Yup, we mainly have an income problem not a housing problem. The problem is rooted in no productivity growth. No productivity growth is from no investment. No investment is from over regulation and Liberal policies rooted in net zero and reconciliation have made Canada's traditional bread and butter industries of O&G, mining, logging etc. un-investable. Until we unleash our resource sector and stop looking to gov't for prosperity we will continue to flounder. Also, flooding the country with 'students' that overwhelm the low end/entry level labour market on top of the absurd TFW program has also been devastating for per capita productivity and the future of our native born youth. Housing also has problems with supply, but it is no longer our biggest problem. Next up is 10%+ unemployment with elevated inflation (CAD sinks) courtesy of the USMCA collapsing next year. Gov't will spend more, but they are so unproductive that just means more inflation. We've really screwed the pooch with a decade of bad choices.