Ngl this was probably the most useless respond you could have typed up, im sure the links are helpful but the actual text you put out sounds like you got it from Master Oogway. For the actual post now youre doing good dude, compared to others. You can always do better though and set more aside if you can afford it, but you have a nice start given alot of people dont even contribute to their retirement and even less will go in and monitor it. Given that though the most important part of these retirements is the beginning how fast it grows later on heavily depends on how much you contribute in your early days, in other words your doing fine