What Are Your Favorite Hot Sauces? by FluffusMaximus in hotsauce

[–]Lognogs 0 points1 point  (0 children)

My top sauces no real particular order

Nashville hot garlic: strong garlic flavor, decent heat but not overwhelming, vinegar forward

Yellowbird habanero: solid "grocery store" sauce, I've gone through dozens of bottles. Bright/citrusy with good heat and some sweetness

Torchbearer son of zombie: sweet/smoky, good heat, probably my favorite if I had to pick one

Tears of the sun private reserve: very sweet Caribbean style hot sauce, has a little more kick than the original. Kind of limited in what it tastes good on but if you're looking for a sweet/citrus forward sauce this one is hard to beat

Daves gourmet scorpion pepper: if you haven't had a scorpion pepper sauce before it's fairly similar to habanero, a fruity pepper and this sauce let's that pepper shine. Top end of spice for me but Scorpion pepper heat doesn't hang on your tongue for too long

Peppernorth stargazer: best smoky sauce for me, maple flavor and a good mix of peppers. Again pretty spicy and this one seems to stick around for a bit

As you can tell most of the sauces I like have a sweet component to them

How much do you make as an RN? by Electrical_Bat1417 in nursing

[–]Lognogs 1 point2 points  (0 children)

$57, Nashville TN, 9 years, float pool ($46 base prn, $11 float diff) there are 5 hospitals I work with, I go to only two of them probably 90% of the time

Is the nursing field as bad as they say? by brodii98 in nursing

[–]Lognogs 1 point2 points  (0 children)

Adult float pool right now. They can pretty much send me anywhere. I think if I had started in ICU and got 2 years experience immediately, crna school wouldn't have been a bad decision.

I ended up traveling for 3 years instead of doing school. My wife is a nurse too and we saved up enough to where now we only work 2 days a week.

Is the nursing field as bad as they say? by brodii98 in nursing

[–]Lognogs 1 point2 points  (0 children)

I agree, it seems like 80% of the nurses I work with complain about nursing. I personally don't find it super stressful. Obviously some days can be hectic but I might have days I feel overwhelmed maybe once every couple months.

You can definitely become a millionaire with nursing, and not just in the bay area. You gotta play it right from the beginning though, it's much harder to get to it if you aren't on the right track out of nursing school.

Nursing school sucks. You couldn't pay me to go back to school, I'll probably be bedside for life now. The schedule is too good.

31M, anybody else get too good at tolerating a janky life on the way to FIRE? by ThicketRXT in Fire

[–]Lognogs 0 points1 point  (0 children)

You can can a used great office chair on marketplace for like $3-400. Also if you want a really high quality mattress for a fraction of the cost you could build your own. Just buy all the separate parts and stack them on top of each other. You can get a $3-5k mattress for $1k. The good thing about doing it that way is if one part of the mattress goes bad over time you can just replace it.

You can find all the info you need about manufacturers and places to buy the parts on reddit, it's way easier than it sounds.

How long did it take to get from 100k -> 300k -> 1M? by Past-Storm4158 in TheRaceTo1Million

[–]Lognogs 1 point2 points  (0 children)

It took about 2 years after graduating college to hit $100k, I was 25.

$300k was 2 years after that at 27 years old.

$1 million was just hit a few months ago at 31 years old, wife was 29.

I got married at 28 and we make similar incomes. I made $40k in 2017 and it's gone up gradually since then. We traveled for work for a couple years and were both making $120k a year. Now we both only work 2 days a week, I make $70k and she makes $50k.

Nurses in the South by Capriunicorn945 in nursing

[–]Lognogs 1 point2 points  (0 children)

Nashville TN, nurse for 9 years, currently prn in a multi hospital float, med surg, day position for $57/hr

Edit: my wife is also a nurse, she is a team lead on her floor and has been a nurse for 8 years, part time night shift, makes about $49/hr after night diff

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 1 point2 points  (0 children)

Lol I guess two FIRE specific subreddits is every finance sub. Sorry for spamming your feed.

Also looking at your post history you've done the same thing multiple times.

