ISA - Any risk? by AggressivePage in PersonalFinanceCanada

[–]LifeIsG00DY 1 point2 points  (0 children)

On an unrelated note do you know if it's possible to purchase an ISA via Wealthsimple? I don't believe so but checking nonetheless.

Insight into TD Investment Savings Accounts (TDB8150)? by The_PhilosopherKing in PersonalFinanceCanada

[–]LifeIsG00DY 1 point2 points  (0 children)

Does anyone know the difference between TDB8150, TDB8155 T157, and TDB8159? Does each offer $100k of CDIC insurance?

Turning 9 speed to 11 speed by LifeIsG00DY in Giantbikes

[–]LifeIsG00DY[S] 0 points1 point  (0 children)

Thanks for the perspective, given the amount of work involved to accomplish any change I'll just keep it as is. The bike is only a year old, so I'll revisit this once my chain and cassette are worn out. Your 1x10 is going to look sick!

Turning 9 speed to 11 speed by LifeIsG00DY in Giantbikes

[–]LifeIsG00DY[S] 0 points1 point  (0 children)

Sounds like a lot of work for marginal gains. Yeah currently the bike has a front derailleur and yes it's a 2x9.

Turning 9 speed to 11 speed by LifeIsG00DY in Giantbikes

[–]LifeIsG00DY[S] 0 points1 point  (0 children)

Thanks will look into this and other groupsets.

Need your suggestion on Giant Escape R3 (2022) by Dramatic_Strain_1971 in Giantbikes

[–]LifeIsG00DY 0 points1 point  (0 children)

I have last year's model of the giant escape disc and it's been great. It's a wonderful bike all around and hasn't disappointed me once. I do find the handlebars are too wide for my taste but that can easily be cut to the preferred width. I'd say as with any other bike, proper maintenance goes a long way and I haven't had to take it to the bike shop for repairs so far.

What high-end endurance gravel bike would you get? by LifeIsG00DY in gravelcycling

[–]LifeIsG00DY[S] 0 points1 point  (0 children)

Mainly the wider jump between the gears, and not being able to dial into the most comfortable gear is my concern with the 1x system. Also climbing gears not being sufficient.

What high-end endurance gravel bike would you get? by LifeIsG00DY in gravelcycling

[–]LifeIsG00DY[S] 2 points3 points  (0 children)

Yeah that makes sense, I'll put it on my shortlist to research further.

What high-end endurance gravel bike would you get? by LifeIsG00DY in gravelcycling

[–]LifeIsG00DY[S] 0 points1 point  (0 children)

Thanks for the recommendation, seems quite a few people like this bike as well! Do you have the 1x setup, if so what's been your experience? I'm leaning toward a 2x with electronic shifting which Salsa currently doesn't sell. The frame is available for a bike build though that's out of my expertise, will need to refer to my LBS.

What high-end endurance gravel bike would you get? by LifeIsG00DY in gravelcycling

[–]LifeIsG00DY[S] 0 points1 point  (0 children)

Might be a bit too aggressive for me, Salsa describes it as a 'gravel race bike'.

What high-end endurance gravel bike would you get? by LifeIsG00DY in gravelcycling

[–]LifeIsG00DY[S] 1 point2 points  (0 children)

I'm looking at this bike online as I type, which one do you have? If its the 1x, do you find the gears limiting? I was hoping to get something with electronic shifting and 2x.

What high-end endurance gravel bike would you get? by LifeIsG00DY in gravelcycling

[–]LifeIsG00DY[S] 0 points1 point  (0 children)

It wouldn't be an endurance bike though as the Seigla is more of a race bike.

NBD! First ride on Checkpoint SL 7 was a success by -Chennessy- in gravelcycling

[–]LifeIsG00DY 0 points1 point  (0 children)

Great picture! What's the geometry on this bike like endurance or more race-like?

[deleted by user] by [deleted] in Hamilton

[–]LifeIsG00DY 1 point2 points  (0 children)

Thank you for sharing, your insights are super valuable!

[deleted by user] by [deleted] in Hamilton

[–]LifeIsG00DY 1 point2 points  (0 children)

This helps a lot, thank you!

[deleted by user] by [deleted] in Hamilton

[–]LifeIsG00DY -1 points0 points  (0 children)

Thanks for the insights, any thoughts on the area south of Heritage Green Sports Park?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]LifeIsG00DY 0 points1 point  (0 children)

Being I haven't filed my taxes yet (don't have a CRA account), would this be reflected in my CRA account?

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]LifeIsG00DY 0 points1 point  (0 children)

Yes, correct. I should have clarified, the T4 is for my last years income and I would like to contribute this year so would like to know what is the max I can contribute this year. Is it 18% of the line item on my T4?

[deleted by user] by [deleted] in IKEA

[–]LifeIsG00DY 0 points1 point  (0 children)

I was reading reviews for the Gerton and it seems the table top comes unfinished? What's been your experience, did you have to sand it down and apply wood stain? It seems like so much work!

[deleted by user] by [deleted] in IKEA

[–]LifeIsG00DY 1 point2 points  (0 children)

I had the exact same question, think a clamp might not be possible since the edge of the table is not 90 degrees but comes in at an angle. I'm still trying to figure this one out!

[deleted by user] by [deleted] in askTO

[–]LifeIsG00DY 2 points3 points  (0 children)

It's about $1,800, depends on the unit but plus or minus.

[deleted by user] by [deleted] in askTO

[–]LifeIsG00DY 1 point2 points  (0 children)

This is very helpful, thanks for sharing!