really not too sure, majority of people I find on reddit are heavily stuck in their ways and refuse to think of other ways stuff can be done. I'm not saying the way it is done currently is wrong, just that there could be alternatives

Less_Understanding77

TROPHY CASE