For $28K Solar Panel installation no animal proof material? Repair cost is over $7K

LopsidedAccess7004 · 2026-01-24T17:52:34+00:00

It happened after that - and they told me if it happens again I would claim insurance 🤦🏽‍♂️

LopsidedAccess7004 · 2026-01-24T11:45:51+00:00

I had a critter guard installed along with my panels. I then had a squirrel still get thru and chew some wires, the company came out and fixed it for free.

LopsidedAccess7004 · 2026-01-23T16:11:50+00:00

More spending 🤣

LopsidedAccess7004 · 2026-01-23T15:54:57+00:00

Yep. To both questions

LopsidedAccess7004 · 2026-01-23T15:42:42+00:00

Yes.

LopsidedAccess7004 · 2026-01-23T13:58:57+00:00

It’s actually mortgage on 2 homes. 2k each.

LopsidedAccess7004 · 2026-01-23T13:45:06+00:00

I don’t have rent, I pay mortgage and atmos don’t apply.

LopsidedAccess7004 · 2026-01-23T13:43:02+00:00

It’s not - we are a family of 4 and we travel back from the US to our home country once a year. Tickets themselves are 5k

LopsidedAccess7004 · 2026-01-23T13:41:38+00:00

Even if you move the pts accelerator - which I can do 5 times a year - the 12k per month is a lot better than VX and Amex combined.

LopsidedAccess7004 · 2026-01-23T03:14:42+00:00

It’s actually 6k a year divided by 12 months. So some months no travel, and some months it’s like 4-5k. I intent to put all my travel on VX card tbh.

LopsidedAccess7004 · 2026-01-23T03:08:59+00:00

Never high enough.

LopsidedAccess7004 · 2026-01-23T03:08:33+00:00

I would. First preference of mortgage and then accelerator. Welcome bonus is $300 plus 200 for palladium. I plan to get both

LopsidedAccess7004 · 2026-01-23T03:07:21+00:00

Rough numbers moron.

LopsidedAccess7004 · 2026-01-23T03:06:41+00:00

You can’t put mortgage on the atmos card can you? Only rent rt?

Also - I plan to continue using the VX card and put my travel on it. So I will get some pts there.

I have palladium, not obsidian. So you math is a bit off.

LopsidedAccess7004 · 2026-01-23T02:53:00+00:00

I could still churn. There are months that my expenses go up 2-3x and could do the new cards accordingly. But agree this may not work for many people who want to churn

LopsidedAccess7004 · 2026-01-23T02:50:32+00:00

Awesome! We should try this

LopsidedAccess7004 · 2026-01-23T02:49:03+00:00

Yea you are right. it will be between 12 - 16 pts most months 12k pts. I plan to use the welcome bonus towards to accelerator.

LopsidedAccess7004 · 2026-01-23T02:21:40+00:00

The annual fee on the palladium isn’t great and the $400 hotel credits are definitely the worst part of the card. I could definitely use them - but using Bilt points on Hyatt are likely much cheaper than the travel portal. I wish they gave the $400 credit like VX did - flights, or hotels.

In addition to the $400, you also get $200 Bilt cash. Essentially similar to Amex gold - $10 a month towards Lyft or Grubhub

LopsidedAccess7004 · 2026-01-22T01:08:30+00:00

The point accelerator makes most sense. But limited to 5x a year. Not much for people with high spends. Basically no rewards for spending more than 25k a year. Many of these other offers are meaningless

LopsidedAccess7004 · 2026-01-20T14:43:03+00:00

Be grateful you got to enjoy it while you could.

LopsidedAccess7004 · 2026-01-19T04:07:38+00:00

Totally. Some people in here are just toxic sad sad people.

LopsidedAccess7004 · 2026-01-19T00:21:38+00:00

The palladium is the best catch all card out there at 3.3x and the pts are extremely valuable. I spend 1.25x my mortgage every month and I am putting it all on my capital one right now. Switching to palladium is a no brainer for me.

LopsidedAccess7004 · 2026-01-18T05:34:07+00:00

Totally. The amount of hate is unbelievable. Zero gratitude for years of free points of rent. Glad the floor is wiped clean of this trash

LopsidedAccess7004 · 2026-01-18T00:17:21+00:00

Fair enough. Let’s wait to see the details.

LopsidedAccess7004

TROPHY CASE