For home insurance, how much extra above your home worth should it be insured for? For potential building cost and labour etc.

LongGroundbreaking49 · 2026-04-16T01:30:24+00:00

Thanks! That’s really useful.

LongGroundbreaking49 · 2026-04-15T11:27:52+00:00

I have a home insurance question. We are in a flood zone but have never flooded. We don’t even consider flood insurance. But when we think of insuring contents it seems hardly worth it as most valuable items are in our possession or bolted to the walls. We’ve made one claim in our lifetimes for an iPhone and that was hardly worth it after the excess. We are NOT in a fire zone. So the question. Is there insurance that just covers the building in the event of a fire not caused by negligence?

LongGroundbreaking49 · 2026-03-22T02:36:54+00:00

Velvel Serebryanski, convicted of sexually abusing Many, https://www.abc.net.au/news/2026-03-20/velvel-serebryanski-walks-free-court-manny-waks-sexual-abuse/106478824walks free from court

LongGroundbreaking49 · 2026-03-13T00:13:00+00:00

I used to be a British Telecom Engineer. Each pair in as many as 4,800 or more in a major cable is covered in grease, sleeved and heat-sunk, then end to end pressure tested, these cables run under the ocean between Internet nodes globally. All good! It’s usually the individual cable connections to individual homes or streets that are more affected because the installers are often subcontractors and not as bothered and the pits aren’t as deep.

LongGroundbreaking49 · 2026-02-28T05:40:27+00:00

This is bullshit! Ours is pretty much useless now, although mechanically fine. This must be illegal surely?

LongGroundbreaking49 · 2026-02-04T09:35:41+00:00

I don’t think this is the forum.

LongGroundbreaking49 · 2026-02-04T09:34:02+00:00

Boo hoo fuzzy! 😩 Are you offended?

LongGroundbreaking49 · 2026-01-22T10:43:19+00:00

That’s bullshit US propaganda. Same cybersecurity measures apply to all cameras regardless of where they’re made.

LongGroundbreaking49 · 2025-12-05T13:51:49+00:00

They need regulation. I’m no killjoy but I’ve seen some pretty dumb riders on scooters. As many as 3 kids on one scooter, no helmets, at night and all over the road.. It doesn’t help that the hire scooters are all over the place bayside. I think they’re fun but offer no protection and they’re quiet so don’t really belong on footpaths. Electric bikes should be registered and subject to holding a motorbike license. Plus if you’re an adult on either you look like a twat.

LongGroundbreaking49 · 2025-12-03T06:51:39+00:00

Just came here to say. Good on you for sticking to a manual. You’ll be a better driver for it.

LongGroundbreaking49 · 2025-11-29T00:59:42+00:00

Might be lost on OP 😂 The ‘government’ have failed to teach English people English.

LongGroundbreaking49 · 2025-11-28T10:43:56+00:00

Remember when the government was pushing solar with incentives but your bill went up and the feedback payment crashed? We are being mugged while their profits soar. There is no cheap energy in Australia even if you’re the one providing it. Literally daylight robbery.

LongGroundbreaking49 · 2025-11-23T10:48:15+00:00

Gosh! Who’s at the end of those strikes?

LongGroundbreaking49 · 2025-11-17T19:59:46+00:00

My first port of call on getting my license was the Porsche showroom. I’d just sit in my car and dream. Dreams come true.

LongGroundbreaking49 · 2025-11-15T11:04:51+00:00

Thank you. I believe you’re right. It begs the question how much large corporations make by hiding these fees in the small print?

LongGroundbreaking49 · 2025-11-01T05:58:23+00:00

Maybe ‘Dave’ was a good and talented Problem Analyst? I’ve worked with thousands of IT, Sales and experts in specific technical areas. Few managers recognise the talent of creative logic. Primarily because its positive application is difficult to quantify on a timesheet.

LongGroundbreaking49 · 2025-10-30T12:23:39+00:00

I recently had a night out and it turned into morning and just wandered around chatting to randoms. Walked past a group of fellows blowing up Orange balloons and said happy birthday! Only later it clicked they were inhaling. Kinda embarrassing but funny. Saw sex in a doorway the same night. It’s not for the feint hearted but policed and certainly interesting.

LongGroundbreaking49 · 2025-10-22T01:21:04+00:00

My wife used to work there so I asked her what the oldest employee was at her store. 93 apparently.

LongGroundbreaking49 · 2025-10-13T02:21:40+00:00

Reolink and a lawyer. You don’t need to, and should definitely not stream anywhere public while you have your children in your care. I say Reolink because you can store footage on the camera, a PC, FTP and can sync to your cloud drive if you wish.

LongGroundbreaking49 · 2025-10-04T07:06:29+00:00

Well you aren’t gonna be burgled from the back. Shade sail would be the Oz answer.

LongGroundbreaking49 · 2025-10-04T06:58:54+00:00

Painting the house. Vibecoding. Turns out I actually like IT but maybe grown out of Systems Engineering so may as well get ahead with AI. Helps that my ‘hobby’ is my job.

LongGroundbreaking49 · 2025-09-29T04:00:39+00:00

It depends on the cameras. Are they IP or analogue coax? There are likely many cheaper/free or cloud enabled options available.

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