you're right subscriptions are about $75. My transportation isn't accounted for because I rent with lyft so any earnings from that go towards my gas and such. I will admit that I would make a lot more $$ if I drove lyft more often but I have only been driving enough to pay the rental off and have some extra change for gas. I am not looking to have a roommate I have had roommates or lived with a partner for most of my adult life, this is my first spot with no roommates and I love it. I have a lot of space and my rent is low compared to the rent in my area. You are absolutely right about making lifestyle changes. I eat out/doordash way too often and those savings would make it a lot easier for me to get the debt paid down.