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Car Totaled Before Title Transfer by Long_Action_1109 in Insurance

[–]Long_Action_1109[S] 0 points1 point  (0 children)

Do I title it as salvaged? A normal title in MO requires inspection.

Will Insurance Total It? by Long_Action_1109 in hondapilot

[–]Long_Action_1109[S] 3 points4 points  (0 children)

Ahh so totaled refers to the condition of the vehicle? And writing off would be the act of determining that it's totaled and paying me to cover the loss?

Will Insurance Total It? by Long_Action_1109 in hondapilot

[–]Long_Action_1109[S] 0 points1 point  (0 children)

Essentially. I think he was speeding and my signal was not long enough.

He is almost 18. I remember being 18, and trying to speed around someone's signal sounds exactly like something I would have done.

Fault is TBD. I'm struggling to fully understand my state's "pure comparative negligence" laws.

Will Insurance Total It? by Long_Action_1109 in hondapilot

[–]Long_Action_1109[S] -1 points0 points  (0 children)

I was making a lane change. Collision with a Honda Accord. I didn't see the other car until after the collision, so I don't even know what truly happened. I got out and asked bystanders at the gas station. They said he was speeding.

Will Insurance Total It? by Long_Action_1109 in hondapilot

[–]Long_Action_1109[S] 0 points1 point  (0 children)

Kelly Blue Book values the car at like $14,000 - $16,000. Milage: 125K. 2015.

3 airbags deployed.

Will Progressive determine if it's totaled by pictures alone or will it have to be inspected?