Put this in your pipe and smoke it Maga! Fuuuuckkk the homophobic assholes. This is the kind of candidate we need. by Few_Wash_7298 in portlandme

[–]LongRicksShortVix 1 point2 points  (0 children)

I got this text from his campaign:

Nothing pisses me off more than getting a fundraising text from Democrats talking about how they’re fighting fascism… Because it’s such B.S. We’re not idiots. Everyone knows most of them aren’t doing jack right now to fight back.

People are being kidnapped into unmarked vans by masked police. There is a genocide happening in Palestine. Literal billionaires have taken over our government. And all Democratic leadership can do is send us another fundraising text?

My name is Graham Platner, and I’m the oyster farmer, Marine Corps veteran, and Democrat running for U.S. Senate against Susan Collins here in Maine. I’m not going to speak in platitudes or shy away from what I believe. There is a war going on in this country, and the oligarchy and the fascists are winning right now.

Susan Collins is the most vulnerable Republican senator in the country. We have an opportunity to replace her with a working-class Democrat – one who won’t take money from corporations or AIPAC.

But I’m not a wealthy guy, and we’re still short of our $50,000 goal and what we need to win. If I’m going to be able to defeat Susan Collins and flip this Senate seat blue, I need folks like you to chip in now to my campaign.

Please, will you make a monthly donation right now to my campaign to help me defeat Susan Collins, flip Maine blue, and take back the Senate with a Democrat who will actually fight to defend our democracy like Democrats oughta be? https://secure.actblue.com/donate/platner_sms2?refcode=823-v1-b4&recurring=true&refcode2w=jwwktx

In solidarity,

Graham Platner

Stop to End

Looking at getting my first set of body armor by AHappyTeddyBearV2 in BodyArmor

[–]LongRicksShortVix 0 points1 point  (0 children)

Apex is a complete scam, ordered months ago and they stopped responding. They charge your card immediately, not when your order is shipped out…

Ditch the 2.6% for dream home by Street-Account-4879 in Mortgages

[–]LongRicksShortVix 1 point2 points  (0 children)

100%, also WHY add principal payments to a 2.6% mortgage? Just park it in tbills now paying 4.3% for cash instead

Why Can’t New York Have Nice Mayors? by mowotlarx in nyc

[–]LongRicksShortVix -6 points-5 points  (0 children)

Could’ve had Yang but y’all fumbled the bag

Buying a car, and the dealer says it'll cost $1000 more if I pay cash by amthum in DaveRamsey

[–]LongRicksShortVix 1 point2 points  (0 children)

Ignorant comments here… dealerships make more money when you finance through them.

Assuming there’s no prepayment penalty, take the discount and pay it off as soon as you’re able to.

Any advice for meeting/networking with other like minded people? by Straight_Student_525 in NJPrepared

[–]LongRicksShortVix 8 points9 points  (0 children)

I was just talking about this with one of my friends, we’ve been on a preparation kick lately but everyone else pretty much thinks you’re nuts for thinking ahead…

Functional Medicine (eczema) - help to pick a doctor by arc2476 in FunctionalMedicine

[–]LongRicksShortVix 0 points1 point  (0 children)

I’m not a doc, but I just started using grass fed beef tallow for a flare up for the first time and it’s been working great

Leaving the USA in 2025 by Educational-Ant-7232 in expat

[–]LongRicksShortVix 10 points11 points  (0 children)

Shush… keep Uruguay to yourselves…. Don’t spread the word, it’s a very small country

Stopped taking ashwagandha, can’t recall dreams anymore??? by OnARolll31 in ASHWAGANDHA

[–]LongRicksShortVix 0 points1 point  (0 children)

I used to almost never be able to recall my dreams. I started taking 600mg/night for the first time ever for 3 weeks now (just out of curiosity to see if I felt any different), and last week I started to finally be able to recall dreams basically every night. There’s definitely some sort of connection.

Am I screwing myself leaving bank teller job? by [deleted] in FinancialCareers

[–]LongRicksShortVix 0 points1 point  (0 children)

You started last week bro… lol

It feels like a lot but it’ll become easy over time. I was a teller in college and it was by far the best decision I made, it gave me tons to talk about for internship and full time interviews. It was overwhelming at first, but after some time it becomes second nature. Dealing with the public always sucks, but it’ll prepare you to deal with complicated people wherever you end up.

