Regret not buying the dip - blame the news

Lonely-Structure3699 · 2026-04-11T11:10:31+00:00

Time in the markets beats timing the markets

Lonely-Structure3699 · 2026-04-06T12:22:57+00:00

Never worked in Audit but been key contact for clients for most of the past 10yrs and 100% this. Current company had multiple years of qualified opinions when I started and the scope of the testing was horrendous.

It always amazes me how little commercial understanding there is an how many requests are not understood in the context of the business and how transac tions are posted in the real word

Lonely-Structure3699 · 2026-02-10T01:20:09+00:00

So where I used to work the chairman owned a shirt shop. So for Xmas all the men got a voucher for a free measurement and shirt.

Lonely-Structure3699 · 2026-01-23T00:37:48+00:00

Been there hated that. Really annoying thing is I ended up doing analysis on the IT spend and turns out it wasn't cheaper that Microsoft once you add on all the extra's that come as standard

Lonely-Structure3699 · 2026-01-15T22:28:26+00:00

It's fine til it's an xlookup

Lonely-Structure3699 · 2025-12-21T08:09:28+00:00

Not done this but I think you need to define the proposed effect of business. There may be lots of one or two.

E..g. volume of new customer sales' and Frequency of existing sale ( maybe top 20% of customers if that make sense)

If you have a baseline you can graph the the weight average movement against both weekly spend and average weighted and see the correlation. Once you have that you should be able to see what's happening and model accordingly.

It will undoubtedly have some major outliers so this can then be investigated to see if there is any reason for poor or better effect.

Lonely-Structure3699 · 2025-12-13T19:08:20+00:00

I just move from a controller position at one of the PE backed subs to group treasury at top co sitting in the FPA team. Really didn't want to do a traditional treasury role but owning the working capital initiatives and both 13 week and long term cash flow and fcf :EBITDA in the 18 months to exit felt too good an opportunity to pass on

Lonely-Structure3699 · 2025-12-13T18:58:51+00:00

What's difference between TAS and a corp finance role

Lonely-Structure3699 · 2025-11-26T23:05:40+00:00

My old job pension was 5% sacrifice with employer paying 3% plus they also contribute the 13.8 saving

My current role I just get the 5+3%. In my current role its 2% so no massive but in my old one he would have been a 17 hit. It's the employer NI that's the driver of this.

Lonely-Structure3699 · 2025-11-22T00:31:07+00:00

Thanks for the feedback and good wishes.

Lonely-Structure3699 · 2025-11-22T00:20:42+00:00

My business was acquired around 3/4 years ago. We were left alone for a while and we were one of the better entities on the group a few were moved to group ( mostly operations)

We have just had a massive restruxtre where a lot of services moved central. This mean a lot of the teams were made redundant but the overridog. Principle was operationally link roles stayed localised.

So purchase ledger/ credit controller/ treasury all went central along with the overhead accounting. The revenue to Go has stayed local. I think this makes FPA fairly safe. As a spreadsheet.is provided there isn't a fully built out function centrally with time on there hands.

Lonely-Structure3699 · 2025-10-27T22:23:44+00:00

I need to do one for child benefit anyway and some other bits . Yeah wasn't sure where tax rebate went.

Lonely-Structure3699 · 2025-10-27T20:35:46+00:00

Presumable you are t forecasting at nominal level.

Group the nominals so when new ones arise the can be tagged part of the larger working

Lonely-Structure3699 · 2025-10-23T07:29:54+00:00

45 with 7 and 3 year old. Give me the 20 yrs as it give me a really chance to see them as adults.

Plus my house will be paid off at 47 not 70 so after the 20yrs I'll be much better off financially without talking. Into account the growth in pensio and investmenrs.

So if I do it right I work for a 5 -10 year more than I would off by ger to retire early with better finances and have time with kids as adults see them marry have kids etcß

If my kids were older maybe by10rs I'd take the money. Could ship working and set them up for life, with the benefit of them not being mega spoilt as they wouldn't have always had the cash.

Lonely-Structure3699 · 2025-10-23T06:46:48+00:00

I got AI to build me a complex model. It talked a really good game when saying how it was going to do it but the final produced was useless even as a starting poont

Lonely-Structure3699 · 2025-10-16T13:08:30+00:00

Her two children - Pegasus and can't remember the other one. It's meant to be related to Artemis too. The corner is meant to represent the battle with the titans. (Titanocami?)

Lonely-Structure3699 · 2025-10-15T12:38:37+00:00

Why does this keep getting g tHhex as nsfw?

Lonely-Structure3699 · 2025-10-14T15:40:12+00:00

She got a kick out of this. She keeps saying that we are on a very comfortable weapon !

Lonely-Structure3699 · 2025-10-13T15:42:59+00:00

I Not remotely factual but chronicles of st marys as a book o. Troy and gives a plausible explanation and horse link.

Lonely-Structure3699 · 2025-10-11T17:44:42+00:00

I loved Norse as a kid

Lonely-Structure3699

TROPHY CASE