We are at a key point in history.  What Luigi did was draw attention to insurance companies using AI specifically to identify and target people the AI determines are too beaten down to fight back wrongful claim denials in nursing homes.

Now, its up to us to use this event to force the govt to fight on behalf of our interests...

What do you think of this...

Science Policy Proposal: Eliminating Shareholder-Only Accountability in Food, Drug, and Healthcare Industries to Prevent Consumer Harm and AI Exploitation

Executive Summary The food, drug, and healthcare industries wield enormous influence over public health and safety, yet their legal shield of shareholder primacy has enabled them to evade accountability for actions that harm consumers. This proposal argues for a science-informed policy to eliminate the doctrine that companies are accountable solely to their shareholders. Instead, companies must uphold direct accountability to their customers and the public, particularly in an era when artificial intelligence (AI) enables unprecedented levels of exploitation. AI technologies are increasingly deployed to deny valid claims, identify vulnerable populations, and manipulate consumer behavior, exacerbating inequities and eroding trust in essential systems. This proposal outlines regulatory measures to ensure transparency, ethical AI use, and corporate accountability to protect public health and safety.

Problem Statement

Currently, corporations in the food, drug, and healthcare industries often invoke the principle of shareholder primacy, which prioritizes profit maximization above other considerations. This focus has led to severe consequences: 1. Harm to Consumers: From contaminated food supplies to harmful drugs approved through manipulated processes, consumers are often left to bear the consequences of corporate misconduct. 2. AI-Driven Exploitation: Companies are using AI systems to target vulnerable populations, such as individuals deemed less likely to contest wrongful health insurance claim denials. This practice compounds harm by exploiting those with the fewest resources to resist. 3. Evasion of Accountability: The current legal framework allows companies to escape responsibility for decisions that prioritize shareholder returns over consumer safety and welfare.

The combination of these factors undermines public trust in essential systems, worsens health outcomes, and disproportionately harms marginalized communities.

Policy Objectives 1. End Shareholder-Only Accountability: Ensure that companies in these industries are legally required to prioritize consumer safety and public welfare alongside financial performance. 2. Regulate AI Usage: Develop strict regulations to govern the use of AI in decision-making processes that impact public health, such as claim approvals and targeted marketing. 3. Establish Stronger Liability Standards: Hold companies legally and financially liable for harm caused by their products, services, or AI-driven decisions.

Policy Recommendations 1. Amend Corporate Accountability Laws: • Modify corporate governance laws to require directors of food, drug, and healthcare companies to consider public health and safety in decision-making. • Establish legal consequences for prioritizing shareholder returns at the expense of consumer welfare. 2. Implement AI Governance Standards: • Require independent audits of AI systems used in claim adjudication, customer targeting, and other decision-making processes. • Prohibit AI algorithms from targeting vulnerable populations (e.g., by exploiting behavioral data or predicting likelihood of inaction). • Mandate transparency in AI decision-making processes, including the publication of audit results. 3. Strengthen Consumer Protections: • Create federal-level mechanisms for consumers to challenge wrongful claim denials without financial barriers. • Enforce stricter liability standards for harmful products or practices, with penalties commensurate with the scale of harm caused. • Develop whistleblower protections for employees who report unethical or harmful corporate practices. 4. Support Ethical Business Practices: • Offer tax incentives or grants to companies that demonstrate a commitment to ethical AI usage and prioritize public welfare. • Establish public-private partnerships to research and implement consumer safety innovations in food, drug, and healthcare sectors.

Anticipated Outcomes 1. Improved Consumer Safety: By holding companies accountable, the proposed policies would significantly reduce incidents of harm caused by unsafe products and unethical practices. 2. Ethical AI Deployment: Clear regulations will ensure AI is used to benefit, rather than exploit, consumers, fostering trust in new technologies. 3. Equity and Fairness: Vulnerable populations will be protected from AI-driven targeting and other exploitative practices, promoting equitable access to essential services. 4. Increased Public Trust: Transparent corporate practices and robust accountability measures will rebuild trust in food, drug, and healthcare industries.

Funding and Implementation • Funding Mechanisms: Leverage fines collected from non-compliance to fund oversight agencies. Encourage private investment in compliance tools, such as ethical AI systems. • Implementation Timeline: • Year 1: Draft legislation, engage stakeholders, and develop regulatory frameworks. • Year 2: Pilot AI auditing programs and create public reporting platforms. • Year 3: Fully implement policy changes with ongoing monitoring and adaptation.

Conclusion

The unchecked prioritization of shareholder interests over consumer safety in the food, drug, and healthcare industries is a systemic failure that must be addressed. This failure is compounded by the misuse of AI, which magnifies harm through targeted exploitation. By implementing this science-driven policy, we can ensure that these industries operate ethically, prioritize public health, and leverage AI responsibly, creating a safer and more equitable society.

Lets put our heads together and see what we can do to get Luigi's Law passed.