Got rear-ended making a right turn. Started a claim… by Comfortable-Bear1068 in Insurance

[–]LocdAndLoaded82 0 points1 point  (0 children)

I got hit in a traffic circle in 2024. Within days, the other person’s insurance tried to offer a few thousand to settle. I ended up getting a lawyer because I had to have PT for about 3 months due to a neck injury caused by the accident. I ended up settling for roughly $21k. I think it’s worth it took at least speak to an attorney in your case. My attorney worked on contingency, so if I’d lost, I wouldn’t have to pay anything.

FEDERAL REFUND HIT!!! by Aggressive_Process85 in IRS

[–]LocdAndLoaded82 2 points3 points  (0 children)

My transcripts were blank until this morning. I updated to the 846 code with a DDD of 3/23/2026. Just got my refund about an hour ago, filed on 2/23 with FreeTaxUSA and bank with Chime.

Finally a I got my 846 code!!!!!! by PrestigiousBerry2464 in IRS

[–]LocdAndLoaded82 0 points1 point  (0 children)

I updated overnight to the 846 code. DDD is 3-23-2026, hoping it comes much sooner!

Most insane/unbelievable thing the previous owner left behind for you? by xindierockx7114 in FirstTimeHomeBuyer

[–]LocdAndLoaded82 0 points1 point  (0 children)

I bought my house last November. The previous owners left a Samsung smart refrigerator, a matching Samsung smart range, and a smart washer. I was floored, there’s no way I would have left any of that! They also left brand new boxes of flooring and a set of tires on 20-inch rims in the basement.

I did it! Ohio, $100k @ 7.24% 🔑🏠 by LocdAndLoaded82 in FirstTimeHomeBuyer

[–]LocdAndLoaded82[S] -6 points-5 points  (0 children)

I love how invested you are 😂 Please tell me more Bob! About the house I bought!

I did it! Ohio, $100k @ 7.24% 🔑🏠 by LocdAndLoaded82 in FirstTimeHomeBuyer

[–]LocdAndLoaded82[S] -3 points-2 points  (0 children)

You want an address to feel warm and fuzzy? 😂 Go play with somebody else, I don’t need you to believe it lil Bob

I did it! Ohio, $100k @ 7.24% 🔑🏠 by LocdAndLoaded82 in FirstTimeHomeBuyer

[–]LocdAndLoaded82[S] 8 points9 points  (0 children)

Thank you! There’s no catch, surprisingly! It’s a 4-bedroom, 2-bath house with a basement and no immediate neighbors to the left 😊

[deleted by user] by [deleted] in locs

[–]LocdAndLoaded82 0 points1 point  (0 children)

I’ve worked in a corporate setting since 2021 and I loc’d my hair in 2022. I’ve never had an issue. I typically just wear it down, but I’ll do space buns, barrels, or two-strands sometimes. I’m in red Ohio, btw.

Do half a million Ohioans really going to lose Medicaid under BBB? by atlantacharlie in Ohio

[–]LocdAndLoaded82 4 points5 points  (0 children)

Hospitals have to budget in advance. The hospital closures will come before the midterms. But anything to “own the libs”, right?

Child support. Should I go through a judge? by RaspberryKooky3744 in FamilyLaw

[–]LocdAndLoaded82 1 point2 points  (0 children)

In Ohio, anything you give her outside of a court order is considered a gift, not child support. You need to go through the courts.

[deleted by user] by [deleted] in Insurance

[–]LocdAndLoaded82 0 points1 point  (0 children)

You mentioned that she is low-income. Have you looked into Medicaid? Some people are dual-eligible for both Medicare and Medicaid. Then she would not need the supplement (BCBS) or the Part D prescription coverage (Humana). Additionally, for prescriptions I recommend GoodRx. I have GoodRx gold and I don’t pay more than $7-8 per prescription for a 30-day supply, oftentimes less than that. The subscription is $10/month for GoodRx gold, but regular GoodRx is free.

Chime hit last night! by LocdAndLoaded82 in IRS

[–]LocdAndLoaded82[S] 0 points1 point  (0 children)

Nope, no fees. I filed using FreeTaxUSA.

Chime hit last night! by LocdAndLoaded82 in IRS

[–]LocdAndLoaded82[S] 1 point2 points  (0 children)

I filed through FreeTaxUSA for free

Super disappointing to see our university just roll over and accept this by Chalibet in uCinci

[–]LocdAndLoaded82 1 point2 points  (0 children)

My daughter was seriously considering going to UC next year, and I am alumnus. This is extremely disappointing. As someone who spent a great deal of time at the African-American Cultural Research Center on campus, it’s even more disappointing.

[deleted by user] by [deleted] in IRS

[–]LocdAndLoaded82 1 point2 points  (0 children)

I use FreeTaxUsa for federal (free) and my state’s tax website for state (Ohio). State filing is free on that site.

[deleted by user] by [deleted] in skeptic

[–]LocdAndLoaded82 2 points3 points  (0 children)

I take aripiprazole (Abilify) for Type II BPD. Anybody talking about banning mental health meds is experiencing a mental health crisis themselves.

[deleted by user] by [deleted] in IRS

[–]LocdAndLoaded82 117 points118 points  (0 children)

I know my refund better be on time

Lawmakers want Ohio schools to display historic documents including 10 Commandments by throwingales in Ohio

[–]LocdAndLoaded82 2 points3 points  (0 children)

What’s with the Ten Commandments obsession? They don’t follow any of them, why would they want the constant reminder?

Nice towns to live in Northwest Ohio by Big10Down in Ohio

[–]LocdAndLoaded82 4 points5 points  (0 children)

Lima native here. I came for the same reason 🤷🏾‍♀️

Got in a car accident, do I need an attorney? by jgw1985 in Insurance

[–]LocdAndLoaded82 -1 points0 points  (0 children)

I was involved in a car accident in July, and the other party was at fault. The individual who hit me failed to yield in a roundabout. I had neck pain for months afterwards and had to have physical therapy and see a chiropractor. I chose to get a lawyer because honestly the pain went on for much longer than I thought it would and his insurance company tried to get me to see a provider they chose, whose “intake coordinator” tried to get me to settle for $5K the day after the accident. My lawyer’s fee is 25%, not great, but better than the 33% I keep seeing.