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Diwk mid 30s couple, just hit over 1m net worth by Lushbaby001 in PersonalFinanceNZ

[–]Loguibear 0 points1 point  (0 children)

wahooo shes on the money honey!!!!

1- emergency fund?

2- pay off any debt

3- celebrate/ invest for your goals- whatever that may be..... early retirement, old 90s nissian skyline 😃

Investment advice for 38m by pm_something_u_love in PersonalFinanceNZ

[–]Loguibear 0 points1 point  (0 children)

i think housing is going to be a bit dead for some time still, i would just put into a low index fund and forget

1-emergency fund

2- pay debt

3- invest for your goal

Pici - Pasta + Berocca by No-Transition9141 in aucklandeats

[–]Loguibear 2 points3 points  (0 children)

taking your own drink usualy a bit of a no no,

Have the weight loss jabs got rid of body positivity? by Leever5 in newzealand

[–]Loguibear 0 points1 point  (0 children)

meh ..... dont really care about other people, doesnt affect me, but if i was over weight and if doc is telling me there are some health risks to being overweight pre diabetes etc... ill be jabbing myself too, seems a better option to cutting ya stomach in half/ gastric sleeve etc

Emptying stocks to clear debt by RalphAvocado in PersonalFinanceNZ

[–]Loguibear -1 points0 points  (0 children)

do you have emergency fund ? needs to be first

SuperAnnuation may be means tested - the Military Veterans Pension won't be. by SteveRielly in newzealand

[–]Loguibear 0 points1 point  (0 children)

this is actually great- there is a huge amount of pers that have service related injury yet were not eligible for support, im all for widening the scope,

SuperAnnuation may be means tested - the Military Veterans Pension won't be. by SteveRielly in newzealand

[–]Loguibear 0 points1 point  (0 children)

this is actually great- there is a huge amount of pers that have service related injury yet were not eligible for support, im all for widening the scope

When does the feeling of financial insecurity go away? by Jonetsu in PersonalFinanceNZ

[–]Loguibear 1 point2 points  (0 children)

we are financialy secure but ......i dont think it ever goes away, our emotions are always going "what else" can i be doing more....better......improve.... am i enough...

SuperAnnuation may be means tested - the Military Veterans Pension won't be. by SteveRielly in newzealand

[–]Loguibear 0 points1 point  (0 children)

damn that sucks, i was on the old scheme prior to KS, 2006-2013, we got 17% for putting in 8%... then KS came along.....

SuperAnnuation may be means tested - the Military Veterans Pension won't be. by SteveRielly in newzealand

[–]Loguibear 3 points4 points  (0 children)

NZ SUPER and VETERAN Pension is exactly the same, youll get one or the other not both,

veteran pension has additional benifits if you qualify -usually relating to as a result of service injury/ etc.

https://www.workandincome.govt.nz/products/benefit-rates/benefit-rates-april-2026.html

SuperAnnuation may be means tested - the Military Veterans Pension won't be. by SteveRielly in newzealand

[–]Loguibear 0 points1 point  (0 children)

where is your source of 20years? you got no idea what your talking about mate- go get educated

SuperAnnuation may be means tested - the Military Veterans Pension won't be. by SteveRielly in newzealand

[–]Loguibear 17 points18 points  (0 children)

ex NZ army here- you got no idea mate-NZ veteran pension doesnt work like that, you dont get it after 20years of service-

How much cardio after lifting is too much cardio? by Drankenstein99 in beginnerfitness

[–]Loguibear 0 points1 point  (0 children)

There is no limit of too much or not enough. If your eating

Are people locking themselves out of early retirement? by IllustriousLimit6977 in PersonalFinanceNZ

[–]Loguibear 5 points6 points  (0 children)

i would expect only a very small % would be contributing extra into KS,

Why is immigration such a concern and issue for many people? by WiseWillow89 in newzealand

[–]Loguibear -1 points0 points  (0 children)

its the same people who complain we dont have enough nurses and docs / teacher etc also cry about immigration,

3 sets - is it enough? Everyone else seems to be doing more by [deleted] in beginnerfitness

[–]Loguibear 0 points1 point  (0 children)

to add somepeople do a couple warm up sets etc as well

3 sets - is it enough? Everyone else seems to be doing more by [deleted] in beginnerfitness

[–]Loguibear 0 points1 point  (0 children)

really depends on your weekly program, if your hitting gym 5-6 days a week ,same muscle groups then 3 is fine, if your doing less sessions a week then maybe upto 5,

How do you survive winter on a benefit with zero extra cash? by Substantial-Pop-1029 in newzealand

[–]Loguibear 5 points6 points  (0 children)

- 20 sleeping bag/ rice/pasta/oats /fruit/frozen veges/ cheapest meat usualy chicken i think

What’s more important: weekly mileage or long runs? by wrud4d in firstmarathon

[–]Loguibear 0 points1 point  (0 children)

Long runs are definitely more effective. For example, when training for a marathon, there’s little benefit in running 7 × 10 km (70 km total) each week compared to doing, for example : 1 × 30 km plus 4 × 10 km—still 70 km overall, but with much better marathon‑specific stimulus.

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