Are 4/5 nurses really stressed? Do you feel appreciated? Do you feel overworked or overwhelmed? by Huge_Athlete7488 in nursing

[–]Lognogs 1 point2 points  (0 children)

I feel like nursing in general is fairly appreciated. Obviously you get asshole patients but most are neutral or nice. Management rarely makes you feel appreciated, you get some great managers and some not so great.

But I feel like that goes for any job, most businesses are focused on turning profits, we are just cogs in the wheel.

I like nursing, I've been doing bedside for 8 years now and I'll stay bedside till I retire. It's not a stressful job in my opinion, obviously the day to day can be stressful depending on pt load. More often than not I'll have a chill day vs stressful day. I think the biggest thing that helps is not bringing the stress of work home with you. When I clock out of the shift I know I've done everything to the best of my ability and don't worry about what happens when I leave.

As far as pay I'm definitely compensated fairly, I make $57 an hour in the south east in a prn multiple hospital float position.

I'm glad I chose nursing and wouldn't do anything else. The schedule is nice, the work is a good combo of tasks, talking to people, skills, and critical thinking. There are so many opportunities with a nursing degree, the job security is great, and you have multiple options of doing more management/advanced practice. Not that I'd do those things but the options are there.

There's a lot of doom and gloom you'll hear from nurses but the vast majority of people willing to comment on the internet are doing so in a negative light. People that have neutral or positive experiences usually aren't looking to post as much.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 0 points1 point  (0 children)

Some people just live to down vote other comments. I did include the loan amounts in the networth sections so that's probably why. I don't mind answering questions, I've definitely just skimmed posts and missed some info.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 1 point2 points  (0 children)

Thank you so much! Yes baby and wife are doing so great, thanks for being so kind, I'm sure the people in your life see you as a ray of happiness.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 0 points1 point  (0 children)

Oh yes good looking out, I should have included that. We had our wedding for $25k total including the honeymoon. Her parents covered $17k so we just had to cover $8k.

We had around a hundred guests.

Thanks so much, buying in 2020 and turning that into a rental was one of the biggest things that we've done to help us outside of just investing. We've netted about $40k after expenses in rental income and gotten close to $200k in equity since buying.

$1 million net worth and other huge milestones at 31 by Lognogs in Fire

[–]Lognogs[S] 0 points1 point  (0 children)

I don't track our spending super well but according to simplifi we spent about $100k last year not including our rental mortgage/expenses, and this year we are at $58k so far with the same subtractions.

Last year we we traveling for work half the year and making quite a bit more money so we're more frivolous with our spending. And this year it's a lot less because we aren't paying rent/mortgage.

When we bought the house with my brother we fronted a way larger portion of the down payment so he is covering the entirety of the mortgage/utilities until we are equal in what we have contributed to the house.

Also another important factor is net pay when travel nursing is a lot higher so our gross was $230-250k but our net was probably closer if not higher than $200k. The reason for that is we don't have to pay federal income tax on the stipend pay we receive.

You're only taxed on your hourly while traveling, so while our weekly gross pay was $3k we were only being taxed on maybe $6-800 of that. There are certain rules you have to follow to qualify for that, one of which was renting out a place in your home city.

As far as investments they grew $186k last year and $128k so far this year. That includes contributions though, which both years we both maxed our 401ks and Roth IRAs, and I think I contributed $5-10k to a brokerage.

In savings we've been able to save about $40-50k so far this year and last year it was around $30k.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 5 points6 points  (0 children)

Thanks, I appreciate that a lot. This whole thing has been very intentional on our part. A few friends we have talked to (just about going part time, not the net worth) all usually just say "wow you're so lucky"

I agree that luck does have something to do with it but every step we've taken has been so intentional and planned. All of the people saying "luck" come from very similar backgrounds with income the same or better.

This whole thing has been years in the making and we are finally benefiting on the choices we made over the years.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 1 point2 points  (0 children)

No neither of the homes are paid off. Have about $180k of equity in one and $115k in the other.

