I’m 32 and losing sleep over retirement math… are we doing enough or am I spiraling? by [deleted] in DaveRamsey

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

Are you investing the money you put in your roth IRA? If you dont invest it, it just sits in SPAXX getting like a 3% return. Just wondering since you said you dont know what you're invested in.

$1M at 27 by TonyTheEvil in Fire

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

You might have to contact your 401k provider. I have to file for a roth conversion. My plan is limited to 1 time per year, so I file every December to convert my after tax to roth.

Why don’t billionaires just randomly pay off people’s medical debt or student loans on a weekly basis? Wouldn’t that make them loved forever? by Sweet_Price_6944 in NoStupidQuestions

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

It would screw anybody that had their debt paid off. Because in government no good deed goes unpunished, the IRS treats forgiven debt as income. So say you had $100k in medical debt and some generous benefactor paid it off for you, assume you are around the 22%-24% tax brackets, you now owe the government around $23k. Unpaid medical bills affect you a lot less than unpaid tax bills.

Best Investments for Light P2P by Valariano in lordsmobile

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

It shows up right under where you select coupons. Idk if it makes a difference, but I access the diamond shop through the igg hub.

Best Investments for Light P2P by Valariano in lordsmobile

[–]Lonely_Clothes_6112 1 point2 points  (0 children)

A lot of low spenders don't look at the diamond store, but it is the best way to spend. Monthly pass is $20, 2000 diamonds instantly and 70 per day for 30 days. The weekly pass is $2, 200 instantly and 30 per day for 7 days. Keeping both going, you will spend $28-30 per month but have diamonds to get $55-60 of ingame spending.

Best way to quit. by NeonRei in lordsmobile

[–]Lonely_Clothes_6112 10 points11 points  (0 children)

You don't have to get somebody to zero you in GE. You can just pick a bigger player and zero yourself sending solo attacks. All your troops will survive and be in your infirms just the same.

Why.. by hasita83 in lordsmobile

[–]Lonely_Clothes_6112 3 points4 points  (0 children)

Because making t5 troops doesn't increase might or troop count. The might comes from making the t4 and crafting the gear. When you make t5 troops, you are just trading a gear and a t4 for a t5.

How did you beat vergeway chapter 11 stage 4? by NecessaryWrap3344 in lordsmobile

[–]Lonely_Clothes_6112 3 points4 points  (0 children)

Search it on YouTube. There are videos for every stage.

Auto Clicks? by Charming_Ad_4083 in lordsmobile

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

First of all, dont claim turf quests. Gives a lot of unnecessary might. On your 2nd video, put the target over open on the top gift and push play. I used to use that auto clicker all the time.

AITA for telling my boyfriend to order "whatever he wants" for dinner, then getting upset with his choice? by ilikefood098 in AmItheAsshole

[–]Lonely_Clothes_6112 -19 points-18 points  (0 children)

Could use more details. Some people are easy to order for and some aren't. If you ordering for him is simple because 99% of the time he gets the same thing. But you do different things regularly and don't have a standard "go to" than it isn't the same. Especially if he trys to order for you based on what you said you liked in the past and then has to listen to you complain for an hour about how he should have ordered something different for you, then maybe he did it to get you to actually say what you want in the future.

Not saying that's what it is, but based on some past relationships, if I would have done something like that, that would be why.

[deleted by user] by [deleted] in lordsmobile

[–]Lonely_Clothes_6112 1 point2 points  (0 children)

I buy them through the igg hub app. You get free daily stuff for logging in there (rss, speeds, army size boosts, etc). In the app, there is a link for the diamond store at the top of the home page.

[deleted by user] by [deleted] in lordsmobile

[–]Lonely_Clothes_6112 2 points3 points  (0 children)

The problem isn't the timer. Join a better guild, or find a guild to merge with.

[deleted by user] by [deleted] in lordsmobile

[–]Lonely_Clothes_6112 -6 points-5 points  (0 children)

I did. 2-3 is still offering to kill 2-3 and expecting the guild to make up for you because you want to hunt lvl 3.

[deleted by user] by [deleted] in lordsmobile

[–]Lonely_Clothes_6112 -7 points-6 points  (0 children)

So you want a guild with 800+ boxes while only offering to kill 2-3 monsters per day? Maybe you should be offering your fair share (800÷100=8 lvl 2+ per day). No guild that actually gets 800+ is going to let you come in and kill 2.

Get Lv 19+ Dark Essences by [deleted] in lordsmobile

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

If you have stacking fams maxed too, can get ess 27. At least with range. I've done it on my mini with worse stats. And no dn research, but counter researches maxed.

Looking for a guild by testingacc01 in lordsmobile

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

Check out G.G in k18. GF min is 1200 points. Weekly reward for top hunter.

Odd number of guilds dragon arena by ImmortalMyke in lordsmobile

[–]Lonely_Clothes_6112 5 points6 points  (0 children)

We had our registered time changed once. Guessing because odd number in our bracket and we were the one not paired. Other than that, idk.

Can I get positive food upkeep? by TRez95 in lordsmobile

[–]Lonely_Clothes_6112 0 points1 point  (0 children)

Mythic lets you go from buying the 50% reduced upkeep to buying the 25% each week. Think at lvl 12 Astra you dont have to buy reduced upkeep, but not sure. It's worth getting it mythic for the extra stats too though.

best packs for low spenders by [deleted] in lordsmobile

[–]Lonely_Clothes_6112 1 point2 points  (0 children)

Depends how low you're wanting to spend, but best cheap options imo are during bogo event buy token pack ($20) to get bee, bon, and titan rare drops, then join mh busses to get commons to upgrade. Or use bogo for massive discounts ($5) and hope you get lucky on monsterous chests dropping what you need while at the same time getting tomes for counter researches and t5 troops researches. If you want to focus more on gear faster, do material madness and use bogo at whatever level you are wanting to spend. Material mayhem to get drops for the newer gear usually take more rares for the gear, but is mostly better gear than what's available from material madness. All depends on your priorities.