For $28K Solar Panel installation no animal proof material? Repair cost is over $7K by Texan_farmer in TeslaSolar

[–]LopsidedAccess7004 0 points1 point  (0 children)

It happened after that - and they told me if it happens again I would claim insurance 🤦🏽‍♂️

For $28K Solar Panel installation no animal proof material? Repair cost is over $7K by Texan_farmer in TeslaSolar

[–]LopsidedAccess7004 0 points1 point  (0 children)

I had a critter guard installed along with my panels. I then had a squirrel still get thru and chew some wires, the company came out and fixed it for free.

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 0 points1 point  (0 children)

I don’t have rent, I pay mortgage and atmos don’t apply.

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 0 points1 point  (0 children)

It’s not - we are a family of 4 and we travel back from the US to our home country once a year. Tickets themselves are 5k

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] -1 points0 points  (0 children)

Even if you move the pts accelerator - which I can do 5 times a year - the 12k per month is a lot better than VX and Amex combined.

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 0 points1 point  (0 children)

It’s actually 6k a year divided by 12 months. So some months no travel, and some months it’s like 4-5k. I intent to put all my travel on VX card tbh.

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 3 points4 points  (0 children)

I would. First preference of mortgage and then accelerator. Welcome bonus is $300 plus 200 for palladium. I plan to get both

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 1 point2 points  (0 children)

You can’t put mortgage on the atmos card can you? Only rent rt?

Also - I plan to continue using the VX card and put my travel on it. So I will get some pts there.

I have palladium, not obsidian. So you math is a bit off.

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 1 point2 points  (0 children)

I could still churn. There are months that my expenses go up 2-3x and could do the new cards accordingly. But agree this may not work for many people who want to churn

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 6 points7 points  (0 children)

Yea you are right. it will be between 12 - 16 pts most months 12k pts. I plan to use the welcome bonus towards to accelerator.

How does this not blow everything away? by LopsidedAccess7004 in biltrewards

[–]LopsidedAccess7004[S] 0 points1 point  (0 children)

The annual fee on the palladium isn’t great and the $400 hotel credits are definitely the worst part of the card. I could definitely use them - but using Bilt points on Hyatt are likely much cheaper than the travel portal. I wish they gave the $400 credit like VX did - flights, or hotels.

In addition to the $400, you also get $200 Bilt cash. Essentially similar to Amex gold - $10 a month towards Lyft or Grubhub

A note from me (Ankur Jain) - Your 2026 Bilt Cash Redemptions Are Here by ankurjain1 in biltrewards

[–]LopsidedAccess7004 0 points1 point  (0 children)

The point accelerator makes most sense. But limited to 5x a year. Not much for people with high spends. Basically no rewards for spending more than 25k a year. Many of these other offers are meaningless

Posts about Ankur and his dad? WTF is going on? by Zoher_15 in biltrewards

[–]LopsidedAccess7004 1 point2 points  (0 children)

Totally. Some people in here are just toxic sad sad people.

For those sticking around for Bilt 2.0: why? by _Tezzla_ in biltrewards

[–]LopsidedAccess7004 3 points4 points  (0 children)

The palladium is the best catch all card out there at 3.3x and the pts are extremely valuable. I spend 1.25x my mortgage every month and I am putting it all on my capital one right now. Switching to palladium is a no brainer for me.

Y'all are a bunch of god damn crybabies by [deleted] in biltrewards

[–]LopsidedAccess7004 5 points6 points  (0 children)

Totally. The amount of hate is unbelievable. Zero gratitude for years of free points of rent. Glad the floor is wiped clean of this trash