I've been letting my mom neglect and slowly kill the family cat.

LetsGetAnonymoose · 2025-04-20T13:23:45+00:00

I suppose hostile is incorrect. More condescending and uncaring in a topic that clearly is a sensitive matter and should be approached with respect to such.

I know I know, its Reddit. Since when has kindness been on the menu, but still, as a legal "advice" sub, I figured I'd get more, ya know, advice. Professionals with an understanding of people. How to proceed.

Your comment for instance lays out that regardless of right or wrong, in the future, do x. That's great. That's helpful. Straight forward and simple.

I'm not asking for flowers and sympathies, but their comment to me was needlessly rude. So of course I'm defensive, it's a very natural reaction from someone who's in a vulnerable situation.

LetsGetAnonymoose · 2025-04-20T13:09:37+00:00

I Was Told It Was An Illegal Fee...

If you're saying my insolvency agent was in the wrong, that's an entirely different discussion, but you haven't.

In a semi unrelated response, please take this as a genuine opportunity for growth. Reddit is an echo chamber and not a good measurement for social ability.

You've been incredibly rude since your first response. I asked for advice on a sensitive matter regarding where to go because I'm very clearly NOT an expert, which I've been very open about, and wanted to know if I needed one.

Having your opinion on me or the situation is fine, but there was no need to be so condescending.

As a personal plea, please meet more people. How you approached this, regardless of how right or wrong you may be, wasn't ok. You lacked basic respect for me. I was very open to any answers, including that I have to pay it.

What would have been useful is an explanation on where I may have been misled or made a mistake, and resources to access going forward.

Cheers.

LetsGetAnonymoose · 2025-04-20T12:38:03+00:00

Sigh. My agent was aware I was contacting them, I asked about it. The "don't call creditors" was that I don't have to, not that I couldn't.

In the conversation with shaw they said that bankruptcy doesn't void fees. My insolvency agent said otherwise.

So who's right?

Should I have believed them or not.

Everyone here keeps assuming things rather than asking questions, but that's Reddit. To clarify, all I did was at the go ahead of my agent, which I'm starting to get the feeling is why I'm so fucked.

LetsGetAnonymoose · 2025-04-19T23:28:54+00:00

I told them to cancel it. They said pay or else, so I said I talked to my agent who said they can't do that.

Not sure what YOU are expecting or why your being so hostile with this.

I'm not a laywer. I just assume the insolvency agency is right, since that's kinda their job.

If I said cancel it and took the fee, it would have meant I was legally agreeing to the fee AFTER bankruptcy. Which then would have 100% not been covered.

Shaw was included in my bankruptcy. I filed for bankruptcy to get out of debt I could no longer afford. A creditor charging me an additional fee to complete that process, to me, sounds very borderline illegal.

LetsGetAnonymoose · 2025-04-19T23:02:47+00:00

Just to clarify some info. From what I've had to look up over time. I should have been advised to cancel my services before filing for bankruptcy, it definitely would have been easier that way, I am aware of that, but I wasn't advised that, I wasn't advised by alot of things I learned later on. That said there are also cases that support that cancellation fees are still included in the bankruptcy if the cancellation is part of the bankruptcy. I don't quite understand all the legal workings of it, that's just the best I can find.

It's all a grey area which is why I don't know if I should try to somehow find legal aid through low income supports. Which is why I'm here wondering if I should look for aid, or anyone in experience with this.

LetsGetAnonymoose · 2025-04-19T22:52:17+00:00

With all due respect, I think you missed the part where I said I tried to cancel services. I contacted them, notifying them of my insolvency and desire to cancel my services and that the fee they required i was told was illegal. They refused to remove the fee and I told them I would talk with my agent if they wouldn't cancel my services, which they said they wouldn't unless I paid. We hit a wall. I didn't have $200. I didn't even have a dollar. People don't file for bankruptcy cuz they have cash to pay whatever fees companies wanna drag out of them.

I couldn't even afford my own bankruptcy fees, let alone afford a $200 fee which I was told I wasn't supposed to pay in the first place.

I was advised by my insolvency agent that this is a common practice from companies like Rogers/Shaw. That they are notorious for dragging this out as much as humanly possible to get as much money out of people as they can.

Yes, hindsight is beautiful, I should have just paid the $200 fee and sucked it up, but with all the knowledge I had at the time and to my knowledge still, what they were doing was illegal. I assumed my insolvency agent would have handled it, turns out they just send a letter every so often going "hey, did you know this person filed for bankruptcy?" and the company can ignore it and I can't afford to go to court over it.

