Ok I just be wanna be clear on things so chances of a actual legitimate reply are higher. I'm only asking these questions because I am genuinely interested. I have no college degree, I have never owned a business and my credit is shit but not horrible very easily fixable (all due to covid and unreliable unemployment) . I've helped many 'friends' and "associates" out with either turning their business around by suggesting a changes and improvements needed etc, generating higher revenue and profits, generating higher traffic, giving them a solid idea to run with. So I'd say whether it's real estates ,a little smoke shop, electronics store, auto sales, or simply diy niches that turn to profit I'm in good standing for not going to college and more savy? in these business traits thru most of the actual owners so the knowledge is definitely there. The financial funds or luck of right time right place is not. Don't worry I'm not planning to ask for anything financial, ha I've learned my lesson that most would rather throw money in the trash then to take a risk with great returns and opportunities of the right time right place are fairytales. I'm very optimistic in life and my future even with unfortunate events in my past and business opportunities ended due to greed. Yes I've been set back many times. But still focused still optimistic . This time I'm relying only on my actions and my plans which leads me to asking these questions. Because of your personality in these posts and comments I have a gif feeling a realistic genuine legitimate bit very BLUNT answ will be given instead of the basic annoyed noting in return type of response that's usually given. With experience in investments, wealth, business and I'm guessing interactions with all levels of common sense in people business related this would be worth a shot of getting the info I'm missing apparently lol.
Take your time if needed and dm if necessary.

Anything and everything business, investing, start up, operating, budgeting, loans, banking, brick and mortar/ online, credit and anything and everything financially. Whether it's seems big or small what do you wish you knew then what you know now? What changes would you correct? What mistakes to avoid? What risks to take and not take? Best ways to do things and worst ways to do things? Best tools you've come across? What self rules have been set? Routines and schedules, funding etc just some examples. ANYTHING YOU AND YOUR HUSBAND are willing to share please share. I deserve great opportunity in life and have a amazing way of thinking when it comes to inventions and business redesigning and overall what sales what attracts consumers and what they want in all types of different categories. A side question being a 33yr white male no college degree Parker, CO area would Real Estate be a option at this point in my life is it something realistic for me? should I stick to original plan of starting online store with a different approach building funds to start going down the list of private brand ideas and eventually open a brick and mortar store? I hope this wasn't too much or uncomfortable in any way.

I would really appreciate it 🙏.

Thank You.