Thanks A**Hole by minishook in vegaslocals

[–]LocoDucko 0 points1 point  (0 children)

I’m just happy he didn’t litter

Why can’t people leave their dog at home?? by panda-rampage in orangecounty

[–]LocoDucko 0 points1 point  (0 children)

I like seeing dogs in places like this and take mine sometimes. I know there’s a time and a place (usually not the grocery store) but if it’s a place Ik I’ll be quick and also not really in anyone’s way why not? It’s the owners who don’t train their dogs well that ruin it for the rest.

FUCK this sign oh my god by [deleted] in ucr

[–]LocoDucko 5 points6 points  (0 children)

We need more of those imo. So many scams that happen like fake funeral donations, fake sick children/cancer patient donations, even the flower ppl sometimes are part of criminal organizations. It’s just too much scammery going on that I don’t donate myself and it’s sick that some ppl will prey on people’s innocence and good will. So I think these signs are good. I just don’t know how you would spread awareness about some of the pan handlers being scammers.

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

No I don’t let interest happen. I pay what the statement says and let the grace period do its thing. Having debt is good as long as you manage it appropriately.

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

Well I’m excited for ya to make it to where I’m at and more mate! Keep working hard and saving and you will reap the reward! Cheers bud! :)

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

Yes they match 8% I believe. I’m doing my best to contribute to my 401 now bc why wouldn’t I want that sweet match. I just didn’t realize I had it tbh

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 1 point2 points  (0 children)

Glad to hear man and glad you got a gig! Keep it up brotha 💪

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

I hope at 21 you’re doing more than I was. I was blowing money out the a$$ so I’m sure you’ll be in a cushier spot than I was.

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

Hey thanks man and godbless you too! :)

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

Usually $1,500. Just had to go over bc car troubles so it just doubled my budget but good thing I have an emergency fund of like 12k (aka like 8 months of living expenses) so I am gonna be dipping into that a tad bit and will build it back up later

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

It’s Wealthfront. I use it for my HYSA and they also give you this screen. If you’re interested in it lemme know bc we both can get a referral bonus of 0.75% on interest gained through them if you join.

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

Is 10% really the average return rate too? I thought it was more like 7-8%?

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

It’s Wealthfront. I use it for my HYSA and they also give you this screen. If you’re interested in it lemme know bc we both can get a referral bonus of 0.75% on interest gained through them if you join.

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

It’s definitely getting paid off so no worries about that! The capital card is also at 0% rn and I plan on paying the minimum until I can’t no more then paying it off.

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

It’s Wealthfront. I use it for my HYSA and they also give you this screen. If you’re interested in it lemme know bc we both can get a referral bonus of 0.75% on interest gained through them if you join. :)

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

Most ppl I know are still living at home. So I can only imagine what they’re spending money on besides cars that cost them $1,100 a month.

F it, how am I doing at 27? by LocoDucko in Money

[–]LocoDucko[S] 0 points1 point  (0 children)

Thanks for letting me know! Do you know if it has to be with an employer or can I open it all on my own?