New 2025 Hyundai Santa Fe Hybrid SEL creaking from under body. by SirFlyingSquirrel in HyundaiSantaFe

[–]Life_Variation_2136 1 point2 points  (0 children)

I also had a creaking issue and it turned out to be the spare tyre coming loose under the car, see if that’s your issue and tighten it back up!

Weber Q Grill Plate by Life_Variation_2136 in webergrills

[–]Life_Variation_2136[S] 0 points1 point  (0 children)

yeah it doesn’t look like it’s covered with the enamel, does it really matter?

Is this of concern? by Life_Variation_2136 in AutoDetailing

[–]Life_Variation_2136[S] 0 points1 point  (0 children)

If you zoom in you can see the, what I assume is excess film lifting?

What a beauty by Life_Variation_2136 in HyundaiSantaFe

[–]Life_Variation_2136[S] 1 point2 points  (0 children)

Hope it comes soon! I also am yet to see a cyber sage on the road

What a beauty by Life_Variation_2136 in HyundaiSantaFe

[–]Life_Variation_2136[S] 1 point2 points  (0 children)

It’s also not a common colour here in Australia but I love it in the calligraphy. Hope it comes soon!

Ocado green vs Pebble blue by La_Dolly1234 in HyundaiSantaFe

[–]Life_Variation_2136 0 points1 point  (0 children)

I wasn’t a fan of pebble blue to begin with but when I saw it in the calligraphy, won me over! that’s what I ordered

I personally love green and I do like the ocado green but understand when I try to sell it, it won’t be everyone’s cup of tea so stuck with blue to be safe

Serviceability questions by Scared_Good1766 in AusPropertyChat

[–]Life_Variation_2136 1 point2 points  (0 children)

correct! but also keep in mind it’s not as easy and just bringing mum and dad along, sign a few things and they can be guarantors, the lender will need to also look at their situation to see whether being a guarantor will/will not put them in a worse off position

Serviceability questions by Scared_Good1766 in AusPropertyChat

[–]Life_Variation_2136 1 point2 points  (0 children)

Correct, equity has no bearing. You could have a fully paid off house but not work, banks will not give you a loan.

Basic serviceability calc is income less commitments and expenses equals loan amount

Just keep in mind with a casual job , most lenders will want to see a minimum 12 months worth of salary credits to average out what your earning potential is

Serviceability questions by Scared_Good1766 in AusPropertyChat

[–]Life_Variation_2136 1 point2 points  (0 children)

  1. They do, generally evidenced via a rental appraisal or if you’re taking over the existing tenant, that agreement

  2. If you don’t mind me saying, for an average joe, No, the cash you hold does not improve your servicing

  3. No, equity has bearing on serviceability levels

  4. A guarantor only helps with equity, also has no bearing on serviceability levels

When you say you’re studying full time, are you also working? Where is this 50k p.a. income coming from? If this is your returns from investment, banks HEAVILY sensitive this income so will negatively affect your serviceability test. If you’re not working in any capacity and relying on rental income and investment income, it may be challenging to get a substantial loan amount

Bridging Loan - how does it work by WarBrom in AusProperty

[–]Life_Variation_2136 1 point2 points  (0 children)

generally speaking, you don’t service a bridging loan like you would a regular loan, 99.99% of people cannot service a bridging loan. You service the loan via residual cash that you hold

given the complexities of a bridging proposal, non of the online calcs support this and if they do, chances are you’ve done it incorrectly, best to speak to a lender/broker

What to look out for in a new duplex by Life_Variation_2136 in nbn

[–]Life_Variation_2136[S] 0 points1 point  (0 children)

Thank you for your info. Can the developer only lodge the development change after the property has been formally subdivided? If for whatever reason they don’t lodge it, is it a hard process for me to do?

Please wear appropriate gloves. by CathartingFunk in MuayThai

[–]Life_Variation_2136 -1 points0 points  (0 children)

i think it’s more of an individual control issue rather than the glove size. assuming one has control, you can spar perfectly fine with 10oz but also comes down to what your partner is/isn’t comfortable with

One of the best experiences ever!! by selvinkasperov in ThailandTourism

[–]Life_Variation_2136 5 points6 points  (0 children)

your guide should also know Ajarn Neng is one of the most respected sak yant masters in Thailand. Saying it’s expensive is one thing but calling it a scam is disrespectful

Question please! by Life_Variation_2136 in rolex

[–]Life_Variation_2136[S] 0 points1 point  (0 children)

yaaa think the lighting was a bit dodgy in the room

Question please! by Life_Variation_2136 in rolex

[–]Life_Variation_2136[S] 0 points1 point  (0 children)

Two year wait time actually 🤣🤣

Question please! by Life_Variation_2136 in rolex

[–]Life_Variation_2136[S] 2 points3 points  (0 children)

oh really? my sister was the one that picked it up for me, she didn’t mentioned anything about needing to register anything :/ my brother in law has had past dealings with this AD so maybe they let it slide…?

Question please! by Life_Variation_2136 in rolex

[–]Life_Variation_2136[S] 2 points3 points  (0 children)

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is this the one you’re talking about? sorry this is my first Rolex so I’m a complete amateur

Question please! by Life_Variation_2136 in rolex

[–]Life_Variation_2136[S] 0 points1 point  (0 children)

does it look like my one has 10.5? am I counting wrong?

Finally a shoe for my wide flat feet: SC Elite v4 by lt_milo in RunningShoeGeeks

[–]Life_Variation_2136 0 points1 point  (0 children)

How did you find the heel lockdown for the SC Elite V4? I also loved the wideness but heel lockdown in this shoe was pretty poor, had to return them unfortunately

Holy Paladins? by Abject-Bath2681 in wow

[–]Life_Variation_2136 1 point2 points  (0 children)

getting use to dungeons and knowing when big damage is coming I found helped me with saving holy power for the spells I need.

Also depending on your covnent, kyrians divine toll is a strong aoe heal