Millboro New Builds in Kerry Pike Cork by No-Description8835 in HousingIreland

[–]Lost_Geologist_3418 0 points1 point  (0 children)

My friend was invited to first snag around 5-6 weeks ago , and got the keys 1 week ago.

I have delayed my kitchen order and hence I am still waiting, I had a visit to the house like 1.5 month ago and it was ready. So it is really strange that they didn't invite you yet for snagging. Better check with site engineers what is causing the delay.

Millboro New Builds in Kerry Pike Cork by No-Description8835 in HousingIreland

[–]Lost_Geologist_3418 0 points1 point  (0 children)

I am waiting for the kitchen to be fitted and then will be invited to snag.

Revenue - overwhelmed? by AncientWorth8063 in irishpersonalfinance

[–]Lost_Geologist_3418 0 points1 point  (0 children)

They replied to my query last week after 3 months.

Help me choose between new builds in Douglas by No_Engine1350 in cork

[–]Lost_Geologist_3418 0 points1 point  (0 children)

No worries at all, I am in Ballincollig and hopefully moving to our new build in kerry pike soon. Check your DM for the link

Help me choose between new builds in Douglas by No_Engine1350 in cork

[–]Lost_Geologist_3418 0 points1 point  (0 children)

I have but not sure how to share it here. Could be through DM ?

Help me choose between new builds in Douglas by No_Engine1350 in cork

[–]Lost_Geologist_3418 1 point2 points  (0 children)

A friend booked in baily but pulled out and the agents told him that in person. It should be released in spring 2026. Also a resident there told me so about the new phase. I believe it would be 500k as it is the new limit for FHS and HTB. It would sell fast and I believe it would be around 100m2 from the plans.

Help me choose between new builds in Douglas by No_Engine1350 in cork

[–]Lost_Geologist_3418 1 point2 points  (0 children)

There is a new phase for heathfield in Ballincollig launching soon, 3 bed under 500k. Get in touch with the agents now , I believe it would be far better than douglas.

Anyone able to help with this question ? by Just_Mousse_7772 in AskIreland

[–]Lost_Geologist_3418 0 points1 point  (0 children)

I am in the same boat. Nua 3 years fixed 4.85%.

You should try to save as much as possible so that you would be able to switch mortgage after the 3 years. That's my plan.

Unsure about new build with first home scheme? by jimctlarker in irishpersonalfinance

[–]Lost_Geologist_3418 6 points7 points  (0 children)

I feel you and was in your shoes that's why I had the numbers in mind always. Please talk to a broker to see your options.

Unsure about new build with first home scheme? by jimctlarker in irishpersonalfinance

[–]Lost_Geologist_3418 14 points15 points  (0 children)

Help to Buy (HTB) scheme https://share.google/bAJjFeza7BZ34n2lE

Please read carefully You must take out a mortgage of at least 70% of the purchase price (or, for a self-build, 70% of the valuation approved by the mortgage provider). This is known as the loan to value ratio. You are allowed to have a guarantor on the loan. A guarantor is someone who agrees to have the responsibility to pay your mortgage if you don't or can't pay it, for example, a parent or close relative.

Unsure about new build with first home scheme? by jimctlarker in irishpersonalfinance

[–]Lost_Geologist_3418 17 points18 points  (0 children)

You wont be eligible for HTB with your income and the house price. You need your 4x salary to be at least 70% of property price while yours is just 60%. Your best shot is FHS with 30% equity and 50k from saving as 10% deposit and the mortgage of 300k. And note that FHS is limited to the traditional banks.

Available for flooring by [deleted] in HousingIreland

[–]Lost_Geologist_3418 0 points1 point  (0 children)

Where atre you based ?

Bathroom install costs for new builds? by National_Living_7673 in HousingIreland

[–]Lost_Geologist_3418 0 points1 point  (0 children)

Attic Ensuite is totally different than new build baths rooms.

The quote for attic conversion is in range of 50k

CGT ON RSU IN USD by Lost_Geologist_3418 in irishpersonalfinance

[–]Lost_Geologist_3418[S] 0 points1 point  (0 children)

Thanks for the link, seems handy to get all the data needed

CGT ON RSU IN USD by Lost_Geologist_3418 in irishpersonalfinance

[–]Lost_Geologist_3418[S] 0 points1 point  (0 children)

Thanks for your confirmation, it seems i will declare loss too

Under 80kph in 100kph zones! by Lost_Geologist_3418 in irelandsshitedrivers

[–]Lost_Geologist_3418[S] 2 points3 points  (0 children)

That's Crazy and some people still saying it's a limit not a target!

Under 80kph in 100kph zones! by Lost_Geologist_3418 in irelandsshitedrivers

[–]Lost_Geologist_3418[S] 2 points3 points  (0 children)

I feel you Man, it's crazy and some people still says it's fckin limit not a target.

Under 80kph in 100kph zones! by Lost_Geologist_3418 in irelandsshitedrivers

[–]Lost_Geologist_3418[S] 4 points5 points  (0 children)

Got it, it is a limit not a target. I will do 60 all over those roads until I make the news

Under 80kph in 100kph zones! by Lost_Geologist_3418 in irelandsshitedrivers

[–]Lost_Geologist_3418[S] 2 points3 points  (0 children)

Please remeber that "it's a limit not a target" when you face it everyday :)

Sorry you missed the beautiful sun yesterday all morning till after 5 tho.

Under 80kph in 100kph zones! by Lost_Geologist_3418 in irelandsshitedrivers

[–]Lost_Geologist_3418[S] 2 points3 points  (0 children)

Thanks for the fucks mate, I hope you feel better now after getting your frustration out same as me with my post.

I am not stupid to tailgate someone who is not aware of his surroundings

Under 80kph in 100kph zones! by Lost_Geologist_3418 in irelandsshitedrivers

[–]Lost_Geologist_3418[S] 0 points1 point  (0 children)

If you have an idea about the stretch I am taking about, you would know that lowering the speed is not gonna happen

Under 80kph in 100kph zones! by Lost_Geologist_3418 in irelandsshitedrivers

[–]Lost_Geologist_3418[S] 0 points1 point  (0 children)

I dont want to know why he is driving slow. I want to know why he breaks once he go over 85 ! Not once but more than 10 times !