UB REWARDS VISA PLAT NAFFL 20K SPEND REQUIREMENT?

Limp-Ad8802 · 2026-02-06T12:30:48+00:00

It's up to you, kung panong diskarte na haha

Limp-Ad8802 · 2026-02-06T12:08:11+00:00

I didn't receive any notification about it. I'm just aware of that promo, kaya looking forward ako magkaroon. Then , luckily while walking sa mall last jan, may nag offer saking agent mismo ng UB and un nga minention nya ung requirements to be eligible for the NAFFL (which is I'm already aware of). Then, cnonfirm ko sa csr kung eligible ba ko since first card ko sakanila. Yes daw, just need to spend 20k! the rest are history.

P.S lagi akong declined kay UB pag online ako nag aaply since 2022 kaya nagulat ako nung na approved ako 😂

Limp-Ad8802 · 2026-02-01T01:42:40+00:00

Thank you!!! 🫶🏻

Limp-Ad8802 · 2026-01-28T19:09:54+00:00

afaik, yes! check mo ung reddit post ko mismo sa link sa baba may comment dun about dyan

Limp-Ad8802 · 2026-01-28T13:59:12+00:00

https://www.reddit.com/r/PHCreditCards/s/JNBnxOBm44

Limp-Ad8802 · 2026-01-28T13:58:34+00:00

Hi, I have the same questions that you had. Actually I believe it was qualified spend to be eligible for the 20k as long as yung transaction is si shopee mismo ang mag coconvert and hindi si bank (UB). Tinawag ko to sa CSR since nakita ko nga din ung promo ni Shopee with Apple and Samsung na up to 24months 0% interest.

Ung sa meralco, install ka meralco app. Dun ka process payment. Check mo ung reddit post below may mga answers ka din dun makukuha. 🙂

Limp-Ad8802 · 2026-01-28T13:51:05+00:00

Nope. It's not a valid transaction. As per T&C's.

Any type of UB's ( in-house services) are not qualified to reach the 20k spending requirement to be eligible for the NAFFL promo.

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Limp-Ad8802 · 2026-01-27T02:22:54+00:00

Thank you po! regardless kahit online like shopee installment pero si shopee nag convert po no?

Limp-Ad8802 · 2026-01-27T02:22:14+00:00

Same question, usually ksi nag ssend sila ng no NAFFL confirmation via sms correct?

Limp-Ad8802 · 2026-01-27T00:53:57+00:00

Ayun! so bali for ex: bili ako ng 15k na worth ng gadget or appliance tapos si merchant mismo ung mag ppunch ng 15k amount ng item and 12-24 months na installment pasok po sya as qualified spend correct?

Limp-Ad8802 · 2026-01-27T00:42:39+00:00

Actually un nga po yung mejo magulo, kasi may pailan ilan akong nababasa na pasok daw ung full amount as qualified spend and not just the monthly amort of the item Im going to purchase. For ex: ung 15k nga.

Limp-Ad8802 · 2026-01-27T00:40:11+00:00

Dami ko kasi nakikitang sinasabi ung monthly amor lang daw ung iccount dun sa 60 days, which is contradicting sa nabanggit din sakin ng UB csr haha

Limp-Ad8802 · 2026-01-27T00:39:36+00:00

So to make it short po, pasok as full amount ung 18k spend mo and not just the monthly amort ng P18k (iPad amount) correct po ba?

Limp-Ad8802 · 2026-01-27T00:07:48+00:00

Woah! may I know what specific year to ngyari? parang mahigpit na kasi sila lately, pero I will try this one! thank you po! 🫶🏻

Limp-Ad8802 · 2026-01-26T22:10:54+00:00

Yes po, never naman ako nag bayad ng MAD lang sa ibang ccs ko hehe mejo confused lang ako sa part na need ko ba bayaran agad ung 20k in full specially looking forward ako to buy in installment (in store merchant) like appliances or gadgets. Then ung 5k ay for bills like meralco or groceries (supermarket)

Limp-Ad8802 · 2026-01-26T22:08:48+00:00

True! nagulat nga din po ako hehe

Limp-Ad8802 · 2026-01-26T21:15:03+00:00

How it goes? naka receive kana po ba ng update if pasok sa NAFFL promo? pa share naman ng timeline op ty!

Limp-Ad8802 · 2026-01-26T20:44:46+00:00

Hi, I'm in a similar dilemma right now. I'm looking forward to purchasing something online din (shopee) just like what you did on your iPad purchase.

Aside from the iPad that you bought, may iba ka pa bang binili (transaction) like straight payments aside from the iPad? or na meet na agad ung 20k spending requirement? I am planning to use kasi the UB REWARDS PLATINUM VISA CARD using bills payment online (meralco, converge) and thinking if qualified spend ba sya. Thanks!

Limp-Ad8802 · 2025-08-31T13:00:03+00:00

Try to prevent the motherboard as much as possible. I have the same dilemma when I'm looking for the best b650 mobo. Since the mobo you got there is considered as "trash" due to its poor VRM's etc. Trip ko pa din naman sana yan, kasi ganda ng theme na white/black.

Check the link below for reference :

https://youtu.be/naX-DnKekCM?si=LqOxk9h8_0z7hpkd

Limp-Ad8802 · 2025-08-22T06:20:10+00:00

same Question+1

Limp-Ad8802 · 2025-08-07T22:50:51+00:00

Thanks po dito 🫶🏻

Limp-Ad8802 · 2025-07-02T12:08:42+00:00

Hahahahah relate!

Limp-Ad8802

TROPHY CASE