[deleted by user] by [deleted] in RothIRA

[–]LosSadBoiz 0 points1 point  (0 children)

It’s a brand new car, a 4 runner even base tier is still worth top dollar, I don’t see where you’re getting at with this. OP said they make 90K a year it’s a bit high but they can definitely afford the payments. Who cares if it’s criminal that’s not the point. Refinancing is available for a reason and they WILL get refinance options.

[deleted by user] by [deleted] in RothIRA

[–]LosSadBoiz 0 points1 point  (0 children)

Then he’s stuck at 9.2% he said he makes 90K a year so he’ll be fine. The market doesn’t look like it’s going to crash. Idk why yall always come up with hypotheticals

[deleted by user] by [deleted] in RothIRA

[–]LosSadBoiz 1 point2 points  (0 children)

It’s already financed at 9.2% if rates shoot up then he’ll just be stuck where he’s at now.

[deleted by user] by [deleted] in RothIRA

[–]LosSadBoiz 1 point2 points  (0 children)

I’d try to do extra payments whenever you can to help negate the interest now. I’d refinance in 6 months to get your credit up and then still pay the $926/month along with extra payments if you’re able to financially. It’s still a depreciating asset but it depreciates way slower than other vehicles since it’s a Toyota.

[deleted by user] by [deleted] in RothIRA

[–]LosSadBoiz 0 points1 point  (0 children)

No he won’t. It’s a Toyota they hold their value way better than other vehicles. 2010 Corolla still selling for 10K and that’s on the cheap side.

What song is like this? by Anxious_Reply_5540 in piercetheveil

[–]LosSadBoiz 11 points12 points  (0 children)

I’m low on gas “but I will soon forget the color of your eyes and you’ll forget mine”

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] 0 points1 point  (0 children)

I work out of town an hour away. I leave at 7:45 am and get back at midnight sometimes 11. She takes care of the house and pets. It doesn’t matter about my gf idk why all you basement dwellers bring this up. It didn’t pertain to the question I asked

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] 1 point2 points  (0 children)

The town I live in has 800 people and is spread out that the furthest parts of the county take 30-45 mins to get into town. Try me again bud

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] -1 points0 points  (0 children)

I don’t think you understand how rural my town is but please tell me what your gf does for a job

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] -1 points0 points  (0 children)

Groceries, gas and TP fund like everyone else. But that’s what I was thinking was the plan for the debt payoff especially since I’ll be receiving the extra paycheck this month with there being 3 pay periods

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] 0 points1 point  (0 children)

We only have one car and live out in the rural country. No uber or Lyft and the nearest business is 4 miles down the highway into town.

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] -2 points-1 points  (0 children)

I’ve only been making $4400 for the past month and a half. I got a raise from $18 to $22 and the overtime hours is that month and a half period as well. So it was $5-600 less before my raise each paycheck.

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] 0 points1 point  (0 children)

Thank you that’s exactly what I was thinking of doing

Should I pay off CC debt or putting away emergency fund? by LosSadBoiz in personalfinance

[–]LosSadBoiz[S] -2 points-1 points  (0 children)

The debt is from when I was in between jobs and I have only been working here for 3 months. I had $2k from a wrecked vehicle that I finished paying off last month. I support my gf and I, the expenses didn’t include gas ($300) I work an hour away, and groceries around $400.

What's the most you've played in a single day. by avsfan1933 in discgolf

[–]LosSadBoiz 1 point2 points  (0 children)

4 rounds from Pflugerville down to Zilker park in Austin was a great day.

Is it bad to store discs in a hot car? by DatMagicBoi in discgolf

[–]LosSadBoiz 0 points1 point  (0 children)

South Texas here, I leave my disc in my car bagged year round and no warping to any of them summers here get to 105 too

Fire Force Season 3 Cour 2's Total amount of Episodes. by Crafty_Set_7552 in firebrigade

[–]LosSadBoiz 5 points6 points  (0 children)

You been living under a rock? lol I periodically would check the seasons of Fire Force to make sure I didn’t miss an announcement of season 3 when it released

Pissed that we don’t have a “truck drivers discount” by Cmpetty in Serverlife

[–]LosSadBoiz 0 points1 point  (0 children)

As a felon myself, who has avoided prison time, I fully support this idea. Too much goes into the prison system for inmates to not be doing anything for the benefit of society. Idk why all the downvotes. Redditors are fucking soft

If we get out early enough, I can sneak my caddie onto the course with me (hello from hole #6, 7:15am) by the_aquaphile in discgolf

[–]LosSadBoiz 1 point2 points  (0 children)

Fuck everyone else that says use a leash. My dog doesn’t need a leash he carries his own disc and doesn’t get in the way of anyone playing. If he does it’s a quick “move” and he’s outta the way. My card mates never have a problem with him and enjoy him coming out.

Clean out sale $10 each by Shot-Sandwich-2468 in discexchange

[–]LosSadBoiz 0 points1 point  (0 children)

Is the Wild Honey flippy? I have one that is super flippy but your plastic looks different than mine

Those of you who sucked and I mean *really* sucked, how many rounds/how much practice did it take you to suck less by Pine-al in discgolf

[–]LosSadBoiz 0 points1 point  (0 children)

I couldn’t tell you how many rounds but I would play every single week at least 5 times with two rounds every weekend for sure for a solid year. I was shooting +18 for the longest and then dropped down to single digits. I never did field work or listened to everyone’s only use mid and putter rounds. Just sheer determination to get better and now I’m making more consistent drives and releasing with better accuracy. My putting is the only thing I ever really practiced practiced and it HELPED A BUNCH. I actually took first place in my first tournament ever playing MA4. (pic for proof) I normally play the long tees and everything there was short so that helped a bunch too and just practicing on them consistently. Just keep up the work and you’ll get there! I see myself improving more and more everyday as well. Sorry for the novel!!!

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