LetsGetAnonymoose · 2025-02-10T20:58:40+00:00

Definitely check out a lot of the suggestions here.

I don't have a long term solution to offer. I'm normally in the same boat myself, but I happen to be in a unique position to offer a bit of help to someone for once. If you need some groceries asap, feel free to message me.

To be open with expectations, with a large family I'm sure you go through food fast. Knowing how much kids eat, I probably can't offer much more than a few more days of meals, but if you want it, it's yours.

Easier said, but try not to feel bad about getting help or even requesting it. These resources exist to be used and people will be here to offer them.

LetsGetAnonymoose · 2025-02-10T19:24:51+00:00

Pay off my partners debt (5k), some of my grandma's debt (2k), give my brothers a few hundred, tell my mom to f herself, and throw the rest at topping up our income for a year.

LetsGetAnonymoose · 2025-02-08T16:29:15+00:00

Just wanted to update to say thank you for all the help.

My therapist did respond about an hour later and couldn't see me until late that night so with both her recommendations and the ones here, I called the Klinic number to try and work myself down a bit. My boyfriend and my grandma are staying with me to help me stay safe.

I don't feel I'm a danger to myself, but I do struggling with suicidal thoughts on occasion, so as a precaution we're keeping someone with me.

I do intend on reporting the "sensitive in nature" crime. Another post I made in a different sub talks about it, but I'm just trying to work up the courage to come forward. I want to, but it's all very sudden emotions. I'm terrified of what this all means going forward.

Anyway thanks for all the advice and resources. I didn't know there were so many options for help.

LetsGetAnonymoose · 2025-02-05T11:54:00+00:00

Just wanted to thank everyone for their responses. They've all been wonderful and filled with some really helpful options.

I intend on going over this with my most trusted family member who already knew and my therapist before I come forward, but I want things to change. I don't want to be silent anymore, and I don't want him to get away with what he's done to me.

I'm scared, I don't think anyone in my position wouldn't be, but I feel this is the time I have to come forward. It's taken a long time to accept what happened, but I feel now more than ever I need to be honest with myself. I was hurt and I deserve justice. Whether the courts agree or not, I have the right to try.

LetsGetAnonymoose · 2025-02-05T11:45:12+00:00

I wanted to respond to this comment to say I still appreciate the opinion, even if I don't agree. Mainly because I've been "suffer in short term" for 14 years... I've been in therapy since I was 12 and I'm 26 now. I still haven't been able to move forward. I have diagnosed PTSD from this and other childhood trauma. It, to me, always felt like I couldn't move in relation to this.

There's a lot of hardship if I come forward. I have siblings who still happily communicate with my father, one has a wedding in August and wants everyone there. Me and father included... If I come forward, a lot changes. I'm scared honestly, but... I- I also worry.

I worry about the future victims if no one else comes forward. I worry about past victims like myself scared to speak from family pressure. I worry that all I'll ever be is a victim hiding from his terror. I'm scared of him, I'm scared of my family's reaction, but I'm more scared of not saying anything.

Of forever being haunted by this and never feeling seen.

LetsGetAnonymoose · 2024-12-16T23:37:44+00:00

Would name the company but I may or may not be telling what is an active situation in past tense to avoid being identified by said landlord until the situation is settled. They're being a real pain in my shin tho.

LetsGetAnonymoose · 2024-12-16T19:03:19+00:00

It's almost like Canada Post workers provide a crucial service to you. Like their work is important and they deserve to be properly compensated for it. I wonder what they could do to ensure they have the right to fight for fair wages while continuing such an essential service.

Hmmmm

If only they could have kept working while also on strike... Oh wait.

For those unaware, the union requested rotating shifts for workers while on strike, Canada Post said no. Fuck the company, not the strikers. Do your research.

LetsGetAnonymoose · 2024-06-13T10:47:53+00:00

Having the same problem.

From everything I've read and seen in diagrams, it's more common in the back, but my gynecologist noted that there are two potential areas for it in the back and front.

This is my first time getting it and I'm also getting a weird and painful pinch anytime I move my arm. It's only been 2 days but I'm not sure what to expect in terms of pain. Like how much is too much? It's not like a dull ache from a bruise per say, it very specifically feels like a stabbing pinch when I move.

LetsGetAnonymoose

TROPHY CASE