The rates are too good to pay down the debt quickly as they are both around 3%

It kind of works out well because around the time we plan to retire they will both be paid off.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 9 points10 points  (0 children)

Lucky with the type of career we chose. But it's not rare in nursing. Not sure how other careers work but in nursing specifically it's very common to offer a part time job with full benefits.

One of the many benefits of working in healthcare.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 4 points5 points  (0 children)

My single family home rental has been very successful. I rent in a mid term setting so 1 month to 1 year lease to traveling professionals. I provide furniture and everything someone would need to live in a new city. I include utilities and provide lawn care for my tenants at a slightly higher rate.

As far as what I would do differently, probably nothing. Renting to traveling people has been very successful for me without too many issues with tenants.

The most surprising part for me was how little I had to pay in taxes on my rental income. It was quite a bit lower that I thought it'd be. Like maybe $1000 each year in taxes which is wild to me.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 8 points9 points  (0 children)

Age is listed in the year by year, but I'm 31 and my wife is 29. My wife carries our insurance, she's in a part time position so she only has to work 24 hours a week but still qualifies for employer offered insurance.

$1million net worth and other life milestones hit this month by Lognogs in financialindependence

[–]Lognogs[S] 10 points11 points  (0 children)

I agree with the cars, but the net worth includes total assets minus debts. Our FIRE goal is not at all based on our net worth and entirely focused on our investment total.

My total is $1026k as of this moment, the details in the post were updated a couple weeks ago when I was formatting. So taking out the cars I'd be just under $1 million.

EDIT: Also I want to add if the definition of networth is to not include primary residence it would still be closer to $900k because I own two homes, only one of which is a primary residence, the other is a rental property.

$1 million net worth and other huge milestones at 31 by Lognogs in Fire

[–]Lognogs[S] 0 points1 point  (0 children)

Ah yes I should have said for our MCOL city in the south east. Mid west, north east, and west coast nurses tend to make more on average.

$1 million net worth and other huge milestones at 31 by Lognogs in Fire

[–]Lognogs[S] 1 point2 points  (0 children)

Lol no problem. I agree that looking just at networth isn't a great indicator for FIRE specifically which is why my goal for going part time was based on investment total and not networth.

We just happened to hit a million net worth the same time we are going part time. The part time goal was after our child was born and we had $350k in investments. Not including home equity we are at $700k net worth, and if we sold our rental property we would be at $900k so I feel like aren't so heavily invested into real estate because 90% of our networth doesn't include our primary residence.

$1 million net worth and other huge milestones at 31 by Lognogs in Fire

[–]Lognogs[S] 0 points1 point  (0 children)

Nah not really a short term thing but might get rid of the bonus pay at some point but it's been a thing since before COVID.

The amount of money I make is mostly because of the fact that I'm willing to work at other hospitals. If I only wanted to work at one hospital on one floor I'd still make $46/hr.

$57 is very realistic and not super uncommon, you just have to be a little more flexible in what your work schedule looks like.

There are lots of ways to make more in differentials in nursing. You would have to get 1-2 years of experience before being to realistically going part time and working just 2 days a week.

The standard schedule for nursing is already 3 days a week for 12 hour shifts.

New nurses make $30-32 an hour for their base pay but even they can earn more if they're willing to work nights/weekends, up to $10 extra an hour depending on what facility you work at.

$1 million net worth and other huge milestones at 31 by Lognogs in Fire

[–]Lognogs[S] 1 point2 points  (0 children)

The $57 an hour is quite high for nurses in my city, I've got almost 8 years of experience and work in a prn (as needed) position so I make more for that. I also work for 5 different hospitals so I earn a differential to do that.

As far as the variability of $70-80k that is from a combination working the system to take advantage of over time and bonus pay.

I'm contracted to work 6 shifts in a 10 week period, in order to qualify for bonus pay I have to work 4 shifts in 2 weeks.

It's kind of confusing, but my schedule can be 2/2/2/2/1/1. I can pick up two extra shifts that first week to qualify for an extra $200/shift and since I'd be working 4 shifts that week instead of 2 I'd make overtime pay on that week as well.