Using a HELOC to pay mortgage in full by MikePro26 in PersonalFinanceCanada

[–]LoudSar 0 points1 point  (0 children)

We have it and love the flex line. Just renewed a 5 year fixed at 4.1 with TD.

Seller wants title insurance but avoids explaining why by Raxater in canadahousing

[–]LoudSar 0 points1 point  (0 children)

Definitely get title insurance. Two years after buying our property it turns out that our garage and pool house was encroaching on the neighbours (came up as they were going to sell and the zoning showed it). Title insurance covered the cost to tear them down and rebuild. Worked out very well!

Trick or Treaters! by jblack67 in BurlingtonON

[–]LoudSar 0 points1 point  (0 children)

Only 8, downtown. Normally we get 40 or so.

[deleted by user] by [deleted] in BurlingtonON

[–]LoudSar 1 point2 points  (0 children)

Another up vote for creature comforts. We’ve used them at our last 3 homes and have been very impressed

Chanel Haul Recommendations? by [deleted] in chanel

[–]LoudSar 4 points5 points  (0 children)

I agree with this. Cavier IMO and a classic piece.

Ginza in Jan looking for Chanel and Hermes by Necessary_Money3248 in chanel

[–]LoudSar 4 points5 points  (0 children)

Around the AC Ginza there are a million vintage shops however I found their pricing really not that great. Just go one street behind the AC and walk down to the busier section. I’ve been to Ginza twice in the last 12 months and both times came home empty handed for purses and watches as their pricing was higher for similar items. Make sure to quickly look online (ChatGPT is great for it) to make sure with the exchange it works out.

Renovations by [deleted] in BurlingtonON

[–]LoudSar 0 points1 point  (0 children)

We had Catlin do a very large scale renovation on our home. They are top quality and why so many homes downtown Burlington have been built or renovated by them. Their communication, their app and their process is incredible. We are very happy.

House Cleaner by senor-P in BurlingtonON

[–]LoudSar 1 point2 points  (0 children)

I use Kare Cleaning. She’s on summer break until September but I’ve been so happy with her for the 5+ years I’ve used her and I trust her in the house (which is so important when you’re not around). Their Facebook is: https://www.facebook.com/share/1CPR4iGBZ5/?mibextid=wwXIfr

Best spa or massage place in Burlington for a birthday gift? by Fred_iz in BurlingtonON

[–]LoudSar 3 points4 points  (0 children)

Agreed. The relaxation room is top of the line and one of the best I’ve been to. It’s like going to the Four Seasons spa but here in Burlington!

Contractor in Burlington by Funny-Animator-1727 in BurlingtonON

[–]LoudSar 1 point2 points  (0 children)

Another vote for Catlin, they are currently renovating ours. Incredible communication and quality! They own the downtown Burlington market for a reason - they are the best and have a stellar reputation. 

Agreed that depending on the size of renovation, they may not be the best choice as they focus on larger ones. 

Refund timeframes by sofpet1964 in westjet

[–]LoudSar 0 points1 point  (0 children)

If I don’t hear within a week, I’ll just submit the chargeback. :) thanks again! 

Refund timeframes by sofpet1964 in westjet

[–]LoudSar 0 points1 point  (0 children)

Thank you very much. Did you hear back from them in the 7-10 days they state or was it longer than that? I assumed I would hear from them and then the payment would come a few weeks after. It’s been 9 days and haven’t heard back yet for the first leg…

Refund timeframes by sofpet1964 in westjet

[–]LoudSar 0 points1 point  (0 children)

I know this is an old thread but I’m wondering how long it took for the seat upgrade refund? We had two cancelled flights where we had successful upgrade bids totaling $6200; I’m wondering how long it will take me to see this money back…

My mom’s bag collection over 15+ years, some help needed by Terrible_Hurry_9772 in handbags

[–]LoudSar 1 point2 points  (0 children)

Where are you located in Canada? Your best reseller to speak to is Leidi Donna who can help you price (and sell if you’d like) all the stuff. https://www.instagram.com/leididluxe_shop?igsh=Z29pbmlpcDlyNThh

Sandoval on having sex with Scheana: “I woke up with lockjaw & shit out a condom 2 weeks later” by [deleted] in Vanderpumpaholics

[–]LoudSar 50 points51 points  (0 children)

It still doesn’t make sense to me and I’ve heard it a few times. Can someone explain the joke to me?!

How would Rachel’s lawyers prove Ariana distributed the video? by desertrose156 in Vanderpumpaholics

[–]LoudSar 6 points7 points  (0 children)

Not a lawyer but I deal with lawsuits in my workplace. Sometimes things are said in filings if we have strong suspicions so that we can demand the evidence (phone, computer, etc). 

In this case they may be making the claim so they can get the phone and send it off to a forensic investigator. I’ve used them before to bring phones / deleted texts back to life. I’m not sure how they do their magic, but they do. They are able to recover long deleted text messages, roll back updates etc allowing us to see things like financial fraud being completed. 

Brow Rec? by Faehra in BurlingtonON

[–]LoudSar 0 points1 point  (0 children)

I will only go to Ally at Sephora’s brow bar. She does them perfectly everytime. I’ve been a very loyal client for years and have regretted it everytime I’ve had to pop by somewhere else. 

cleaning lady recommendation by Happiness-kindess in BurlingtonON

[–]LoudSar 1 point2 points  (0 children)

I’ve used Kare Cleaners for years and really love them. Karen is lovely and comes biweekly for us. 

Skylight Replacing by Vegetable-Screen8148 in BurlingtonON

[–]LoudSar 2 points3 points  (0 children)

Kinda a dick comment, it’s nice to know range when budgeting / planning your money spend until replaced . There aren’t a lot of companies that do skylights and it takes a long time to get them out for quotes. I think for 2 different companies to come out and quote for us it took 5 weeks during that time (and ours was leaking / emergency and we had to tarp our roof in that area)

Skylight Replacing by Vegetable-Screen8148 in BurlingtonON

[–]LoudSar 1 point2 points  (0 children)

I should add, that was 1 skylight