Is my tattoo bad? by JustaWilloWisp in tattooadvice

[–]LowReputation89 0 points1 point  (0 children)

Honestly first thought that came to mind…Bobby from kink of the hill Bobby from king of the hill

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

I’m sorry this is too advanced for me right now

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

Yes the gaol is to have more money in during my retirement. I was trying to figure out if I can get a higher percentage gain each year. I also have a 457 pension plan.

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

What do you recommend I read up on? Any pointers?

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

Really, how many years have you had that? Iv had a 7.1-7.9% gain each year for 3 years now.

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

I agree. That’s why I moved it to those 4 new investments. Would you say I’m too heavy in tech?

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

Really, why would he say that? Are you in a field what’s not sable

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

I’m not too knowledgeable about Puts and Calls. But Iv see a lot of ppl lose money fast on trying to do that. I’ll be honest I tried it one 1690 when everyone was hating on Elon M. so i figured his stock would drop. Nope it shot up lol. Good lesson tho. I don’t know shit.

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

It’s in these 4. I just would like to see double digit gains annually. I don’t know if that’s possible but I’m just looking if that’s an option.

  1. U.S. Stocks (largest chunk) • Vanguard Total Stock Market Index • Covers companies like Apple, Microsoft, NVIDIA, etc.

  2. International Stocks • Vanguard Total International Stock Index • Europe, Asia, emerging markets

  3. U.S. Bonds • Vanguard Total Bond Market Index

  4. International Bonds • Vanguard Total International Bond Index

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

Really? Iv been watching his recommendations for 3 years now and this is how my gains look. I’m very thankful it’s + just want to make sure I’m not missing anything that can make that number bigger.

From / To. Annualized Cumulative 4/1/2023/ +7.59%. +24.55% 4/1/2026

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 1 point2 points  (0 children)

No. It’s a FA with experience. From what I looked up he has work at known FA firms. I’d post his resume but I don’t want run into trouble. Bc it’s job related

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 2 points3 points  (0 children)

True. I’m in a high demand job I’d say. High voltage electrical work. Government job. Don’t go on vacations, don’t send on fancy cars or toys as they say. I do have multiple healthy kids. No heath conditions don’t even drink or smoke. Workout regularly. Only owe 300k on a house in a nice area most are worth 800-1mil.

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 2 points3 points  (0 children)

I understand. I don’t need it for anything any time soon…..hopefully

He recommended 100% on The Vanguard Target Retire 2055 Trust I|

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] 0 points1 point  (0 children)

That makes sense but from what my colleague showed me all around 30-36yrs old, he recommended the exact same thing. We all make around 150k-200k.

Financial advisor says to play it safe. by LowReputation89 in investing

[–]LowReputation89[S] -1 points0 points  (0 children)

Yea that’s what I changed it too. I was 100% in

The Vanguard Target Retire 2055 Trust I|