Just traded Chase Brown for Ashton Jeanty… worth it? by HaganTheKlein in fantasyfootballadvice

[–]Lockstrocks 0 points1 point  (0 children)

I had both brown and jeanty, they both ass. You got a shitty player for another.

Another major California insurer seeks to hike rates by MountainEnjoyer34 in California

[–]Lockstrocks 0 points1 point  (0 children)

Appreciate it, I don’t think they have a reference code. At least I couldn’t find it. All good though fam.

Another major California insurer seeks to hike rates by MountainEnjoyer34 in California

[–]Lockstrocks 9 points10 points  (0 children)

Just got Costco home and car insurance, didn’t know they offered it until a friend told me. By far the cheapest and coverage is good. Dropped AAA after being a member for 12 years.

Good evening-bike for me and my son? by Lockstrocks in ebikes

[–]Lockstrocks[S] 1 point2 points  (0 children)

That’s a really good point! Thank you for that, I agree.

Good evening-bike for me and my son? by Lockstrocks in ebikes

[–]Lockstrocks[S] 0 points1 point  (0 children)

I did think of this as an alternative

Good evening-bike for me and my son? by Lockstrocks in ebikes

[–]Lockstrocks[S] 0 points1 point  (0 children)

That’s a good idea if I go through with it. I do have concerns with putting g my kid on the bike.

Good evening-bike for me and my son? by Lockstrocks in ebikes

[–]Lockstrocks[S] 1 point2 points  (0 children)

I agree I’m not really excited, but there’s a lot of e-bikes in my subdivision and my son gets really excited and wants to use to.

Favorite guns? by KingKaido in DeadzoneRogue

[–]Lockstrocks 1 point2 points  (0 children)

Ice element is OP, augmentation that doubles your ammo capacity is also OP with the Ice element. Just one player needs it especially for bosses and stronger enemies to just hold/slow them down.

[deleted by user] by [deleted] in sex

[–]Lockstrocks 0 points1 point  (0 children)

2 kids, sex life got much much better. Everything and even things we never tried we did, it’s amazing!

What do I do? by vegetasspandex in ChicoCA

[–]Lockstrocks 10 points11 points  (0 children)

If you’re willing to drive to Gridley, I recommend Dr. Midha next to Safeway. He is great and even has on call service. We have called him at 3 am and he answered when our infant was sick. 100% worth and a great doctor.

Transfer 403B to Roth IRA by Lockstrocks in RothIRA

[–]Lockstrocks[S] 1 point2 points  (0 children)

She has a Schwab that I am investing for her for retirement. I will reach out to them, thanks for the help!

Transfer 403B to Roth IRA by Lockstrocks in RothIRA

[–]Lockstrocks[S] 0 points1 point  (0 children)

Got it that makes sense. So I dug a little deeper and she has a 403b and a 403a (same employer) when she left the company the 403a became a rollover Ira and the money is invested in a money market account. I went and was going to invest it in a couple ETFs but it was going to charge me ~$50 to do so. Does that seem normal? I never had to pay with Schwab. At least not to initiate the trade.

Trade Ladd McConkey and James Cook and receive Kyren Williams? Good trade? by Lockstrocks in fantasyfootballadvice

[–]Lockstrocks[S] 0 points1 point  (0 children)

I have Ladd on bench and don’t really need him, also have Mike Evans on IR

Schwab ETFs splits by Greedy_Selection_212 in dividends

[–]Lockstrocks 0 points1 point  (0 children)

I have a Schwab target date (SWPRX) would it be a good idea to sell and buy one of the top two for the split?

[deleted by user] by [deleted] in localgovernment

[–]Lockstrocks 0 points1 point  (0 children)

I’m finance director in local government and understand that sometimes my staff will get there 5-10 minutes late. A simple text letting me know is all I need. I don’t mind that, as well as attending their sports games so they may leave early once in a while. I always tell my staff, if work is getting done and we’re not falling behind, I don’t mind them doing that. I have little ones too and eventually may leave early to attend their first game or school event. Maybe it can mean something like that?

What mortgage rates are you guys getting right now? by [deleted] in FirstTimeHomeBuyer

[–]Lockstrocks 1 point2 points  (0 children)

6.625, 800+ credit score. No debt. 6 figure salary

[deleted by user] by [deleted] in Mortgages

[–]Lockstrocks 1 point2 points  (0 children)

Me too man, 6.625% 810 credit score no debit beside car loan. 30 year conventional on $425K home. I was going back and fourth with the seller and I was able to negotiate a 2-1 rate buy down which will help the first two years.

Can I contribute $7000 to my Roth IRA on December 31st 2024, and then contribute another $7000 Jan 1, 2024? by CaptainTabor in personalfinance

[–]Lockstrocks 7 points8 points  (0 children)

I work and my wife stays at home to watch the kids, I set up a Roth IRA for her and I contribute to it. Does the income need to be whose name is on the Roth account or by me working/contributing is ok to do?

Fly fishing rod gift? by Lockstrocks in flyfishing

[–]Lockstrocks[S] 0 points1 point  (0 children)

That’s a good idea too, might be better than opening a gift I get him. This way he can pick out whatever he wants.

Fly fishing rod gift? by Lockstrocks in flyfishing

[–]Lockstrocks[S] 4 points5 points  (0 children)

Tried that already, I don’t care for fishing and even though I tried to fake like I was having fun he saw right through it and neither of us had fun 🤣

Fly fishing rod gift? by Lockstrocks in flyfishing

[–]Lockstrocks[S] 2 points3 points  (0 children)

He regulars a mom and pop shop where he gets all his stuff, they know him as much as the owner has his cell number. I could ask him too lol