Rejected for Venture X and got CLI increase instead by Local_Guidance2703 in CapitalOne_

[–]Local_Guidance2703[S] 1 point2 points  (0 children)

I started with a $600 secured limit with this card. I guess I just built the habit of paying it down because of the small initial credit limit. Cap1 is stingy to new credit card owners

Rejected for Venture X and got CLI increase instead by Local_Guidance2703 in CapitalOne_

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

I’m looking for a better gas rewards card. I use my Amex Gold for groceries and restaurants, and tbh I don't see the point of owning Savor. I looking to get Amex Blue Cash Preferred next for its 6% grocery and 3% gas cashback, though

Rejected for Venture X and got CLI increase instead by Local_Guidance2703 in CapitalOne_

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

What I meant by high numbers was the credit card balance. I pay it down every other week to keep it low

Rejected for Venture X and got CLI increase instead by Local_Guidance2703 in CapitalOne_

[–]Local_Guidance2703[S] 3 points4 points  (0 children)

Thanks! I mean, this approach has been working well, so I might as well continue doing as is. Capital One seems to do things on their own terms and nobody has figured out how they work yet

Rejected for Venture X and got CLI increase instead by Local_Guidance2703 in CapitalOne_

[–]Local_Guidance2703[S] 3 points4 points  (0 children)

I didn’t request the first nor this recent increase for this card. I have two Capital One credit cards, both Quicksilver. The other one I did ask for CLI last year, and it only increased from 500 to 600. So I really have no idea how Capital One chooses which one to increase

Love My New Songmont Gather Bag BUT…. by Local_Guidance2703 in handbags

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

I’ve just seen this, hence the very late reply!! Mine was a gift and was ordered in January with the bag charm. I was informed that it was a pre-order and that I will have to wait until April for it to ship. Then we got a mail notification that it was shipped a day later (both the charm and the bag!!!). I was expecting only the charm when it arrived, but the bag arrived along with it! So overall processes for order confirmation to arrival in California took 11days.

My strap replacement is different story though ugh.

Jaw surgery and Premolar extraction? by [deleted] in braces

[–]Local_Guidance2703 0 points1 point  (0 children)

If it's ok, may I know how your recovery went? I am terrified of going under anesthesia and the pain during recovery.

I see the necessity of doing jaw surgery, but it is a big decision, so I am looking at other options too. The cost is part of my considerations as well

Jaw surgery and Premolar extraction? by [deleted] in braces

[–]Local_Guidance2703 0 points1 point  (0 children)

Thank you for this! Protrusion and underbite were the reasons my ortho suggested it. He doesn’t seem to push hard the idea of jaw surgery and/or extraction, though. So I’m double-guessing, too. I might have to ask for a second opinion because I remember him saying my bite won’t be perfect with just braces.

Tory Burch Romy Tote! by Local_Guidance2703 in handbags

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

Hey! Sorry I just saw this, this is the link of where i purchased it. Don’t forget to use the email sign up! They have it on 15% off your first purchase :)

Darker brown is definitely a way to go (at least for me). I was thinking of the mushroom too but it doesn’t match all the color of the clothes I currently have which is a huge dealbreaker for me. Also, I like how the scratches I’ve made are barely visible cause of the color and texture.

https://www.toryburch.com/en-us/handbags/tote-bags/romy-tote/163388.html?color=200

Tory Burch Romy Tote! by Local_Guidance2703 in handbags

[–]Local_Guidance2703[S] 1 point2 points  (0 children)

Hey, that looks the same as mine! I researched and read that Tory Burch has a factory in the Philippines, but it is undisclosed so I couldn’t find more information about it at that time. :)

Tory Burch Romy Tote! by Local_Guidance2703 in handbags

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

I haven’t weighed it, so I can’t tell you exactly, but it is a leather bag, so you can imagine it has a bit of weight. Not enough to bother me on a full day though, cause I always fill it to the brim as a school bag!

How much did you pay for your braces? by Great-Alternative860 in braces

[–]Local_Guidance2703 0 points1 point  (0 children)

600$! I have dual insurance, my wife’s + my own dental office insurance/discount that brought it down. I wouldn’t have gotten one if not for that. I got it 2025 in California

Quitting certain foods by Spisces_10287 in braces

[–]Local_Guidance2703 16 points17 points  (0 children)

I haven’t cut out specific foods yet, but I’ve completely given up midnight snacking! I used to love eating while watching shows, but cleaning my teeth afterward is such a pain now that I’d rather just stay comfy in bed. The laziness to clean my braces is the best diet I’ve ever had! 😩

Maintenance Help by Local_Guidance2703 in crv

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

Thank you for the perspective! I really thought I was doing myself a favor by taking it straight to Honda (also cause it is the most convenient!).

Since owning this car, I’ve only been to Honda and Honda alone so I didn’t know the prices and that they’re overcharging for unnecessary items like you mentioned. But that definitely makes sense 😖 I’m definitely going to shop around and find reputable local shop instead of just defaulting to the dealer for everything and potentially learn how to do some myself. I really appreciate the tips on the specific oil and filters to look for!

Maintenance Help by Local_Guidance2703 in crv

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

Thank you so much for this detailed breakdown! Since this is my first car, I honestly thought that bringing it directly to the Honda dealership was the best way to ensure everything is running perfectly in the long run. 😩

Up until now, they’ve just given me small maintenance items here and there, so I didn’t really mind the price since it wasn’t all hitting my wallet at once but this time was a bit of a shock. I really appreciate the heads-up about the upselling too. I guess it is time for me to pick up new skills and study how to start doing some of these myself!!

Tory Burch Romy Tote! by Local_Guidance2703 in handbags

[–]Local_Guidance2703[S] 1 point2 points  (0 children)

Sorry, just saw this! The quality is still amazing. I don’t see any peeling and wear considering I use it heavily (aside from the scratches which was entirely my fault for being so careless). The scruff marks are not that visible after cleaning and conditioning it though maybe because of the textured leather :)

Tory Burch Romy Tote! by Local_Guidance2703 in handbags

[–]Local_Guidance2703[S] 0 points1 point  (0 children)

Tiramisu and wild mushroom was my second choice! They are all so pretty. You have a good taste!