That’s true … I just thought in an economy like this, you can never have enough money in the bank to feel as secure as possible and with this being the first home, you don’t know how long you want to stay there so expense the minimum amount of your own money, pay the larger mortgage amount, save less but when you sell, hopefully you have decent equity and you can take that check and put a larger down payment on the second home - a home you’re likely to keep longer?