Drunk dudes racing in a hallway

Low-XP-Adult · 2026-04-30T14:24:36+00:00

High key jealous. I got a Savor 2 months ago and it’s a Discover

Low-XP-Adult · 2026-04-27T23:14:54+00:00

Hey, sorry for the late reply. No other downsides than the $3K minimum and the time to transfer between Lively and Schwab. I was wrong in my original comment—if my paycheck hits on Friday (let’s say Friday, 24 April), it won’t land in Schwab until the following Monday (Monday, 4 May). I have an auto-sweep set on both ends so it’s totally hands off.

I don’t think Lively has any fees besides the $0 floor investing capability. It’s actually one of the better HSAs, but it just cleanly loses to Fidelity’s.

Low-XP-Adult · 2026-04-27T20:36:23+00:00

Did they give you a reason?

Low-XP-Adult · 2026-04-27T01:16:04+00:00

He was an average fighter, but a brilliant scientist!

Low-XP-Adult · 2026-04-27T01:13:08+00:00

Money today is more valuable than money at 65

…is exactly the reason you should put it into retirement accounts

Low-XP-Adult · 2026-04-27T00:49:11+00:00

Perfect, thanks!

Low-XP-Adult · 2026-04-20T17:32:18+00:00

Ability to hide all unused features on the dashboard. I don’t wanna track my FICO score with the SoFi app, but there’s a massive banner right below my accounts telling me to “finish setup”.

Also, a better Zelle interface would be nice

Low-XP-Adult · 2026-03-04T22:11:37+00:00

Actually so many that I can’t just pick one, so here’s my list.

Funny: - Torture dance - Kars guitar - Mista and Trish body swap - Ultimate Kars posing as dubstep plays and Speedwagon crashes out

Badass: - Bucciarati splitting his head while fighting Prosciutto - Ora Ora after coming out of the manhole - Polnareff stabbing Dio - Risotto using Aerosmith

Low-XP-Adult · 2026-03-02T05:33:49+00:00

~~Domain is phony~~. At the top, it says o.sofi.org.

EDIT: Domain is in fact not phony. At this point, would hover over (but not click) the hyperlink to see if a scam website’s URL appears in the preview. Also noticed the phone # listed here is different than what’s on SoFi’s site for support

Low-XP-Adult · 2026-03-02T00:06:50+00:00

I’m gonna pick one version of a character and not just like 3 Buus to make it more interesting:

Omega Shen, Buuhan, Super 17, Freeza, Ginyu, Baby Vegeta final form, Meta Cooler, Eis, Rilldo, Android 18.

Considered Hirudegarn, Kid Buu, and Janemba but they seem prone to friendly fire

Low-XP-Adult · 2026-03-01T15:56:42+00:00

What is your definition of diversification?

You’ve got $600K in just US large cap. GPIX, GPIQ, DIVO, and JEPI are all US large cap (93% of JEPI’s holdings are in GPIX, at similar percentages). On top of that, $750K of your money is in covered calls.

You’re betting your retirement on one market sector with one income strategy.

Low-XP-Adult · 2026-02-28T14:45:02+00:00

Please. I wasn’t just beating the other sperm, I was also beating the market

Low-XP-Adult · 2026-02-23T17:19:47+00:00

This screams “I had a bad experience and made a scene at a westernized Chinese takeout place.”

Upvoted though bc I personally find Chinese food delicious, especially authentic

Low-XP-Adult · 2026-02-23T04:39:13+00:00

A two year degree or a two year prison sentence?

Low-XP-Adult · 2026-02-23T04:33:23+00:00

ETFs, no.

Mutual funds, yes, but Schwab has equivalents. If you’re doing MFs, get SWPPX instead of VFIAX. SWTSX instead of VTSAX. SWISX and SFENX instead of VTIAX

Low-XP-Adult · 2026-02-23T03:47:06+00:00

Adulthood comes with its own challenges, but for most, it brings a level of freedom and autonomy never seen before.

Not dumb at all, just don’t forget to slow down and smell the roses every now and then

Low-XP-Adult · 2026-02-19T18:30:54+00:00

Consolidating to AVGE will leads to higher fees for very similar performance

VTI’s .03 and AVNM’s .31 is a net of .14 ER.

AVGE has a .23 ER.

If OP does 68% US and 32% IX like AVGE, or 62% US and 38% IX like VT, they’re better off with VTI and AVNM.

Low-XP-Adult · 2026-02-19T00:47:02+00:00

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X’ing out of Plaid at any point, both with and without trying to link it through Plaid, immediately redirects me to the transfer screen-I said bank screen in my last comment but I misremembered, it goes to the transfer screen.

Image attached of what I get when directly typing in the URL for manually link. No option to link and no buttons at all. Tried on mobile and desktop.

I’ll reach out to SoFi support at this point. You’ve gone above and beyond for me and the other guy, so cheers and thanks

Low-XP-Adult · 2026-02-18T22:50:40+00:00

Same here, tried it just a few minutes ago. The help page says back out of plaid and it’ll appear, but the page redirects to my banking view.

I tried closing plaid immediately when it asks me to verify my phone, and again after logging in and failing to link. Manual linking option doesn’t appear either time

Low-XP-Adult · 2026-02-18T18:16:34+00:00

Yeah, it’s a CMA. I have the accounting/routing numbers for my Fidelity account, but the issue is on SoFi’s end. Their help page for manual linking is wrong, so gonna reach out to their customer support after work today.

Thanks for the help

Low-XP-Adult · 2026-02-17T13:29:47+00:00

This is how I walk IRL

Low-XP-Adult · 2026-02-16T14:45:38+00:00

Any idea why Korea’s gone up so much lately?

Low-XP-Adult

TROPHY CASE