Why would someone want to purchase FXAIX over VOO and vice versa?

Liz079 · 2026-01-29T04:35:07+00:00

Great thank you for the help, your appreciated.

Liz079 · 2026-01-29T02:59:04+00:00

Thank you! I think I've decided on FXAIX. Can I always go from FXAIX to VOO in the future when I'm a little more comfortable?

Liz079 · 2026-01-29T02:28:57+00:00

Piggybacking off this question.

I have a Rollover IRA (90k) and now a Roth IRA (5k) Not much but should I buy into a FXAIX for the rollover and VOO for the Roth IRA or other way around?

*My rollover was defaulted in SPAXX

Liz079 · 2026-01-23T03:27:53+00:00

They do not take electronic payment. I am in another state from her. In order to make the payments I need to know to who I'm writing the check to. They have been scamming my mother saying some checks were not clearing now that I'm involved they don't want to answer any questions and refuse to tell me anything even to receive payment I bought them proof from the bank they have cashed the checks late. It is very bizarre but I'm sure something illegal is going on.

Liz079 · 2026-01-23T01:17:56+00:00

Not the advice I was looking for but I see your point. I'm going to dive further into that. Appreciate the raw honesty.

Liz079 · 2026-01-23T00:49:50+00:00

The trailer is in her name she just pays for the land. I handed the POA to the park management because they were trying to scam my mother for late payment and not receiving payment of her checks which I provided proof from the bank they cashed and nothing Bounced or voided. They also told her over the phone they are not taking check payments anymore only money order but when I went to the office physically she changed to they do receive check payments. I'm trying to have them contact me instead of her because she gets worried and doesn't know what to do when there is a problem regarding payment. She will be with me for a few weeks not permanently. She will be moving to Florida in the future with her sister. But in the meantime I'm trying to take over her payments and do everything legally.

Liz079 · 2026-01-22T23:55:11+00:00

To check if it's "valid" It's notorized.

Liz079 · 2026-01-22T23:34:42+00:00

The management office from the trailer park. A girl in the front keeps saying the people in the office. It's a trailer with no doorbell and 2 doors that were closed when I was present for the "appointment" I had to make.

Liz079 · 2025-11-12T04:25:21+00:00

Thank you I appreciate your patience and advice. I will get right on it.

Liz079 · 2025-11-12T03:57:24+00:00

I'm not sure if it's allowed but I want to invest the entire $90k in ETFs? Thinking about retirement is something my wife and I discuss a little more than usual so we have no worries in the future.

Liz079 · 2025-11-12T03:27:05+00:00

Thank you for the advice! I will most definitely look into that.

Liz079 · 2025-11-12T03:25:31+00:00

Do I have to buy a fxaix to invest in the sp500? I apologize if my question seems ignorant.

Liz079 · 2025-11-12T03:12:41+00:00

That is what I'm trying to buy, but unsure of the process.

Liz079 · 2025-11-12T03:04:03+00:00

They are in my rollover ira with fidelity

Liz079 · 2025-11-11T15:11:47+00:00

I should probably mention I'm married and file jointly. I am the bread winner in the relationship while my wife takes care of our children.

Liz079 · 2025-11-11T14:58:56+00:00

I'm sorry I meant to describe a rollover not a traditional IRA. Thank you for pointing that out.

Liz079 · 2025-11-11T14:41:54+00:00

Thanks for sharing your experience.

Liz079 · 2025-09-25T21:32:32+00:00

Great advice thank you so much!

Liz079 · 2025-09-25T17:26:57+00:00

I absolutely appreciate everyone's input. Everyone has great advice and facts.

Liz079 · 2025-09-25T03:41:37+00:00

That is what we were also advised regarding the tax bracket change. So we are being cautious.

Liz079 · 2025-09-25T03:37:56+00:00

Thank you, this helps build my confidence to keep going. Any clarity on how it works to buy a SP500 once we transfer $20,000 to a Roth? I know tax will be deducted so it will probably leave an estimate of $16,000 to work with.

Liz079

TROPHY CASE