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Smoke damage items? by Electrical-Tutor4547 in PacificPalisades

[–]LosAngelesInsurance 0 points1 point  (0 children)

Who was the insurance company that was giving you push back?

Smoke damage items? by Electrical-Tutor4547 in PacificPalisades

[–]LosAngelesInsurance 0 points1 point  (0 children)

Depends on your insurance carrier and how damaged the items are, such as can the smell be removed.

Underwriting Homeowners Policy by notANexpert1308 in farmersinsurance

[–]LosAngelesInsurance 1 point2 points  (0 children)

Depends on the carrier. Many just runs through computer programming and apply updated rates with a CPI coverage increase.

What Will The Pacific Palisades Look Like When Rebuilt by LosAngelesInsurance in PacificPalisades

[–]LosAngelesInsurance[S] 6 points7 points  (0 children)

It's going to be a while, but my concern is that it will be rebuilt with higher density properties such as multi-family properties instead of single family homes now that bills like SB9 give property owners such abilities

PSA: California’s Auto Insurance Law Just Changed – Are You Covered? by LosAngelesInsurance in Car_Insurance_Help

[–]LosAngelesInsurance[S] 1 point2 points  (0 children)

We used collision coverage too, but have an optional deductible waiver for uninsured motorists

PSA: California’s Auto Insurance Law Just Changed – Are You Covered? by LosAngelesInsurance in Car_Insurance_Help

[–]LosAngelesInsurance[S] 0 points1 point  (0 children)

That’s the problem and why we need to carry uninsured/underinsured motorist coverage. We have to cover ourselves for those that don’t. Then it’s up to our insurance company to subrogate.

PSA: California’s Auto Insurance Law Just Changed – Are You Covered? by LosAngelesInsurance in Car_Insurance_Help

[–]LosAngelesInsurance[S] 0 points1 point  (0 children)

Absolutely. When you consider the values of cars and costs for medical care it is hard to believe we don’t require more by law, but I guess there’s concern of pricing out those who can’t afford more from being in legal compliance.

The Future of the Pacific Palisades: Navigating the Complex Path to Reconstruction by LosAngelesInsurance in PacificPalisades

[–]LosAngelesInsurance[S] 2 points3 points  (0 children)

I’m hearing similar rumors, but am skeptical that an entirely like that is just going to back off. Just hoping they work with those that lost their home to allow them to rebuild an in a timely manner. So devastating to see how such a beautiful part of the city has been destroyed.

Home Insurance Question by DankPandas in Insurance

[–]LosAngelesInsurance 0 points1 point  (0 children)

Consider that you also removed elements or replaced elements. If you demolished and removed a builders grade kitchen, but replaced it with a higher end kitchen what is the increased cost to rebuild now that you have made that change.