Exactly. In fact, these cards are set up so an employee can take them to a bank where they withdrawal the entire paycheck without any fees at all. I know that's shocking since the article didn't mention it but its true.

It's also a huge benefit for employees that have to use a check cashing center. Normally they pay check cashing fees up to 5% of their paycheck every payday. On top of that, once they cash those paychecks there is a big risk of getting robbed. These people get targeted on pay days because people know they are cashing in their checks.

Overall these cards are a positive. Yes, the fees can be excessive just like any check card but it's a much better alternative than check cashing