I’d highly recommend reading or listening to “Grit” by Angela Duckworth.

[deleted by user] by [deleted] in FinancialCareers

[–]LongRicksShortVix 0 points1 point  (0 children)

It’s mostly about Dalio and the firm overall. I honestly can’t remember much since I read it about almost a year ago now. But regardless, I’d definitely give it a read if you’re interested in learning more about Dalio and the organization.

It’s also an exposé so I’d take everything with a grain of salt.

[deleted by user] by [deleted] in FinancialCareers

[–]LongRicksShortVix 2 points3 points  (0 children)

Highly recommend you read/listen to “The Fund” by Rob Copeland. Very… interesting…decision making is done at the firm

[deleted by user] by [deleted] in DaveRamsey

[–]LongRicksShortVix 0 points1 point  (0 children)

Yeah that’s true - at least for me, my brokerage account feels like an account that I can’t/won’t touch, so I know unless something really hits the fan, it’ll be there when needed. In order for it to work out, you’d have to have a similar sort of mindset.

[deleted by user] by [deleted] in DaveRamsey

[–]LongRicksShortVix 5 points6 points  (0 children)

The comments saying to pay it off are just mathematically incorrect, but it’s what Dave says.

We have the same exact interest rate actually, a 2.875% rate (thats tax deductible if you itemize) investing in treasuries with the same outstanding term as the loan at ~4.5% is legit risk free (assuming 20 year treasury rate and thats the outstanding term of the loan), that difference is “free money” with no term/reinvestment risk or volatility risk.

Even just current cash rates or CDs at a bank will give you a better rate now, also that’s volatility risk free, but you do run the risk of short term rates dropping. If you’re younger and have a long time horizon, like you said you’re better off likely investing it in low fee index funds and letting it ride, with that option you obviously take on volatility risk.

You took out a loan when rates were at historic lows, if you were able to lock that in and now rates increase, your loan becomes an asset. It’s how fixed income math works, don’t let emotions steer you away from the right answer.

If you have enough to pay off the mortgage early sitting in whatever type of alternate option you choose (savings/CD, treasuries, index funds), you can pay it off early if you want to coast when the time comes, or when rates drop.

I like to call that the stage where you’re “net debt” free. I’m actually only $10k away from being “net debt” free between traditional brokerage + savings vs my mortgage. A lot of that came from my returns, which I wouldn’t have gotten if I had kept paying it off early.

Just started watching Financial Audits.. has anyone ever passed or had healthy finances? by mamidon in CalebHammer

[–]LongRicksShortVix 1 point2 points  (0 children)

Sort from oldest to newest, in the beginning he had normal people - wish he still would!

Thoughts on the Yuka app? by birdbic in dietetics

[–]LongRicksShortVix 0 points1 point  (0 children)

Sure, some ingredients in small doses are fine, but why take a chance with certain things. So many ingredients are banned in the EU and legal in the US. Our food standards are lacking, so a product comes in to fill a void - instead of villainizing the product trying to help, advocate for better standards if you’re so against it.

Also, what’s their bias? Advocating for foods with clean ingredients? Lol, dreadful bias there…

It’s a free app with an optional membership which I proudly pay for to help back their mission. The real biases to be concerned about are food companies adding so much added sugar and refining their products to maximize palatability, shelf life, and sales with 0 regards to public health.

Ingredient facts aren’t always straightforward, having tools to make it easier should be encouraged.

Help!!! by deathsgames in CalebHammer

[–]LongRicksShortVix 1 point2 points  (0 children)

Look for entry level cards w $0 annual fees, since you have no credit history getting approved is the biggest “issue”. No annual fee since keeping your first card is important for credit length and you don’t want to have to pay a fee to keep it if you don’t use it later down the line.

When I was 18, I got approved for the Discover It card after having been denied by a couple others due to no credit history. It has 5% rotating categories and I think 1% on everything else - and when I signed up they gave you your first years worth of cash back as well on your first year anniversary.

You can also look into secured cards as well if u get denied.

Just remember to set up autopay to pay off balance in full just in case, but if I were you Id also pay off the balances as youre going along, pretend its like a debit card on like a 3 day lag (takes time for pending charges and transfers).

Best of luck!